When whales move millions in Ripple (XRP), the crypto market is all aflutter with speculation, but the wisest opportunities usually hide off the radar of hype-driven trades. Mutuum Finance (MUTM) is turning out to be one such high-potential gem, currently in the middle of Phase 6 of its presale, at a mere $0.035, and already […]When whales move millions in Ripple (XRP), the crypto market is all aflutter with speculation, but the wisest opportunities usually hide off the radar of hype-driven trades. Mutuum Finance (MUTM) is turning out to be one such high-potential gem, currently in the middle of Phase 6 of its presale, at a mere $0.035, and already […]

The Cryptocurrencies to Add to Your Portfolio Now as Ripple (XRP) Sees Major $55.8M Whale Transfer

When whales move millions in Ripple (XRP), the crypto market is all aflutter with speculation, but the wisest opportunities usually hide off the radar of hype-driven trades. Mutuum Finance (MUTM) is turning out to be one such high-potential gem, currently in the middle of Phase 6 of its presale, at a mere $0.035, and already over 60% sold out. 

MUTM offers real DeFi utility through a dual-lending protocol, with real-world applications for decentralized finance users as well as early investors a chance for asymmetrical upside in the thousands. With presale mania underway and use case in the real world about to go live, Mutuum Finance is likely to be a watch project for those who wish to get ahead of the next crypto wave. 

XRP Records $55.8M Whale Transfer as Market Considers Key Resistance

Ripple (XRP) is hogging the headlines with a behemoth $55.8 million on-chain transaction, highlighting strategic moves by leading holders and forecasting potential future price action. The token is holding the $3.00 psychological resistance, at about $3.05, backed by strong volume of 6.04 billion, showing ongoing buyer demand. Support near $2.95 has withstood repeated tests, while the proximate resistance near $3.05 could, upon breaking, set the stage for $3.10–$3.15. With analysts waiting on this key level, investors looking for early-stage investments with real use and long-term growth potential are increasingly attracted to Mutuum Finance (MUTM).

Mutuum Finance Presale Goes Wild As Interest Continues To Grow

Mutuum Finance (MUTM) is expanding fast with Phase 6 of its presale already securing over $17 million and 16820 unique holders. MUTM is over 60% sold out in phase 6, and thus, the investors have fewer days to wait until the end of the phase. The early birds are positioning themselves for potentially astronomical gains when the token starts trading on the open market. In addition to the presale, Mutuum Finance also has a fully featured DeFi platform in the works, e.g., the soon-to-launch USD-pegged stablecoin on the Ethereum blockchain.

Mutuum Finance protocol close-order book design is built in order to control market risk and prevent illiquidity. Key variables such as close-level conditions, liquidation levels, and liquidator incentives are tuned to make lending secure and predictable. Liquidation ratios and LTV are constantly tweaked based on the volatility of the asset, with risk assets having tighter loan terms. Along with this, risk-weighted multipliers are applied across asset classes that give ultimate stability, security, and resilience even under turbulent market situations.

Mutuum Finance Introduces Lending & Borrowing Protocol

Mutuum Finance will soon launch its  lending and borrowing protocol, a milestone of its DeFi experience. V1 will be deployed in Q4 2025 on Sepolia Testnet, and will include a liquidity pool, mtToken, debt token, liquidator bot, etc. ETH and USDT will serve as collateral tokens for lending, borrowing, and collateralizing, and get integrated into a multi-purpose, user-friendly DeFi platform for ease of use and efficiency.

The Early-Stage DeFi Gem to Watch

While Ripple (XRP) captures the headlines with whale buys and wars of resistance close to the $3 mark, the most compelling opportunity in the market right now could be Mutuum Finance (MUTM). On sale in Phase 6 for as little as $0.035, already well over 60% sold out, MUTM has taken in over $17 million from over 16,820 investors. Its innovative dual-lending platform, dynamic LTV ratios, and risk-weighted collateral management place it among the few projects providing real DeFi utility rather than speculation. Its highly featured lending and borrowing protocol to debut on the Sepolia Testnet in Q4 2025 and possible integrations like a USD-pegged stablecoin on the horizon, Mutuum Finance is well positioned to be a key part of the next-generation DeFi market. Secure your allocation now before the presale price increases and demand is high during future phases.

For more information regarding Mutuum Finance (MUTM) please use the following links:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

Market Opportunity
Nowchain Logo
Nowchain Price(NOW)
$0.00055
$0.00055$0.00055
+12.24%
USD
Nowchain (NOW) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact [email protected] for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

The Channel Factories We’ve Been Waiting For

The Channel Factories We’ve Been Waiting For

The post The Channel Factories We’ve Been Waiting For appeared on BitcoinEthereumNews.com. Visions of future technology are often prescient about the broad strokes while flubbing the details. The tablets in “2001: A Space Odyssey” do indeed look like iPads, but you never see the astronauts paying for subscriptions or wasting hours on Candy Crush.  Channel factories are one vision that arose early in the history of the Lightning Network to address some challenges that Lightning has faced from the beginning. Despite having grown to become Bitcoin’s most successful layer-2 scaling solution, with instant and low-fee payments, Lightning’s scale is limited by its reliance on payment channels. Although Lightning shifts most transactions off-chain, each payment channel still requires an on-chain transaction to open and (usually) another to close. As adoption grows, pressure on the blockchain grows with it. The need for a more scalable approach to managing channels is clear. Channel factories were supposed to meet this need, but where are they? In 2025, subnetworks are emerging that revive the impetus of channel factories with some new details that vastly increase their potential. They are natively interoperable with Lightning and achieve greater scale by allowing a group of participants to open a shared multisig UTXO and create multiple bilateral channels, which reduces the number of on-chain transactions and improves capital efficiency. Achieving greater scale by reducing complexity, Ark and Spark perform the same function as traditional channel factories with new designs and additional capabilities based on shared UTXOs.  Channel Factories 101 Channel factories have been around since the inception of Lightning. A factory is a multiparty contract where multiple users (not just two, as in a Dryja-Poon channel) cooperatively lock funds in a single multisig UTXO. They can open, close and update channels off-chain without updating the blockchain for each operation. Only when participants leave or the factory dissolves is an on-chain transaction…
Share
BitcoinEthereumNews2025/09/18 00:09
Talent Technology Company Cappfinity accelerates growth plans through Chief Talent Management Officer appointment

Talent Technology Company Cappfinity accelerates growth plans through Chief Talent Management Officer appointment

LONDON, Jan. 20, 2026 /PRNewswire/ — Cappfinity is pleased to announce the promotion of Stephanie Hopper to the role of Chief Talent Management Officer, marking
Share
AI Journal2026/01/20 15:30
TRX Technical Analysis Jan 20

TRX Technical Analysis Jan 20

The post TRX Technical Analysis Jan 20 appeared on BitcoinEthereumNews.com. TRX is consolidating at the $0.31 level while showing a short-term bullish tendency
Share
BitcoinEthereumNews2026/01/20 15:27