SEC Reviews 85% Proposal That Could Impact Future XRP ETF Listings

Institutional demand for regulated crypto investment products continues to grow, and XRP remains one of the most closely watched assets in that conversation. While Bitcoin and Ethereum have already secured major ETF milestones in the United States, XRP investors are still waiting for broader ETF access that could unlock deeper institutional participation.

Crypto-focused account RippleXity recently drew attention to an important regulatory development on X, highlighting a U.S. Securities and Exchange Commission review that could influence future XRP ETF listings. The development centers on a proposed NYSE Arca rule change known as the “85% proposal,” which could reshape how crypto trust products qualify for exchange listing.

The 85% Proposal

NYSE Arca submitted the proposal as an amendment to Rule 8.201-E, which governs the listing of commodity-based trust shares. Under the proposed change, at least 85% of a trust’s net asset value must consist of assets that already satisfy the exchange’s listing eligibility requirements.

The remaining 15% could include non-qualifying assets without disqualifying the product. The rule would also require derivatives exposure to be measured using aggregate gross notional value instead of standard market value calculations.

This structure aims to create a clearer and more standardized path for listing diversified crypto trust products while maintaining tighter oversight of risk exposure.

Why This Matters for XRP

The filing specifically names assets such as Bitcoin, Ether, Solana, and XRP as examples of qualifying holdings because these assets connect to futures markets that meet surveillance and trading standards required by regulators.

This matters because ETF issuers seeking exposure to XRP may benefit from a more predictable listing framework. Instead of navigating a fully customized approval process, products with significant XRP exposure could qualify more efficiently if they meet the new threshold.

Several asset managers have explored XRP investment products; however, a clearer generic listing rule could strengthen the path toward that outcome.

A Step Toward Institutional Access

The SEC has opened the proposal for public comment and will eventually decide whether to approve, reject, or extend proceedings for further review. This isn’t direct approval for an XRP ETF, but it shows the regulatory framework for crypto products is still evolving.

For institutional investors, listing clarity matters as much as asset performance. Many large firms require clear compliance frameworks before committing serious capital to digital assets.

That is why RippleXity’s observation carries weight. The 85% proposal may appear technical, but it could become one of the quiet developments that shape the next stage of XRP adoption.

For XRP holders, progress often begins with rules before price. If the SEC moves toward clearer listing standards, the long-term case for XRP ETF access becomes significantly stronger.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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