OTC T+N 政策解释

2026-01-12 17:29:54
<div data-page-id="ByyMdzEtJoFcc6xPXwou9rsEsWh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-AQQldZIvdovi5zxbTDvu7ctrs7g"><strong>MEXC T+N 提现政策问答 </strong></h2><div class="ace-line ace-line old-record-id-YrpfdebQvo33jUxgrqgup3nKsnc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-OWcLd1oujomupRxK5psueyIAsRe"><strong>1. 什么是 T+N 提现政策?</strong></h2><div class="ace-line ace-line old-record-id-Iyl0dFEAyomGmpx7kJnuIrviskI"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-SFEvdGUp1oPV31xJ8l4uTUxwsPe"><span style="font-size: 16px;">T+N 提现政策要求用户通过 OTC(场外交易)购得的加密货币需等待 N 小时后方可提现或转出。此政策旨在风控核查期间冻结可疑资金,防范洗钱和诈骗。</span></div><div class="ace-line ace-line old-record-id-QONYdjHoGoumOGxUgxAuRXl7sqd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-XOuMdkKQ0ofAOYxeJ3LuF0PQsUe"><span style="font-size: 16px;">T+N 是对通过法币渠道(OTC)获得的资产设置的流动限制政策,涵盖: 限制操作:提现、站内转账、OTC 卖出、法币出金、发红包 N 天倒计时结束前,上述操作均被冻结(如 T+N=24/72 小时)</span></div><div class="ace-line ace-line old-record-id-EozAdM21XoVFBnxUvo6ug172sDb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RcKrdSaKBo7iz7x16m9usCOjsfb"><strong>2. 为什么需要 T+N 提现等待时间?</strong></h2><div class="ace-line ace-line old-record-id-NotNdisSuojmODxUNU0ujn7Ssab"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IXx2dCV8RoWfSlxBppjus8YPs8f"><span style="font-size: 16px;">风险缓冲:24/ 72 小时缓冲期可拦截不法资产提现,避免黑钱流入平台。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-L3xrdhaiHoHpNBxPMiSulb82sBh"><span style="font-size: 16px;">合规安全:配合反洗钱(AML)要求,降低用户银行卡冻结风险。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-NXu3d3bzSovAP9xWUyXuBFcisvc"><span style="font-size: 16px;">动态监测:平台利用此时间分析交易模式,标记高风险行为(如大额可疑转账)。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IuQqdvGP2ouMZUxIw5fuxWXcsYX"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NaqtdEjAJoIkLqxjRl4uWZYesBb"><strong>3. T+N 提现政策适用于哪些国家?</strong></h2><div class="ace-line ace-line old-record-id-DY1OdI5zjoZ14kxBVISuXkMYsYg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-CbIRda9AXoUXY2xPwuPuMim9s8c"><span style="font-size: 16px;">白俄罗斯、比利时、巴西、哥伦比亚、捷克共和国、丹麦、爱沙尼亚、法国、德国、匈牙利、冰岛、印度、爱尔兰、意大利、哈萨克斯坦、拉脱维亚、荷兰、尼日利亚、挪威、波兰、罗马尼亚、俄罗斯、沙特阿拉伯、斯洛伐克、西班牙、瑞士、泰国、土耳其、乌克兰、阿拉伯联合酋长国、英国、乌兹别克斯坦</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-JFUvdbJhioLREvxLVqwuw8yksjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ManydD4iEoGbLYxmat1ufvoLsPc"><strong>4. 哪些交易会受到 T+N 政策影响?</strong></h2><div class="ace-line ace-line old-record-id-LEnDdSpUZoWzvWx63EKuEJgws9N"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-GExsdjdIToTFlQxUw7yuPoMBs8e"><span style="font-size: 16px;">仅限 OTC 购买的加密货币,包括:</span></div><div><table class="ace-table" data-ace-table-col-widths="100;100;317" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="100"><col width="317"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NxqrdunsJoPbsex3qxfu8V5DsZd"><span style="font-size: 16px;">场景</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UMRHdZ3FUoGoCjxUQHPuvbZYsMc"><span style="font-size: 16px;">是否受限</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-POHpdygYBo81jLx11BDuaF0TsUe"><span style="font-size: 16px;">说明</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BvLSdTjU3oEVOQxtZxvuLDe7sQc"><span