XRP is one of the fastest and most affordable cryptocurrencies for cross-border payments. Created in 2012, itsettles transactions in just 3 to 5 secondswith fees less than a cent. This guide showsXRP is one of the fastest and most affordable cryptocurrencies for cross-border payments. Created in 2012, itsettles transactions in just 3 to 5 secondswith fees less than a cent. This guide shows
Learn/Cryptocurrency Knowledge/Hot Concepts/How to Buy ...-Step Guide

How to Buy XRP? A Beginner's Step-by-Step Guide

Author: MEXC
Intermediate
Jan 8, 2026MEXC
0m
XRP
XRP$2.0978+0.11%
CROSS
CROSS$0.12708-2.51%
Brainedge
LEARN$0.009-2.91%
Lorenzo Protocol
BANK$0.04634+1.24%
Ambire Wallet
WALLET$0.01387-3.74%
XRP is one of the fastest and most affordable cryptocurrencies for cross-border payments.
Created in 2012, itsettles transactions in just 3 to 5 secondswith fees less than a cent.
This guide shows you exactly how to buy XRP on MEXC, step by step.
You will learn what XRP is, how to purchase it safely, and what to do after your first buy.
Whether you are new to crypto or just new to XRP, this guide makes the process simple.

Key Takeaways
  • XRP settles transactions in 3 to 5 seconds with fees starting at just 0.00001 XRP per transaction.
  • You can buy XRP on MEXC using credit card, debit card, bank transfer, or crypto deposit.
  • The XRP Ledger has processed over 3.8 billion transactions since 2012, proving its reliability for cross-border payments.
  • After buying XRP, store it in your MEXC wallet for trading or transfer it to a hardware wallet for long-term security.
  • Always enable two-factor authentication and never share your private keys with anyone

What Is XRP and Why Should You Invest in It?

XRP is a digital asset built for fast, low-cost international payments.
It runs on theXRP Ledger, a decentralized blockchain that processes transactions in 3 to 5 seconds.
Unlike Bitcoin,XRP does not use mining, which makes it more energy-efficient.
The network charges a standard fee of just0.00001 XRP per transaction, far cheaper than traditional bank transfers.
XRP ranks among the top cryptocurrencies by market capitalization, according to CoinMarketCap.
Financial institutions use XRP technology for cross-border settlements because it removes the delays of traditional banking.
For individual investors, XRP offers exposure to a cryptocurrency with real-world utility in global payments.
The XRP Ledger has processedover 3.8 billion transactions since 2012, representing more than $1.5 trillion in value moved between counterparties.
This track record shows the network's reliability and adoption in the financial industry.


How to Buy XRP on MEXC? Step-by-Step Instructions

Buying XRP onMEXCtakes just a few minutes once you know the steps.
Follow this simple guide to purchase XRP safely and quickly.

Step 1: Create Your MEXC Account

Visit the MEXC website or download the mobile app from your app store.
Click the sign-up button and enter your email address or phone number.
Create a strong password to protect your account.
Complete the identity verification process by uploading a valid ID document.
This step unlocks higher deposit and withdrawal limits while keeping your account secure.

Step 2: Deposit Funds to Your Account

Navigate to the deposit section in your MEXC account.
Choose your preferred payment method: credit card, debit card, bank transfer, or crypto deposit.
Card purchases are the fastest way to add funds and start trading immediately.
Bank transfers typically have lower fees but take longer to process.
If you already own other cryptocurrencies, you can deposit them and convert to XRP later.

Step 3: Find XRP in the Trading Market

Go to the trading section and use the search bar to find XRP.
Select theXRP/USDTtrading pair, which is the most popular option on MEXC.
USDT pairs are the most popular because they offer high liquidity.
The trading interface will show you the current XRP price and order book.

Step 4: Place Your Order and Buy XRP

Choose between a market order or a limit order.
A market order buys XRP instantly at the current price, which works best for beginners who want quick execution.
A limit order lets you set your own price and waits until the market reaches it.
Enter the amount of XRP you want to buy and click the buy button.
Your XRP will appear in your spot wallet within seconds.



