MEXC Loans is a cryptocurrency lending solution introduced by MEXC that allows users to collateralize one cryptocurrency to borrow another for use in spot trading, derivatives, investment purposes toMEXC Loans is a cryptocurrency lending solution introduced by MEXC that allows users to collateralize one cryptocurrency to borrow another for use in spot trading, derivatives, investment purposes to
MEXC Loans FAQ
MEXC Loans is a cryptocurrency lending solution introduced by MEXC that allows users to collateralize one cryptocurrency to borrow another for use in spot trading, derivatives, investment purposes to earn higher returns, or for withdrawal.
MEXC Loans FAQ
Q: How do I participate in MEXC Loans?
A: On the MEXC Loans page, you can see the currently supported staking crypto and loan crypto. Select the corresponding token pair and click Borrow Now to participate. If you want to learn more about how to participate in MEXC Loans, you can read the article "MEXC Loans is Now Live!"
Q: Is the interest generated in MEXC Loans calculated in a "simple interest" or "compound interest" form?
A: Simple interest. The system calculates interest on a daily basis and charges it based on the actual duration of the loan. Periods of less than one day are rounded up to one full day. Note: Interest is calculated based on the interest rate displayed at the time of borrowing. Formula: Interest = Borrowed Amount × Daily Interest Rate.
- Flexible Loans: Interest accrues hourly and is charged based on the actual loan duration. Any period less than 1 hour is counted as 1 full hour. Hourly interest = Borrowed amount × Hourly interest rate
- Fixed Loans: Interest accrues daily and is charged based on the actual loan duration. Any period less than 1 day is counted as 1 full day. Daily interest = Borrowed amount × Daily interest rate
Q: How is the "Max. Borrowable" quantity displayed on the MEXC Loans page calculated?
A: The max. borrowable quantity is calculated based on the corresponding unfrozen available assets in your current spot account, serving as collateral for the loan.
Q: Is it possible to earn interest by lending my assets to other users through the MEXC Loans feature?
A: No. Currently, MEXC Loans only allows users to borrow funds from the MEXC platform.
Q: What is the Loan-to-Value ratio (LTV)?
A: The Loan-to-Value ratio (LTV) is the ratio of outstanding asset value to collateral value. The specific calculation formula is as follows: LTV = Outstanding Principal and Interest / Collateral Amount
Outstanding Principal and Interest = (Outstanding Principal + Outstanding Interest + Outstanding Overdue Interest)
Q: Is there a limit to the fund pool for each loan product? Why does a loan product sometimes show an amount of 0 under "Current Borrowable"?
A: There is a limit to the borrowing amount for each loan product. When the loan fund pool has been fully borrowed by other users, further borrowing will not be possible. You can assess this by checking the "Current Borrowable" quantity in the corresponding loan fund pool.
Q: Is there a limit to the amount that can be staked and borrowed?
A: There is no limit to the amount that can be staked, but there is a limit to the borrowing amount. The initial LTV determines the initial amount of assets that can be borrowed, and the borrowable amount varies for different staked assets.
Q: After taking out a loan, where can I find the loan records?
A: You can check your corresponding loan order records under My Loans on the MEXC Loans page.
Q: After taking out a loan, where can I view the fund flow records for the staked crypto and the loan crypto?
A: If you are using the website interface, you can go to the official MEXC website, click Wallets in the top right corner, select Spot, and click on Spot Statement to view the fund flow records.
If you are using the mobile app, you can tap Wallets in the bottom right corner of the homepage, tap Spot at the top, and then tap on the notepad icon in the top right corner. On the "Spot History" page, select Spot Statement to view the fund flow records.
Q: After taking out a loan, are the staked assets still in my account? Can the loan crypto be used for trading or transfers?
A: The staked crypto will be deducted from your MEXC account. The loan crypto, such as USDT, can be used normally for trading, transfers, withdrawals, and other operations.
Q: After taking out a loan, can I add or reduce collateral manually?
A: Users can add collateral at any time to adjust the LTV (you will receive a liquidation alert when the alert LTV is reached). On the MEXC Loans page, click on My Loans, select the loan order you want to adjust, and choose Adjust Collateral to add or reduce collateral. Overdue repayments will incur a penalty rate equal to 200% of the borrowing rate for the duration of the delay.
