American financial advisory firm list 2 reasons XRP is a good buy before 2027

Although XRP price has performed poorly in 2026, the token received a buy rating from a veteran American financial firm.

The odds of XRP price recording a bull rally before 2027 have increased as of April 20, according to analysis shared by Ryan Vanzo, a former mutual fund fundamental researcher currently contributing at Motley Fool. Vanzo believes that XRP’s macro growth is bolstered by Ripple’s evolution into a broader ecosystem amid regulatory clarity in the United States.

Over the years, Ripple Labs evolved from its original plan to replace the Society for Worldwide Interbank Financial Telecommunication (SWIFT), an interbank communication protocol. The blockchain payment company has gradually shifted focus toward Decentralized Finance (DeFi), aiming to expand payment scalability and functionality on the XRP Ledger (XRPL). For instance, last year, Ripple unveiled XAO DAO, a community-driven funding mechanism that supports projects leveraging its settlement capabilities.

Vanzo’s second bullish thesis centers on regulatory clarity in the United States. Institutional investors have gradually adopted XRP following the approval of spot exchange-traded funds (ETFs) and the resolution of the Ripple Labs lawsuit filed by the Securities and Exchange Commission (SEC). The anticipated passage of the Clarity Act, a proposed federal legal framework for the structure of digital assets, is expected to accelerate institutional adoption of this token.

XRP technical outlook

In addition to the supportive fundamental backdrop, the macro bullish thesis for XRP price is reinforced by its technical structure.

Furthermore, XRP price has consolidated for more than a year since breaking out of its multi-year resistance range between $0.70 and $1.60, according to trading expert Egrag Crypto. As such, XRP price could kickstart a fresh parabolic rally towards a new all-time high (ATH) in the coming months, if it consistently closes above $2.00.