MEXC Loans is a new cryptocurrency lending solution introduced by MEXC. It allows users to collateralize one cryptocurrency to borrow another. The borrowed assets can be used for spot trading,MEXC Loans is a new cryptocurrency lending solution introduced by MEXC. It allows users to collateralize one cryptocurrency to borrow another. The borrowed assets can be used for spot trading,
新手学院/新手指南/理财质押/MEXC Loans FAQ

MEXC Loans FAQ

Jul 16, 2025MEXC
0m
TONCOIN
TON$1.542+2.93%
Quack AI
Q$0.012472-11.85%
TokenFi
TOKEN$0.00262-0.41%
Nowchain
NOW$0.00238-0.41%
Brainedge
LEARN$0.01158+0.95%

MEXC Loans is a new cryptocurrency lending solution introduced by MEXC. It allows users to collateralize one cryptocurrency to borrow another. The borrowed assets can be used for spot trading, derivatives, high-yield investments, or for withdrawal.

At the beginning of this month, MEXC officially launched MEXC Loans. The types of tokens available for staking will be displayed on MEXC's platform through different staking pools. Currently, the platform allows users to stake TON to borrow USDT.


MEXC Loans FAQ


Q: How Do I Participate in MEXC Loans?

A: On the MEXC Loans page, you can see the currently supported staking crypto and loan crypto. Select the corresponding token pair and click [Borrow Now] to participate. If you want to learn more about how to participate in MEXC Loans, you can read the article "MEXC Loans is Now Live!"

Q: Is the interest generated in MEXC Loans calculated in a "simple interest" or "compound interest" form?

A: Simple interest. The system calculates interest on a daily basis and charges it based on the actual duration of the loan, with less than 1 day being calculated as 1 day. Note: Interest is calculated based on the interest rate displayed at the time of borrowing. Formula: Interest = Borrowed Amount × Daily Interest Rate.

Q: How is the "Max. Borrowable" quantity displayed on the MEXC Loans page calculated?

A: The max. borrowable quantity is calculated based on the corresponding unfrozen available assets in your current spot account, serving as collateral for the loan.

Q: Is it possible to earn interest by lending my assets to other users through the MEXC Loans feature?

A: No. Currently, MEXC Loans only allows users to borrow funds from the MEXC platform.

Q: What is the Loan-to-Value ratio (LTV)?

A: The Loan-to-Value ratio (LTV) is the ratio of outstanding asset value to collateral value. The specific calculation formula is as follows: LTV = Outstanding Principal and Interest / Collateral Amount
Outstanding Principal and Interest = (Outstanding Principal + Outstanding Interest + Outstanding Overdue Interest)

Q: Is there a limit to the fund pool for each loan product? Why does a loan product sometimes show an amount of 0 under "Current Borrowable"?

A: There is a limit to the borrowing amount for each loan product. When the loan fund pool has been fully borrowed by other users, further borrowing will not be possible. You can assess this by checking the "Current Borrowable" quantity in the corresponding loan fund pool.


Q: Is there a limit to the amount that can be staked and borrowed?

A: There is no limit to the amount that can be staked, but there is a limit to the borrowing amount. The initial LTV determines the initial amount of assets that can be borrowed, and the borrowable amount varies for different staked assets.


Q: After taking out a loan, where can I find the loan records?

A: You can check your corresponding loan order records under [My Loans] on the MEXC Loans page.

Q: After taking out a loan, where can I view the fund flow records for the staked crypto and the loan crypto?

A: If you are using the website interface, you can go to the official MEXC website, click [Wallets] in the top right corner, select [Spot], and click on [Spot Statement] to view the fund flow records.


If you are using the mobile app, you can tap [Wallets] in the bottom right corner of the homepage, tap [Spot] at the top, and then tap on the notepad icon in the top right corner. On the "Spot History" page, select [Spot Account Statement] to view the fund flow records.


Q: After taking out a loan, are the staked assets still in my account? Can the loan crypto be used for trading or transfers?

A: The staked crypto will be deducted from your MEXC account. The loan crypto, such as USDT, can be used normally for trading, transfers, withdrawals, and other operations.

Q: After taking out a loan, is it possible to voluntarily add more staking crypto to increase the LTV and avoid liquidation?

A: Users can add staking crypto at any time to adjust the LTV (you will receive a liquidation alert when the alert LTV is reached). On the MEXC Loans page, click on [My Loans], then select [Add Margin] for the loan order for which you want to add staking crypto.


Q: What is loan liquidation?

A: If the LTV (outstanding principal and interest / stake amount) reaches the platform's set liquidation threshold, the system will initiate a forced liquidation of your staked assets to fully repay the principal and interest.

Q: After taking out a loan, is it possible to adjust the quantity of the loan crypto amount in the loan order?

A: It is not possible to adjust the amount of the loan crypto in the loan order, meaning you can't borrow twice in the same order.