Q: What is loan liquidation?
A: If the LTV (outstanding principal and interest / collateral amount) reaches the platform's set liquidation threshold, the system will initiate a forced liquidation of your collateral assets to fully repay the principal and interest.
Q: After taking out a loan, is it possible to adjust the quantity of the loan crypto amount in the loan order?
A: It is not possible to adjust the amount of the loan crypto in the loan order, meaning you can't borrow twice in the same order.
Q: Is it possible to repay your loan before the due date?
A: Fixed Loans supports early repayment with no penalty.
Q: After a loan order is liquidated, what happens to the staking crypto?
A: If LTV reaches this threshold, the system will liquidate your collateral assets and charge a 5% liquidation fee on the amount sold. After repaying the principal and interest, any remaining funds will be returned to your Spot account. If no balance remains, all collateral has been used for repayment.
Q: When a liquidated loan order has a negative balance, will the debt continue to incur interest?
A: No, the debt generated after liquidation is not subject to the interest calculation.
Come check out the official MEXC website and try MEXC Loans for yourself. With fast, convenient, and secure borrowing, you can easily manage your cryptocurrency assets. Whatever your needs, investment or financial flexibility, MEXC's loan solutions are designed to meet them.
Disclaimer: This information does not provide advice on investment, taxation, legal, financial, accounting, or any other related services, nor does it constitute advice to purchase, sell, or hold any assets. MEXC Learn provides information for reference purposes only and does not constitute investment advice. Please ensure you fully understand the risks involved and exercise caution when investing. The platform is not responsible for users' investment decisions.
市场机遇
Quack AI实时价格 (Q)
$0.022886
$0.022886$0.022886
USD
Quack AI (Q) 实时价格图表
热门加密动态
查看更多
GE Vernova 2026 Q2 财报解读：AI 数据中心用电需求迎来现实检验
概述 市场原本将 GE Vernova 2026 年第二季度财报视为检验人工智能数据中心用电需求的一项关键指标。答案如今已经公布。公司于 2026 年 7 月 22 日发布业绩，电力和电气化设备订单显著增长，数据中心相关订单在上半年超过 50 亿美元，证明人工智能基础设施建设正在转化为燃气轮机、变电站、开关设备和变压器的实际采购。 但财报并未完全达到投资者的高预期。GE Vernova 的调整后息
美国运通2026年Q2财报前瞻，高端消费韧性能否继续支撑增长
概述 市场关注美国运通2026年Q2财报，不只是为了判断这家信用卡公司的盈利能否再次超过预期，更是希望从其高收入客户消费、旅游与餐饮支出、信用质量以及会员费收入中，观察美国消费经济是否仍具韧性。 美国运通将于2026年7月24日美股盘前公布第二季度业绩，并于美国东部时间上午8时30分召开电话会议。市场目前预计，公司第二季度每股收益约为4.40美元至4.41美元，营收净额约为196.6亿美元至197
NVIDIA 2026年Q2财报前瞻：910亿美元收入目标能否再次改写AI估值逻辑
概述 NVIDIA 2026年Q2财报之所以受到市场高度关注，不只是因为公司可能再次刷新营收纪录，更因为这份业绩将检验全球人工智能基础设施投资是否仍在加速。NVIDIA 已确认，将于2026年8月26日公布2027财年第二季度业绩。需要注意的是，市场通常所称的“NVIDIA 2026年Q2财报”，对应公司2027财年第二季度，而不是自然年2026年第二季度。 NVIDIA 给出的季度收入指引为91
热门新闻
查看更多
特斯拉2026年第二季度财报日期：发布时间、网络直播及关键指标
特斯拉2026年第二季度财报定于2026年7月22日（星期三）美国股市收盘后发布，管理层计划于美国中部时间下午4:30 / 东部时间下午5:30主持实时Q&A网络直播。第二季度的更新和网络直播将通过特斯拉的投资者关系网站提供，并在电话会议后提供存档重播。 这不仅仅是另一个普通的特斯拉财报日。特斯拉已经报告了超预期的交付季度：在2026年第二季度，公司生产了451,758辆汽车，交付了480,126