How to Buy XRP With Credit Card and Other Payment Methods?

MEXC offers multiple payment options to fit your needs.
Credit and debit cards provide the fastest way to buy XRP, though they may carry slightly higher processing fees.
Bank transfers cost less but require more time to complete.
Crypto deposits work well if you already hold stablecoins like USDT and want to avoid fiat conversion fees.
MEXC offers spot trading with 0% maker fees and low taker fees.
The exchange charges a small percentage per trade, which you can reduce by increasing your trading volume.
The XRP network fee is minimal at just 0.00001 XRP per transaction. However, always check MEXC's withdrawal fee schedule for the total cost of transferring XRP off the exchange.
Always check the current fee schedule before making large purchases.
Understanding these costs helps you maximize the value of your investment and avoid surprises when moving your XRP.


How to Store and Manage XRP After You Buy It

Once you own XRP, you have several options for managing your investment.
Keep your XRP in your MEXC wallet if you plan to trade actively or want quick access to sell.
Transfer your XRP to a hardware wallet for long-term storage and maximum security.
Enable two-factor authentication on your exchange account to protect against unauthorized access.
Never share your private keys or recovery phrases with anyone.
Consider setting price alerts to track XRP market movements without checking constantly.
  • Hold your XRP long-term if you believe in its future growth potential.
  • Trade XRP against other cryptocurrencies to diversify your portfolio.
  • Always invest only what you can afford to lose.


Frequently Asked Questions About Buying XRP

How Do I Buy XRP as a Complete Beginner?
Create an account on MEXC, deposit funds using your preferred payment method, search for XRP in the trading section, and place a market order to buy instantly.


How Much Does It Cost to Buy XRP?
The cost depends on the current market price plus trading fees, which are typically a small percentage of your purchase amount.


How Much XRP Should I Buy?
Only invest an amount you can afford to lose, as cryptocurrency prices can be volatile.


What Is XRP and How Do You Buy It?
XRP is a digital asset for fast cross-border payments, and you can buy it on cryptocurrency exchanges like MEXC using fiat currency or other crypto.


Conclusion

Buying XRP is straightforward when you follow the right steps.
Create your MEXC account, deposit funds, find XRP in the market, and place your order.
The entire process takes just minutes from start to finish.
XRP offers fast transactions and low fees, making it an accessible cryptocurrency for beginners.
Start with a small amount to learn how the process works before investing more.
Market Opportunity
XRP Logo
XRP Price(XRP)
$2.0979
$2.0979$2.0979
+0.23%
USD
XRP (XRP) Live Price Chart

Popular Articles

When Will XRP Go Up? Technical Signals & Expert Forecasts

When Will XRP Go Up? Technical Signals & Expert Forecasts

XRP has dropped nearly 40% from its July 2025 peak of $3.65, now trading around $2 and leaving investors wondering when the recovery will start.This article examines when XRP will go up by analyzing t

Author: MEXC
What Does XRP Stand For? The Complete Answer Explained

What Does XRP Stand For? The Complete Answer Explained

If you've encountered XRP in cryptocurrency discussions, you might wonder what those three letters actually mean.Unlike many crypto tickers, XRP isn't an acronym with a hidden meaning waiting to be de

Author: MEXC
Why Is XRP Going Up? Key Drivers Behind the Rally

Why Is XRP Going Up? Key Drivers Behind the Rally

XRP surged more than 18% in the first five days of January, breaking decisively above $2.12.This rally caught many traders off guard, but specific catalysts explain why XRP is going up right now.This

Author: MEXC
How to Trade TSLA Earnings Volatility: Profit from Price Swings on MEXC

How to Trade TSLA Earnings Volatility: Profit from Price Swings on MEXC

Every quarter, the release of Tesla (TSLA) earnings reports creates a frenzy in the financial markets. For long-term investors, this is a time of anxiety as they wait to see if the company met revenue

Author: MEXC

Hot Crypto Updates

View More
Ripple (XRP) 7-day Price Change

Ripple (XRP) 7-day Price Change

The Latest Ripple (XRP) price has shown significant movement over the past week. In this article, we'll examine its current price, 7-day performance, and the market factors shaping XRP's trend.

Ripple (XRP) Latest Price: Fresh Market Updates

Ripple (XRP) Latest Price: Fresh Market Updates

The crypto market changes minute by minute, and the latest Ripple (XRP) price offers the most up-to-date snapshot of its value. In this article, we highlight the newest movements, fresh data from the

Ripple (XRP) Price Prediction: Market Forecast and Analysis

Ripple (XRP) Price Prediction: Market Forecast and Analysis

Understanding the price prediction of Ripple (XRP) gives traders and investors a forward-looking perspective on potential market trends. XRP price predictions aren't guarantees, but they provide

Ripple (XRP) Bullish Price Prediction

Ripple (XRP) Bullish Price Prediction

Introduction to Bullish XRP Outlook Optimistic investors often look to bullish price predictions for Ripple (XRP) to identify the coin's growth potential during favorable market cycles. A bullish

Trending News

View More
US Spot Crypto ETFs Extend Outflows as Bitcoin Selling Accelerates

US Spot Crypto ETFs Extend Outflows as Bitcoin Selling Accelerates

The post US Spot Crypto ETFs Extend Outflows as Bitcoin Selling Accelerates appeared on BitcoinEthereumNews.com. AltcoinsBitcoin US spot crypto ETFs saw another

XRP ETFs hit record weekly volume as bitcoin, ether funds face $750 million in combined outflows

XRP ETFs hit record weekly volume as bitcoin, ether funds face $750 million in combined outflows

The first full trading week of 2026 saw XRP and SOL ETFs log net inflows, while bitcoin and ether funds struggled in comparison.

Zero Knowledge Proof Sparks 400x ROI Talk! XRP & Solana Lose Steam

Zero Knowledge Proof Sparks 400x ROI Talk! XRP & Solana Lose Steam

Crypto price trends continue to change as traders study charts closely and search for early signs. Solana price remains an important topic, with recent movement

XRP whale behavior signals confidence despite first Spot ETF outflows – Details

XRP whale behavior signals confidence despite first Spot ETF outflows – Details

The post XRP whale behavior signals confidence despite first Spot ETF outflows – Details appeared on BitcoinEthereumNews.com. The sentiment behind XRP has been

Related Articles

When Will XRP Go Up? Technical Signals & Expert Forecasts

When Will XRP Go Up? Technical Signals & Expert Forecasts

XRP has dropped nearly 40% from its July 2025 peak of $3.65, now trading around $2 and leaving investors wondering when the recovery will start.This article examines when XRP will go up by analyzing t

Author: MEXC
What Does XRP Stand For? The Complete Answer Explained

What Does XRP Stand For? The Complete Answer Explained

If you've encountered XRP in cryptocurrency discussions, you might wonder what those three letters actually mean.Unlike many crypto tickers, XRP isn't an acronym with a hidden meaning waiting to be de

Author: MEXC
Why Is XRP Going Up? Key Drivers Behind the Rally

Why Is XRP Going Up? Key Drivers Behind the Rally

XRP surged more than 18% in the first five days of January, breaking decisively above $2.12.This rally caught many traders off guard, but specific catalysts explain why XRP is going up right now.This

Author: MEXC
How to Trade TSLA Earnings Volatility: Profit from Price Swings on MEXC

How to Trade TSLA Earnings Volatility: Profit from Price Swings on MEXC

Every quarter, the release of Tesla (TSLA) earnings reports creates a frenzy in the financial markets. For long-term investors, this is a time of anxiety as they wait to see if the company met revenue

Author: MEXC
Sign Up on MEXC
Sign Up & Receive Up to 10,000 USDT Bonus