Q: Is it possible to repay your loan before the due date?

A: Early repayment is currently not supported. Repayment is only possible after at least 30 days from the borrowing date. Please refer to the repayment time displayed on the interface.

Q: After a loan order is liquidated, what happens to the staking crypto?

A: When an order is liquidated, the system will sell all staking crypto to purchase the loan crypto for repayment. The remaining assets will be returned to the user.
For example, if a user staked 10 A coins to borrow 50 B coins and the loan order is liquidated due to significant price fluctuations in A coins, the system will sell the 10 A coins, exchange them for 70 B coins to repay the principal and interest, and return the remaining B coins to the user.

Q: When a liquidated loan order has a negative balance, will the debt continue to incur interest?

A: No, the debt generated after liquidation is not subject to the interest calculation.

Come check out the official MEXC website try MEXC Loans for yourself. With fast, convenient, and secure borrowing, you can easily manage your cryptocurrency assets. Whatever your needs—investment or financial flixibility—MEXC's loan solutions are designed to meet them.


If you want to learn how to participate in MEXC Loans, you can refer to "MEXC Loans is Now Live!" Currently, the MEXC Loans feature is limited to the web platform.


Disclaimer: This information does not provide advice on investment, taxation, legal, financial, accounting, or any other related services, nor does it constitute advice to purchase, sell, or hold any assets. MEXC Learn provides information for reference purposes only and does not constitute investment advice. Please ensure you fully understand the risks involved and exercise caution when investing. The platform is not responsible for users' investment decisions.


热门文章

什么是预测合约？一种简单快捷的合约交易方式

什么是预测合约？一种简单快捷的合约交易方式

加密货币合约交易以其高杠杆和多空双向获利的能力吸引了无数投资者，但其复杂的机制——保证金、杠杆、强平价格等，也让许多新手望而却步。为了降低衍生品交易的门槛，MEXC 创新性地推出了“预测合约”。它摒弃了传统合约的复杂性，将交易回归到最核心的本质：判断涨跌。*BTN-开启您的合约交易之旅&BTNURL=https://www.mexc.com/futures/BTC_USDT *1. 什么是预测合约

MEXC 全球数字资产交易所七周年：以"多"为基因，铸造加密新基建

MEXC 全球数字资产交易所七周年：以"多"为基因，铸造加密新基建

当时针指向第七个刻度，MEXC 交易所正持续以"多"为战略基因，在数字金融的星辰大海中书写着属于创新者的史诗。七载光阴，MEXC 打造的不仅是一个交易平台，更是一个多维立体的加密生态系统——在这里，多样性是流淌在一行行代码里的血液。一、热币矩阵：构建数字资产超级市场2,905 种现货币对与 1,130 种合约币种构成的数字资产宝库，让 MEXC 稳居全球热币数量王座。这不是简单的数字堆砌，而是精准

如何在MEXC上线项目：申请流程完整指南

如何在MEXC上线项目：申请流程完整指南

将您的加密货币项目在MEXC上市需要几个步骤和要求。以下是一份全面的指南：1. MEXC上市流程概述MEXC根据您的项目阶段、社区规模和资源提供不同的上市路径。与Coinbase等其他交易所相比，MEXC以相对易于访问而闻名。第1步：了解MEXC的上市标准基于项目价值的审查流程最适合具有强大基础的项目第2步：准备您的项目在申请之前，请确保您准备好这些必需品：技术要求智能合约信息合约地址（在区块链浏

如何使用 MEXC 不同的订单模式进行合约下单？帮你低成本快速完成建仓

如何使用 MEXC 不同的订单模式进行合约下单？帮你低成本快速完成建仓

在瞬息万变的加密货币合约市场中，建仓（即开立仓位）是交易的第一步，也是决定交易成败的关键一步。许多交易者，尤其是新手，往往只知道使用最基础的市价单和限价单，这不仅可能让他们错失良机，还可能因为滑点等问题无形中增加了交易成本。事实上，像MEXC这样专业的交易平台提供了多种订单模式，每一种都像一个精密的工具，为特定的交易场景而设计。掌握这些工具，意味着您能更主动、更精准地执行自己的交易策略。本文将全面

热门加密动态

阿根廷总统深陷加密货币丑闻：Libra代币崩盘背后的精心策划与政治操纵

阿根廷总统深陷加密货币丑闻：Libra代币崩盘背后的精心策划与政治操纵

Key Takeaways 阿根廷总统米莱在2025年2月14日推广的Libra加密货币在数小时内暴跌85%,导致投资者损失超过2.5亿美元国会调查发现两位加密企业家Mauricio Novelli和Manuel Terrones Godoy在代币发行过程中扮演关键角色区块链分析显示代币发行前存在可疑的资金转移,暗示这是一场精心策划的"拉高出货"骗局超过11.4万个钱包在这次事件中蒙受损失,而非米

