Zodia Expands EU Stablecoin Services With Luxembourg Approval

TLDR

• Zodia gains Luxembourg licence to expand EU stablecoin services.
• Zodia adds EMT transfer services under Europe’s MiCA framework.
• Luxembourg approval strengthens Zodia’s regulated custody platform.
• Zodia targets institutional demand for stablecoin infrastructure.
• Standard Chartered integration adds context to Zodia’s expansion.

Zodia has gained a Luxembourg Payment Institution licence, strengthening its regulated stablecoin services across the European Union. The approval allows the firm to support Electronic Money Token transfers under Europe’s MiCA framework. It also deepens its role in institutional crypto custody as banks expand digital asset operations.

Luxembourg Approval Strengthens Stablecoin Coverage

Luxembourg’s Commission de Surveillance du Secteur Financier granted the licence to Zodia Custody (Europe) S.A. The approval gives the company a broader base for regulated stablecoin activity. It also supports transfer services for Electronic Money Tokens within the European Union.

The new licence adds to Zodia’s MiCA Crypto-Asset Service Provider approval from December 2025. Together, both licences cover custody for crypto assets and transfers for regulated stablecoins. Institutions can use one framework for safekeeping and EMT movement.

Zodia said the structure helps reduce reliance on separate providers for custody and transfers. That model can lower operational complexity and counterparty exposure for large financial clients. Stablecoins now play a larger role in settlement, liquidity, and treasury operations.

Zodia Targets Institutional Stablecoin Infrastructure

Zodia serves banks, asset managers, and other institutions that need regulated digital asset services. The company said EMT custody and transfer access now form a core market requirement. Hence, the Luxembourg licence gives clients clearer rules for stablecoin operations.

Managing Director Ami Nagata said the licence bridges the company’s crypto safekeeping capabilities. She added that clients now have greater certainty for EMT and crypto asset strategies. The company said assets remain protected within a bank-grade custody environment.

Founded in 2020, Zodia has built its business around institutional custody and compliance. Its shareholders and investors include Standard Chartered, Northern Trust, SBI Holdings, Emirates NBD, and National Australia Bank. Besides Europe, it holds permissions in the UK, UAE, Hong Kong, Singapore, and Australia.

Standard Chartered Integration Adds Context

The approval comes as Standard Chartered moves to bring Zodia closer to its digital asset business. Bloomberg reported earlier this year that the bank considered integrating custody operations into its investment banking unit. The move would reduce overlap and align regulated custody services under one structure.

In May, Bloomberg reported that Standard Chartered’s non-binding offer had been accepted. Under the plan, Zodia’s regulated custody work would join the bank’s digital asset custody business. Some services could continue through white-label platforms for banks and fintech firms.

Standard Chartered has expanded its digital asset services across Europe and other markets. It launched crypto custody in Luxembourg in January 2025 and later added institutional spot trading. As competition rises, Zodia now holds another regulated licence in a key European market.

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