Expert Has This Message for XRP, XLM, and HBAR Holders

Who’s still holding XRP, XLM, and HBAR after everything the market threw at them this year? That’s the question crypto commentator X Finance Bull (@Xfinancebull) put to his followers on X. Replies came immediately, with many market participants weighing in on their positions.

June Beat Everyone Down

XRP closed May near $1.33, then fell hard by early June, dropping to its weakest level since late 2024. The drop wasn’t about bad news, as June brought real progress for Ripple. The token got dragged down as Bitcoin slipped below $59,000.

XLM matched that pattern. It traded near $0.26 in early June before sliding 19% in a single week, settling near $0.17-$0.19 by month’s end. HBAR spiked above $0.11 in early June on ETF optimism, then fell back toward $0.07.

The Community Isn’t Waiting Around

Replies under X Finance Bull’s post read like a roll call of long-term believers. One commenter said he will never sell his crypto, naming XRP and HBAR directly. Another described buying more, slowly, building his position piece by piece.

One commenter said he holds all three plus XDC, over 1,000 coins total. Another described buying XRP at $2 and dollar-cost-averaging down the whole way, adding he won’t give up his stack because good things are coming.

The Catalyst Behind The Conviction

That conviction isn’t blind. July brings the first live test of a DTCC tokenization project, and Ripple has a real seat at the table. Ripple Prime, the brokerage Ripple built from its Hidden Road acquisition, holds a confirmed spot in the DTCC’s Industry Working Group alongside JPMorgan, Goldman Sachs, BlackRock, Circle, and Ondo Finance.

Phase 1 launches this month with limited production trades covering Russell 1000 stocks, major ETFs, and US Treasuries. Phase 2 follows in October as a full rollout.

Stellar has its own version of this story. In May, the DTCC named it the first public blockchain in its multi-chain tokenization strategy. XLM rallied on the news, giving holders a concrete reason beyond loyalty to expect more.

Where This Leaves Things

None of this guarantees a price move. The DTCC’s July phase is a limited test, and history shows institutional headlines don’t always spark a rally. But the structure underneath the price has changed.

XLM has a named role in a major clearing house’s blockchain strategy. XRP, through Ripple Prime, sits at the same table as the biggest names in traditional finance. HBAR keeps building its own enterprise partnerships even as its token price lags. If these catalysts are strong enough, all assets could meet X Finance Bull’s bullish expectations.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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