摩根大通推出以太坊代币化货币市场基金：传统金融拥抱区块链的里程碑事件

摩根大通推出以太坊代币化货币市场基金：传统金融拥抱区块链的里程碑事件

Key Takeaways 摩根大通资产管理公司在以太坊主网推出首只代币化货币市场基金合格投资者可通过链上方式获得美国国债支持的美元收益这标志着传统金融机构对公共区块链基础设施信心的显著增强以太坊作为机构级区块链平台的地位进一步巩固代币化资产市场迎来新的发展契机，为加密货币交易带来更多机遇 Summary 全球金融巨头摩根大通近日宣布在以太坊区块链上推出其首只代币化货币市场基金，这一举措被业界视为

XRP价格跌破关键支撑位：技术分析揭示深度回调风险与交易策略

XRP价格跌破关键支撑位：技术分析揭示深度回调风险与交易策略

Key Takeaways XRP价格跌破$2.40关键支撑位，技术指标显示看跌信号加剧相对强弱指数（RSI）和移动平均线形成死亡交叉，预示潜在下行压力如果跌破$2.20支撑，XRP可能测试$2.00心理关口交易者需关注成交量变化和链上数据，寻找市场反转信号在波动期选择可靠交易平台至关重要，MEXC提供业内最优交易条件 Summary 近日XRP价格在关键技术位置出现疲软，引发市场对更深层次回调的

StraitsX登陆Solana：新加坡元与美元稳定币实现秒级兑换，数字外汇交易迎来新纪元

StraitsX登陆Solana：新加坡元与美元稳定币实现秒级兑换，数字外汇交易迎来新纪元

Key Takeaways StraitsX将在Solana区块链上推出新加坡元（XSGD）和美元（XUSD）稳定币用户可在Solana网络上实现SGD/USD即时兑换，交易速度显著提升此举标志着传统外汇交易向去中心化金融（DeFi）领域的重要延伸Solana凭借高性能和低成本优势成为稳定币发行首选平台MEXC交易所提供最优SOL交易环境，助力投资者把握Solana生态发展机遇 Summary 支

相关文章

什么是预测合约？一种简单快捷的合约交易方式

什么是预测合约？一种简单快捷的合约交易方式

加密货币合约交易以其高杠杆和多空双向获利的能力吸引了无数投资者，但其复杂的机制——保证金、杠杆、强平价格等，也让许多新手望而却步。为了降低衍生品交易的门槛，MEXC 创新性地推出了“预测合约”。它摒弃了传统合约的复杂性，将交易回归到最核心的本质：判断涨跌。*BTN-开启您的合约交易之旅&BTNURL=https://www.mexc.com/futures/BTC_USDT *1. 什么是预测合约

MEXC 全球数字资产交易所七周年：以"多"为基因，铸造加密新基建

MEXC 全球数字资产交易所七周年：以"多"为基因，铸造加密新基建

当时针指向第七个刻度，MEXC 交易所正持续以"多"为战略基因，在数字金融的星辰大海中书写着属于创新者的史诗。七载光阴，MEXC 打造的不仅是一个交易平台，更是一个多维立体的加密生态系统——在这里，多样性是流淌在一行行代码里的血液。一、热币矩阵：构建数字资产超级市场2,905 种现货币对与 1,130 种合约币种构成的数字资产宝库，让 MEXC 稳居全球热币数量王座。这不是简单的数字堆砌，而是精准

如何在MEXC上线项目：申请流程完整指南

如何在MEXC上线项目：申请流程完整指南

将您的加密货币项目在MEXC上市需要几个步骤和要求。以下是一份全面的指南：1. MEXC上市流程概述MEXC根据您的项目阶段、社区规模和资源提供不同的上市路径。与Coinbase等其他交易所相比，MEXC以相对易于访问而闻名。第1步：了解MEXC的上市标准基于项目价值的审查流程最适合具有强大基础的项目第2步：准备您的项目在申请之前，请确保您准备好这些必需品：技术要求智能合约信息合约地址（在区块链浏

如何使用 MEXC 不同的订单模式进行合约下单？帮你低成本快速完成建仓

如何使用 MEXC 不同的订单模式进行合约下单？帮你低成本快速完成建仓

在瞬息万变的加密货币合约市场中，建仓（即开立仓位）是交易的第一步，也是决定交易成败的关键一步。许多交易者，尤其是新手，往往只知道使用最基础的市价单和限价单，这不仅可能让他们错失良机，还可能因为滑点等问题无形中增加了交易成本。事实上，像MEXC这样专业的交易平台提供了多种订单模式，每一种都像一个精密的工具，为特定的交易场景而设计。掌握这些工具，意味着您能更主动、更精准地执行自己的交易策略。本文将全面

注册MEXC账号
注册 & 获得高达10,000 USDT奖金