style="font-size: 16px;">OTC 卖出</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UtAbdrB8koVYgDxzTluuue60sKe"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NDgqdr2DpouWdOx7g3vuE44Bsle"><span style="font-size: 16px;">T+N 期间禁止卖出法币资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Wbi7dtpZvohRFbxuqmguKkELsoS"><span style="font-size: 16px;">法币渠道出金</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xi9Kd9Gtao2YNFxe4kpupXbBsPc"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VFlDdqU2iovMxSxPPg0uVtRlstd"><span style="font-size: 16px;">禁止转换为法币并提现至银行</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AoY7dp1nVo4ZIYx9LTBuEjLNsle"><span style="font-size: 16px;">提现</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DAiPdyAeqoPOxuxbYhHugDUqsTf"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PzgFdz4rAoKhb2xS84sussEisjc"><span style="font-size: 16px;">禁止链上转出资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MsnrdUAWjogstMxqDOjuo5YXsBc"><span style="font-size: 16px;">转账</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BrvUdpRJYomBA8xqqqZu8mR9s0S"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Z1BLdR8czosRAvxd6Lfu1zm3sMh"><span style="font-size: 16px;">禁止站内转移给其他用户</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IIofdQcsloRIulxYuTKuH8fEsJf"><span style="font-size: 16px;">发红包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZyycduZYboP0kDxq9RWuupEcsxh"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AJ0fd7J5goJYtkx9xWSu9mBSs7g"><span style="font-size: 16px;">禁止通过红包发送 OTC 资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SLypdYCV2oOt2KxNreHugiFcsxb"><span style="font-size: 16px;">现货交易</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HYhpdTv6moTctdxoCcnuETvgsvh"><span style="font-size: 16px;">❌</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YP0MdLsLCo5MjZxTj05uICzMspd"><span style="font-size: 16px;">可自由交易,但盈利部分提现不受限</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-RquwdtSzfo3DqDxi4jyuSvkPs3e"><span style="font-size: 16px;">不影响行为:现货交易获利提现、充值加密货币的直接提现 </span></div><div class="ace-line ace-line old-record-id-IhiGdCR2GoVZRbx0E2yubcpZsfh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-M8gbdae37o52kVxm11kug9fssTg"><strong>5. 提现时间是固定的 24~72 小时吗?</strong></h2><div class="ace-line ace-line old-record-id-RSNFdAgwHoQXcpxhDt2u77aesRh"> <span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-MNO6dqNIkoPohXxdFmFuGbvnstd"><span style="font-size: 16px;">否,时间非固定。</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PLfkd3S2poWmVpxB4FIubh9osnh" data-list="bullet"><div><span style="font-size: 16px;">基础限制:MEXC 默认采用 T+N(24小时)。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-QVfNdtPCCoENC1xb2JuuO8rssod" data-list="bullet"><div><span style="font-size: 16px;">动态调整:根据风控等级延长(如高风险操作触发 T+2 或更长)。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-BhMrdaJ10o5C0sx7iM4uz44FsOh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WPQPdkNBAonN1ExNWs3uJp2OsQg"><strong>6. 如何查询提现状态?</strong></h2><div class="ace-line ace-line old-record-id-KBoJd2a96oCoIsxocQruDBJLscf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Nv2dd1VLfozVWWx8Rkeu171ps3e"><span style="font-size: 16px;">登录 MEXC 账户 → 【资金记录】 → 【提币记录】。查看记录状态:</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Y0QIdJMgCok3wTxjVnQuc1krsOd" data-list="bullet"><div><span style="font-size: 16px;">处理中:等待 T+N 倒计时或区块链确认。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YXeqdtmt1o0NQVxeeOtuUfhbsHd" data-list="bullet"><div><span style="font-size: 16px;">已到账:成功打入目标账户。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-Y38gdOuznoX6akxRLWruBiDAsFf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-F7VZdGVe0osWt9xsgVsuCx1Rsif"><strong>7. 政策是否适用于所有用户?</strong></h2><div class="ace-line ace-line old-record-id-HlXidWh6aoioPhxW2FCuuFPwseh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Cw5qdwdYModWIqxaICeuDTVyswf"><span style="font-size: 16px;">否,仅触发风控的用户受影响:</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-PPXJdpCFNoWIolx4VjwuJOV9sJg" data-list="bullet"><div><span style="font-size: 16px;">高风险行为:如频繁大额 OTC 买入后立即提现。</span></div></li><li class="ace-line ace-line old-record-id-RHAcdPrujo6PmfxODZmuFjnxspf" data-list="bullet"><div><span style="font-size: 16px;">非受限用户:正常交易或未触发风控的用户可即时提现。</span></div><ul class="list-bullet2"><div class="ace-line ace-line old-record-id-VP1tdBq8to7qlTxT5ezupIqxs8j"><span style="font-size: 16px;"><br></span></div></ul></li></ul><h2 class="heading-2 ace-line old-record-id-JiXlddgjLoRedqx2viSuLvshsgf"><strong>8. 政策是否会更改或扩展到其他国家?</strong></h2><div class="ace-line ace-line old-record-id-MOHcdFfyPoMmGJxziLiuWmMjsug"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-LbCrdKH6VoLZ8PxIPEku6QBfspf"><span style="font-size: 16px;">可能调整:</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JxfXdE8gDolxoSxyqjzusHk1sVc" data-list="bullet"><div><span style="font-size: 16px;">MEXC 保留根据风控需求扩展政策(如延长 T+N 时长、新增国家)的权利。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YUgYdEgqYo9FoFxTpAyu75pCsjc" data-list="bullet"><div><span style="font-size: 16px;">若诈骗模式升级,政策可能收紧。</span></div></li></ul><div class="ace-line ace-line old-record-id-KdbSdbwjqoIgeTx7C6vuCqHbspg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Cq8zdMi4IofOitxHBJHuoqcLsBf"><strong>9. 提现超过 72 小时未到账怎么办?</strong></h2><div class="ace-line ace-line old-record-id-SI3PdpP4No4raYx9XboubHoRsvd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZNfadY5q0omCJexChMRuC4y0sKb"><span style="font-size: 16px;">分步处理:</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-OepLd6pBtoRQ0SxiHKsuaueaspm" data-list="bullet"><div><span style="font-size: 16px;">检查状态:在 “提现历史” 确认是否已完成提现转账。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-KYWXdXk1AoG6fQxFBLSueGomsRk" data-list="bullet"><div><span style="font-size: 16px;">联系客服:若客服确认完成仍未到账,提供 TxID 并申诉。</span></div></li></ul></div>

MEXC關於暫停部分OTC商家入駐的通知

2025-09-05 21:50:49
<p><strong>尊敬的用戶,</strong><br>我們註意到,在2021年9月7日行情下跌時,部分商家利用用戶補倉心理哄擡USDT價格,甚至通過一鍵買賣功能將USDT以15的價格出售給用戶,嚴重損害了用戶利益。</p> <p><br>MEXC堅決抵製這種乘人之危的行為,將啟動投資者保護基金堅決維護用戶利益。平臺將通過MEXC投資者保護基金先行墊付受影響用戶支付差額,同時向惡意商家追款,並停止部分商家入驻。</p> <p>存在交易異常的用戶,MEXC將第一時間為您處理,預計將在<strong>12小時內</strong>補貼完成。感謝您的支持與理解!</p> <p> </p> <p>交易數字資產,上MEXC!</p> <p>邀請朋友註冊享高額返傭,邀請註冊鏈接:https://www.mexc.com/invite   </p> <p> </p> <p>【進入MEXC社群】</p> <p>中文電報:https://t.me/MEXCtelegram </p> <p>英文電報:https://t.me/MEXCEnglish </p> <p>MEXC將持續不斷地為您提供更優秀的產品和更優質的服務!</p> <p> </p> <p>MEXC團隊</p> <p>2021年9月8日</p>