Ethereum Layer 2s Heating Up, But PayFi Tokens Like RTX Are Winning The On-Chain War

Ethereum Layer 2s have seen explosive growth as networks race to handle spillover from the mainnet. Total Layer 2 rollup activity secured over $40 billion and captured nearly half of Ethereum’s DEX volume in Q1 2025.

That uptick shows demand for faster, cheaper transactions — yet PayFi tokens like Remittix (RTX) are carving out their niche with real-world rails, a $250 000 community giveaway, and a Q3 2025 wallet beta launch.

Layer 2 Networks Gain Traction

Arbitrum remains the largest Ethereum Layer 2 by value locked, securing $17.8 billion as of mid-2025. Optimism follows behind with over $1.3 billion TVL, and Base by Coinbase onboarded more than 20 million wallets this quarter.

These networks process tens of thousands of transactions per minute, slashing fees to under $0.01 in many cases. Layer 2 gas usage surged 22% last week alone, indicating user migrations toward rollups for DeFi and NFT minting.

Developers are deploying bridges to support cross-rollup transfers and MEV extraction on Base and Optimism now consumes over 50% of on-chain gas on those networks, pointing to speculative arbitrage driving blockspace demand. With Ethereum Layer 2s heating up, decentralization debates have shifted toward how many rollups can interoperate before fragmenting liquidity.

Remittix Emerges as PayFi Leader

While Ethereum Layer 2s battle for DeFi dominance, Remittix leverages the same settlement security to power fiat payouts. RTX trades at $0.0895 and has raised over $18 million, moving 580 million tokens into the hands of global users.

Here’s why RTX stands out among PayFi tokens:

• Global payout rails are already integrated and expanding
• Deflationary tokenomics designed for long-term growth
• One of the few projects with product progress before TGE
• Mass-market appeal beyond just the crypto crowd
• Wallet beta launches this quarter (Q3 2025)

Beyond those points, Remittix pilot corridors processed over $28 million in cross-border transfers through Ghana and Kenya, settling funds in under 60 seconds.

Wallet registrations surged 420% during the $250,000 giveaway, while enterprise partners began integrating Remittix’s API for low-fee payroll and freelancer payouts. Upcoming listings on tier-1 exchanges promise deeper liquidity for RTX holders.

Positioning Portfolios for On-Chain Growth

Chasing every Ethereum Layer 2 token can dilute returns when rollup yields diverge. Allocating part of on-chain exposure to PayFi tokens like RTX captures utility-driven demand rather than speculative DeFi loops. Investors who split capital between layer 2 governance tokens and Remittix benefit from high-throughput networks while locking in growth from live payment use cases.

As Ethereum Layer 2s heat up through 2025, blending rollup participation with PayFi allocations may smooth volatility and tap multiple growth drivers.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway