Circle Launches CPN Managed Payments, a Full-Stack Platform for Seamless Stablecoin Settlement

Circle Internet Group, Inc. , one of the world’s leading financial platform companies, announced the launch of Circle Payments Network (CPN) Managed Payments¹. This fully managed, unified stablecoin settlement solution allows payment service providers (PSPs), fintechs, banks, and global enterprises to access the speed and efficiency of regulated digital dollars without managing digital assets directly.

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CPN Managed Payments abstracts digital asset complexity, enabling partners to interact solely in fiat while Circle manages the entire digital asset lifecycle, including USDC minting and burning, payment orchestration, compliance controls, and blockchain infrastructure.

CPN Managed Payments enables financial institutions to:

• Settle cross-border transactions using USDC²
• Enable merchant acceptance of stablecoins
• Power high-volume global payouts
• Reduce FX costs and settlement friction
• Operate under Circle’s existing regulatory licenses without direct digital asset exposure

USDC has supported over $70 trillion³ in cumulative onchain settlement, with onchain transaction volume nearing $12 trillion in the fourth quarter of 2025⁴. Despite this scale, many financial institutions face significant barriers to adoption including digital asset custody, licensing requirements, compliance complexity, and operational risk. CPN Managed Payments helps companies overcome these hurdles, accelerating stablecoin integration across the global payments ecosystem.

Unlike self-managed approaches that require building and operating infrastructure internally or relying on multiple third-party components, CPN Managed Payments provides a single integration. This fully managed payment stack is governed by Circle’s operational framework.

Additionally, the platform is built on Circle’s infrastructure, which leverages Circle’s licensing footprint, payouts across over 20 blockchains and domestic payment rails and connectivity to CPN fiat payout corridors worldwide.

CPN Managed Payments is also fully composable. This allows institutions to adopt stablecoin settlement aligned with their current operational and regulatory readiness, and gradually integrate stablecoin infrastructure into their payment stack as they evolve from a managed model toward greater ownership and control.

“With CPN Managed Payments, we’re simplifying how institutions adopt and scale stablecoin payments,” said Nikhil Chandhok, Chief Product and Technology Officer at Circle. “By combining issuance, liquidity, compliance, and programmable infrastructure into a unified solution, we are enabling financial institutions to embed stablecoin settlement into their existing payment stacks with enterprise-grade reliability and operational readiness.”

Global Financial Institutions Supporting the Launch

CPN Managed Payments is launching in collaboration with leading global financial institutions and payments companies – including Veem and other global PSPs – exploring stablecoin settlement use cases.

“Customers expect flexible and transparent payment options,” said Chloé Mayenobe, Deputy CEO of Thunes. “Expanding our partnership with Circle and working with them on Managed Payments allows us to seamlessly bridge traditional banks, mobile wallets, and digital assets. We are creating interoperability at scale, powered by Circle’s full stack infrastructure.”

“Our clients need payment infrastructure that embraces innovation while evolving with the market. Worldline has consistently supported emerging rails, and stablecoins are no exception. Through CPN Managed Payments, we are making it simple for our partners to access blockchain-native settlement while staying fully compliant and within their existing fiat workflows,” said Madalena Cascais Mendes Tome, Global Head of Financial Services Processing and Financial Institutions, at Worldline.


Powering the Next Phase of Global Money Movement

CPN Managed Payments provides a turnkey, fully managed settlement layer for mainstream financial institutions. By removing the need to manage digital asset complexity, Circle accelerates institutional participation in the internet financial system.

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