Ripple, AMINA Bank Unite Amid Rail Acquisition Completion

Key Highlights:

• AMINA Bank goes live with Ripple Payments.
• The partnership bridges fiat and stablecoin payment rails.
• Ripple confirms newly closed deal with Rail.

Ripple announced through social media platform X, today, December 12, 2025, that it has teamed up with Switzerland’s AMINA Bank to make sending money across borders much faster for the bank’s global customers. AMINA is now the first bank in Europe to use Ripple’s fully regulated payment platform, which relies on blockchain to move funds almost instantly and more efficiently than traditional banking systems.

Bridging Blockchain and Traditional Banking Rails

This upgrade solves a big problem for crypto-focused companies, moving money smoothly between blockchain systems and traditional banks. As Ripple is integrated into AMINA Bank, customers can now easily send funds across regular currencies and stablecoins without having to deal with slow and expensive banking routes. The transfers that take place through Ripple are fast, they cost way less than what banks charge and are more transparent.

Ripple Payments uses blockchain to support large transaction volumes without relying on old bank infrastructure. It works with Ripple USD (RLUSD) and other stablecoins, and offers quick payouts in multiple currencies.

Ripple’s network already covers more than $95 billion. It is also fully licensed in major regions such as Australia, Brazil, Dubai, Mexico, Singapore, Switzerland, and the U.S.

This partnership builds on earlier work together between Ripple and AMINA. Earlier this year, AMINA was the first bank in the world that offered custody and trading for Ripple’s RLUSD stablecoin.

The price of Ripple’s native token has gone up since this announcement was made public but it could also be because of the broader uptick that the entire crypto market is experiencing right now.

The price of the XRP token stands at $2.03 with an uptick of 1.15% in the last 24 hours as per CoinMarketCap.

Execution Insights on Crypto Payment Innovation

Myles Harrison, Chief Product Officer at AMINA Bank, highlighted the partnership’s impact and said “Native web3 businesses often run into friction when working with legacy banking systems. This is particularly the case for cross-border stablecoin transactions which traditional banks are yet to widely adopt. Our clients need payment infrastructure that can handle both fiat and stablecoin rails simultaneously, but traditional correspondent banking networks weren’t designed to support this. With Ripple’s support, we are now able to significantly increase our capability, reducing cross-border friction and helping our crypto-native clients maintain their competitive edge.”

Cassie Craddock, Managing Director for UK and Europe at Ripple added “Through our licensed payments technology we are providing a crucial bridge between fiat and blockchain rails to AMINA Bank’s clients, giving them access to seamless payments using Ripple USD (RLUSD) and other stablecoins, as well as the ability to make rapid payouts in multiple currencies. AMINA Bank embodies the forward-thinking approach needed to advance wider adoption of digital assets technology and we’re proud to support them in serving their clients with the most secure, resilient and compliant digital asset technology on the market.

Ripple Expands Platform With Four Strategic Acquisition

In other news, Ripple announced its plan toward its goal of becoming the all-in one platform for digital asset infrastructure. In order to do this, it has already acquired GTreasury and Rail, Palisade, and Ripple Prime (the rebranded Hidden Road acquisition) as announced on social media platform X.

Ripple confirmed today, December 12, 2025, that the Rail acquisition is now officially closed, making Ripple Payments the most complete end-to-end stablecoin solution in the market.

All of these steps indicate that Ripple is positioning itself as a central infrastructure provider for the Internet of Value.

Also Read: Ripple Secures MAS License Unlocking Advanced Crypto Operations Across Singapore