Temenos Forward Awards Celebrate Innovation and Impact in Banking

WHY THIS MATTERS: The sheer scale and speed of this year’s award winners confirm that Core Banking Modernization has transitioned from a strategic aspiration to an operational reality for global financial institutions. The significance of these announcements lies in their shared technological foundation: moving mission-critical systems to a cloud-native, real-time environment. This foundational shift is not a mere efficiency play; it is the prerequisite for the next wave of value creation in finance. Specifically, the recognition of major banks like UBS for accelerating their Agentic AI strategy shows that leaders are not treating technology upgrades as separate initiatives. Instead, they are laying down agile, scalable architecture today to capitalize on autonomous, AI-driven workflows tomorrow. For financial services executives, this demonstrates a critical moment where large-scale, high-velocity core migrations are successfully de-risked and actively linked to the ability to offer hyper-personalized customer experiences and drive substantial growth.

Temenos (SIX: TEMN), a global leader in banking technology, today announced the winners of the Temenos Forward Awards 2026. The awards recognize financial institutions that are helping to shape the future of the banking industry through innovation, impact and growth.

Takis Spiliopoulos, CEO, Temenos, commented: “Banking is at a defining moment as the pace of change accelerates and banks look to capitalize on the opportunities of AI while maintaining customer trust. We are delighted to recognize the success of our clients at the forefront of this innovation with our Temenos Forward Awards. Congratulations to all our award winners, who are leading banking forward together with Temenos.”

Future-Ready Banking Award – UBS

UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. It also provides diversified asset management solutions and focused investment banking capabilities. Based on Temenos’ assessment, UBS continues to strengthen its technology position, with a focus on accelerating its Group artificial intelligence (AI) strategy to achieve impactful outcomes at a higher velocity and incrementally. It is moving quickly to adopt AI throughout the Group to reshape business capabilities in favor of their client experience and enhance employee productivity. In Temenos’ view UBS is constantly developing and exploring new opportunities, moving from more traditional automation to Agentic AI solutions.

Core Banking Modernization Award – VPBank

Vietnam Prosperity Joint Stock Commercial Bank (VPBank) is one of Vietnam’s largest private banks, serving over 30 million customers in their ecosystem across retail, SME and corporate banking. A long-time user of Temenos Core, VPBank modernized to the latest version in 2025, migrating more than 18 million customer accounts and millions of loan records, serving a customer base of over 17 million. Despite the scale of this major operation with 77 terabytes of data, the transition was completed in a single cutover window of less than 24 hours, ensuring uninterrupted customer service throughout the transition.

Digital Transformation Award – APC Bank

APC Bank recently launched Curaçao’s first fully digital bank, designed to address gaps in digital access and customer experience on the island. Built on Temenos SaaS and leveraging Temenos Digital and Core, the bank delivers a seamless, mobile-first experience with fast, end-to-end onboarding, real-time account access, and integrated financial services. With a strong focus on accessibility, simplicity, and convenience, APC Bank is redefining digital banking in Curaçao and setting a new standard for customer-centric innovation in the region.

Customer Impact Award – Haventree Bank

Haventree Bank, a federally regulated Schedule 1 bank in Canada, has embarked on one of the most ambitious core banking modernization programs in its history: a full transformation from legacy batch-driven systems to a real-time, cloud native architecture powered by Temenos Core as SaaS. The program spans from lending to integration with customer digital channels, enabling the bank to deliver exceptional personalized customer experiences, while also strengthening security and resilience.

Growth Excellence Award – Questbank

Questrade Financial Group has adopted Temenos Core Banking SaaS to power the introduction of the firm’s banking products to the Canadian market under its new regulated banking entity, Questbank. This provides the scalability and resilience required to bring a host of new banking products and services to millions of existing customers and Canadians at-large. 

Banking Innovation Award – National Bank of Kuwait (NBK) – Egypt

NBK – Egypt has implemented a fully automated loan origination system that enables instant approval and disbursement of secured lending products from within all the bank’s branches. Powered by Temenos Digital and Core, the solution has reduced turnaround time by over 90%, minimized manual touchpoints, and eliminated customer complaints. This project showcases impactful, customer-facing innovation through end-to-end process automation.

Banking Innovation Award – Bank ABC

Bank ABC has successfully migrated its digital mobile-only ila Bank onto Temenos’ Core Banking platform hosted on Amazon Web Services (AWS). Launched in 2019, ila Bank is a multi-award-winning mobile-only bank committed to delivering innovative and personalized banking experiences that enrich customers’ lifestyles, while driving financial inclusion across Bahrain and the wider region. The migration, which also included Temenos Payments and Data Hub, completes the first phase of Bank ABC’s wider core banking transformation program with Temenos. Entering phase two of its core banking transformation, Bank ABC is consolidating its core systems across fifteen countries on Temenos’ platform to maximize value, simplify processes via automation, and accelerate digital journeys—supporting rapid product deployments across markets.

FF NEWS TAKE: This cohort of award winners undeniably moves the needle, showcasing that enterprise-grade Core Banking Modernization can be executed at scale with minimal disruption. The true game-changer is the shift toward Agentic AI. While banks are now focused on deployment, the next pivotal step for the industry will be the regulatory evolution—specifically, how watchdogs respond to fully autonomous AI agents making financial decisions for clients. We must watch for the frameworks that govern trust and accountability in this new, augmented financial workforce.

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