<div><h3 class="heading-3 ace-line old-record-id-X797dGdX7oENltxmW8NuQdjCsCe">MEXC T+N 提现政策问答 </h3><ol start="1" class="list-number1"><li class="ace-line ace-line old-record-id-UmuCdxamVoThyWxkMIgu94F5sEe"><div>什么是 T+N 提现政策？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-X6UWdQ1L1oJR4qx88BsuP87PsOg"><div>T+N 提现政策要求用户通过 OTC（场外交易）购得的加密货币需等待 N 小时后方可提现或转出。此政策旨在风控核查期间冻结可疑资金，防范洗钱和诈骗。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-OGKBdrnUdoPbcPxD8oKuD7dtsAc"><div>T+N 是对通过法币渠道（OTC）获得的资产设置的流动限制政策，涵盖： 限制操作：提现、站内转账、OTC 卖出、法币出金、发红包 N 天倒计时结束前，上述操作均被冻结（如 T+N=24/72 小时）</div></li></ul><div class=" old-record-id-Yh3jdbgSJonzLKxQiyLuwf6RsIb"><hr /></div><ol start="2" class="list-number1"><li class="ace-line ace-line old-record-id-P1dJdgREBoTldxx2erRuecaYsYc"><div>为什么需要 T+N 提现等待时间？：</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PiLCdqArkoZSqfxeKpbuwls6ssh"><div>风险缓冲：24/ 72 小时缓冲期可拦截不法资产提现，避免黑钱流入平台。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-AgcMdrt4hog7WWxTr9puz4T6sXc"><div>合规安全：配合反洗钱（AML）要求，降低用户银行卡冻结风险。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-Xe5Vd9pXXoO1smxcPkRuMEOWsAd"><div>动态监测：平台利用此时间分析交易模式，标记高风险行为（如大额可疑转账）。</div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-TzjcdInb4oab1yxB7txuJz9PsbS"><br /></div><div class=" old-record-id-N9WAd2QHnoQ8NoxZEzau5I9wsGg"><hr /></div><ol start="3" class="list-number1"><li class="ace-line ace-line old-record-id-EtqvdObeLovPJdxtryZuQqPusFr"><div>T+N 提现政策适用于哪些国家？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-E7nodI5vYoeLQQxp5Glu6SrZsvh"><div>白俄罗斯、比利时、巴西、哥伦比亚、捷克共和国、丹麦、爱沙尼亚、法国、德国、匈牙利、冰岛、印度、爱尔兰、意大利、哈萨克斯坦、拉脱维亚、荷兰、尼日利亚、挪威、波兰、罗马尼亚、俄罗斯、沙特阿拉伯、斯洛伐克、西班牙、瑞士、泰国、土耳其、乌克兰、阿拉伯联合酋长国、英国、乌兹别克斯坦</div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-S8lvdG6fMovhE4xZWVWuloGTsxf"><br /></div><div class=" old-record-id-L5bAdE4L2ohqE2xoAkRuy4nDs1f"><hr /></div><ol start="4" class="list-number1"><li class="ace-line ace-line old-record-id-YGmidOHG3o5R3NxfDnouj2sEsEe"><div>哪些交易会受到 T+N 政策影响？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-MWGZdOXGYoQxS5xKBPausdRNssc"><div>仅限 OTC 购买的加密货币，包括：</div><p></p><div class=" old-record-id-DawvdGpLRonzWUxMd5quTYS4sKe"><table style="border-collapse:collapse"><colgroup><col width="105" /><col width="128" /><col width="270" /></colgroup><tbody><tr height="31"><td style="color:rgb( 64 , 64 , 64 );font-size:12pt;text-align:left;word-wrap:break-word;border-bottom:0.5pt solid rgb( 187 , 187 , 187 )">场景</td><td style="color:rgb( 64 , 64 , 64 );font-size:12pt;text-align:left;word-wrap:break-word;border-bottom:0.5pt solid rgb( 187 , 187 , 187 )">是否受限</td><td style="color:rgb( 64 , 64 , 64 );font-size:12pt;text-align:left;word-wrap:break-word;border-bottom:0.5pt solid rgb( 187 , 187 , 187 )">说明</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">OTC 卖出</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">T+N 期间禁止卖出法币资产</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">法币渠道出金</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">禁止转换为法币并提现至银行</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">提现</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">禁止链上转出资产</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">转账</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">禁止站内转移给其他用户</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">发红包</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">✅</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">禁止通过红包发送 OTC 资产</td></tr><tr height="31"><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">现货交易</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">❌</td><td style="color:rgb( 0 , 0 , 0 );font-size:12pt;word-wrap:break-word;border-bottom:0.5pt solid rgb( 229 , 229 , 229 )">可自由交易，但盈利部分提现不受限</td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-Q4SpdhRuPoFi7ZxSLA1u8ihrsf9"> <em>不影响行为</em>：现货交易获利提现、充值加密货币的直接提现 </div></li></ul><div class=" old-record-id-FPMTd42MFoh5b8xWrsduxnFashd"><hr /></div><ol start="5" class="list-number1"><li class="ace-line ace-line old-record-id-C38PdIKsxowMxbxJVBXu26FWsrd"><div>提现时间是固定的 24~72 小时吗？ </div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Fk4MdVyjUofG79xl1ttuvgYFsT2"><div>否，时间非固定。</div><ul class="list-bullet2"><li style="text-align:left" class="ace-line ace-line old-record-id-KqAHdj2HFonTqOxgND8u2RYcsAc"><div>基础限制：MEXC 默认采用 T+N（24小时）。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-X64qdA5FVouTDVxpc1GumEZesug"><div>动态调整：根据风控等级延长（如高风险操作触发 T+2 或更长）。</div></li></ul></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-UD8EdIQmgobkmPxaypru89r1sBd"><br /></div><div class=" old-record-id-BGRode9igojBJIx5cxvu3u93slg"><hr /></div><ol start="6" class="list-number1"><li class="ace-line ace-line old-record-id-WdUPd3eyuoJaGmxIONXu9Muss1b"><div>如何查询提现状态？</div></li></ol><div style="text-align:left" class="ace-line ace-line old-record-id-FfJsdlxR5oQWAhx9krjulOLGshc"> 登录 MEXC 账户 → “资金记录” → “提币记录”。</div><div style="text-align:left" class="ace-line ace-line old-record-id-Q6yFdw3Koo27mYxnbRoutdA5sBd"><div><div> 查看记录状态：</div><div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-DtANdA7e8o02uYxJIafuARXvscf"><div>处理中：等待 T+N 倒计时或区块链确认。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-R0yrd0OTzoLBypx0kRNuGTfDsSb"><div>已到账：成功打入目标账户。</div></li></ul></div></div></div><div style="text-align:left" class="ace-line ace-line old-record-id-MSYYd1DmzowBW7xIDDtuz0HGsTg"><br /></div><div class=" old-record-id-PvNWdX7kloMmp4xGmXMubDZdsZd"><hr /></div><ol start="7" class="list-number1"><li class="ace-line ace-line old-record-id-ONCKd5wjfoztihxgjNausmuLsOd"><div>政策是否适用于所有用户？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-SVvHdUpt6ovRq4xtcANu6oPJsDd"><div>否，仅触发风控的用户受影响：</div><ul class="list-bullet2"><li style="text-align:left" class="ace-line ace-line old-record-id-OhQ2dxbqpo5Jy8xKfwVuJWLrsge"><div>高风险行为：如频繁大额 OTC 买入后立即提现。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-MjqudYAg0oP2XSxV8D3ukF0GsCg"><div>非受限用户：正常交易或未触发风控的用户可即时提现。</div></li></ul></li></ul><div class=" old-record-id-KbNedWXT5oL4pyxuBYkuMj1CsHc"><hr /></div><ol start="8" class="list-number1"><li class="ace-line ace-line old-record-id-EI4mdLJK7oxQAZxTcPWuUy2rsuh"><div>政策是否会更改或扩展到其他国家？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-RlAOdZMaYokEQQxdNUuurwJ8sug"><div>可能调整：</div><ul class="list-bullet2"><li style="text-align:left" class="ace-line ace-line old-record-id-QIRsdAAzQobQ8PxXxMnuTMvlsUf"><div>MEXC 保留根据风控需求扩展政策（如延长 T+N 时长、新增国家）的权利。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-OymEdwfD1oeNiWx9dGzu3UA7sZq"><div>若诈骗模式升级，政策可能收紧。</div></li></ul></li></ul><div class=" old-record-id-HaFrdw9cwogavMxkANwux3J7she"><hr /></div><ol start="9" class="list-number1"><li class="ace-line ace-line old-record-id-KHrmd4HhcoNm52xocCEu6vxisrR"><div>提现超过 72 小时未到账怎么办？</div></li></ol><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-QyZPdS3XCotxY9xEQ85uX1HXsQd"><div>分步处理：</div><ul class="list-bullet2"><li style="text-align:left" class="ace-line ace-line old-record-id-CNc1d2901oKA4cxwjVZuQ7HVsoh"><div>检查状态：在 “提现历史” 确认是否已完成提现转账。</div></li><li style="text-align:left" class="ace-line ace-line old-record-id-C1oLdwayjofa87xn2oaukLIustU"><div>联系客服：若客服确认完成仍未到账，提供 TxID 并申诉。</div></li></ul></li></ul></div>