XRP Ledger wallet growth surges, 40% of wallets created since 2024

Growth in the number of users on the XRP Ledger network has become increasingly apparent thanks to on-chain data. James Rule XRP, a creator of crypto education content, revealed that wallets created in 2024 and 2025 now account for nearly 40% of all wallets on the network. This highlights a period of strong and steady growth for the XRP Ledger over the last two years.

Wallet statistics highlight user adoption

Unlike price volatility, the number of new wallets provides a more robust indicator of long-term network adoption. Each new wallet represents either a new user or institution joining the XRP ecosystem. This participation ranges from holding the asset and processing payments to issuing tokens, developing decentralized applications, or engaging in tokenization activities.

While multiple wallets can belong to the same user and therefore wallet numbers may not exactly mirror unique users, the sheer magnitude of the increase points to broadening interest across the network. Notably, this expansion comes after a protracted period of regulatory uncertainty for Ripple and XRP in the United States.

Corporate engagement supports network expansion

This period of rapid growth has coincided with higher institutional interest. Made in USA Inc., a US-based technology firm, recently made a significant investment by acquiring a complete technology stack for the XRP Ledger, affirming its commitment to the network. The move underscores the XRP Ledger’s emerging role as a platform for enterprise blockchain solutions. Made in USA Inc. is recognized for its focus on technology-driven initiatives in the US market.

Mini glossary: XRPL, or XRP Ledger, is an open-source blockchain network tailored for payments and asset transfers. Tokenization refers to representing physical or digital assets on a blockchain.

This investment suggests that companies are pivoting from short-term trading to real-world use cases. The fact that activity on the network is being driven by infrastructure investment, not just market speculation, signals the foundation for a new phase of growth for the XRP Ledger.

Rising demand in Japan stands out

A similar upward trend is being observed internationally. Japan’s SBI VC Trade, operating under the SBI Holdings umbrella, has announced that its customer accounts have surpassed 2 million. As a digital asset trading platform, SBI VC Trade’s customer milestone and its XRP and Bitcoin reward programs signal sustained interest in digital assets.

With the Japanese yen under pressure, investors’ pivot toward alternative assets is supporting demand for digital currencies. The combination of rising wallet numbers, increased institutional investment, and broader participation raises expectations that on-chain volume, liquidity, and developer activity in the XRP Ledger network may continue to strengthen over time.

For years, discussion around XRP centered largely on regulatory matters and price movements. Now, the latest data show a growing focus on measurable user adoption. The surge in new wallets over the past two years suggests that the XRP Ledger could be entering a fresh phase of expansion.

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