Ledger and Noah: instant EUR/USD conversion to stablecoin arrives

Ledger, world leader in digital asset security, and Noah, a global payment infrastructure, have announced the launch of a new feature regarding stablecoin that promises to radically transform the way money travels around the world.

Starting today, millions of Ledger Wallet users will be able to open virtual accounts in euros and dollars directly from the app, receive payments from third parties – such as employers, family, friends, and companies – and instantly convert fiat money into stablecoins. All within a single secure environment, without ever leaving the app.

This integration represents Ledger’s first real step into the payments sector, relying on Noah’s regulated infrastructure to offer a solution that combines security, speed, and control. It is an absolute novelty on a large scale, destined to redefine the boundaries between traditional and digital finance.

A global impact on money flows

The importance of this innovation is also measured in numbers. If only 10% of last year’s $685 billion in global remittances had been transferred via stablecoin thanks to this solution, the savings for senders and families could have reached up to $2.3 billion. This figure highlights the revolutionary potential of this technology, especially for those who send money across borders or receive international payments.

In the first half of 2025, settlement in stablecoin has already surpassed 4 trillion dollars, even exceeding the combined volumes of Visa and Mastercard. With this move, Ledger and Noah position themselves at the center of a historic transition towards a faster, cheaper, and more accessible financial system.

Ledger Wallet: from custody to bridge between fiat and stablecoin

Ledger, already a benchmark for the secure custody of digital assets – protecting over 20% of the world’s digital assets and 27% of dollars in stablecoins – thus transforms its platform into a true bridge between the traditional and digital worlds. Users will be able to receive salaries, remittances, and daily payments directly to their Ledger Wallet, instantly converting euros and dollars into stablecoins, ready to be used or transferred.

In parallel, Noah – which manages payments in over 70 countries and 50 currencies through its global API and hosted checkout – strengthens its mission to build a truly borderless economy.

Opening virtual accounts in a few clicks

A simplified and secure user experience

Opening a virtual EUR or USD account on Ledger Wallet requires just a few clicks. Each account is equipped with a unique IBAN, and the entire onboarding, conversion, and settlement process is smoothly managed by Noah’s regulated infrastructure. Identity verification (KYC) takes place directly within the app, without the user having to leave the Ledger ecosystem and without Ledger having to directly handle regulatory checks.

The result? Transactions that once took days and incurred high costs are now completed in seconds, with a drastic reduction in fees.

Scalability and new use cases for stablecoins

The integration is designed to support hundreds of thousands of new accounts each month, paving the way for innovative use cases in salary payments, international remittances, and daily transactions. The growing demand for stablecoins thus finds a concrete and scalable response, with security and transparency guaranteed by two industry leaders.

The Voices of the Protagonists

Shah Ramezani, CEO and founder of Noah, stated:

“By enabling virtual accounts in euros and dollars within Ledger Wallet, we are freeing money for millions of people. We make digital payments accessible on a large scale, whether it’s salaries, sending money home, or instant conversion into stablecoins. The fact that transactions settle in seconds instead of days is truly transformative.”

Jean-Francois Rochet, EVP Consumer Services at Ledger, adds:

“Ledger Wallet is already the trusted platform for the secure management of digital assets. With Noah, we take a leap forward: we offer users regulated accounts in euros and dollars integrated into the app, allowing them to instantly switch between traditional money and stablecoins with maximum security. Noah brings speed, flexibility, and trust, in line with our mission to mainstream stablecoins and redefine the global movement of money.”

A Shared Vision for the Future of Finance

Ledger thus joins a growing list of big names that have chosen Noah for payment flow management. Noah, in fact, has already formed partnerships with entities like Circle and Paxos, bringing its services to millions of stablecoin users worldwide.

The shared goal is clear: to build the infrastructure for an instant, borderless, and trust-based financial system. In the coming months, Noah and Ledger plan to introduce new features, additional currencies, and further integrations, strengthening their role as pioneers in the digital transformation of payments.

Frederic Court of Felix Capital, an investor in both companies, emphasizes:

“Our conviction about Noah was his vision to rewrite global payments through stablecoin, and about Ledger, its unique ability to protect digital assets. This partnership unites these missions: it offers millions of people instant and compliant access to stablecoin in the most reliable self-custody app in the world. It is a milestone for both companies and for the future of money.”

Noah and Ledger: Pillars of a New Global Economy

Noah provides the infrastructure for global on- and off-ramps, integrating stablecoin and fiat payments for real-time cross-border transactions. Its products – including Bank On-Ramp, Global Payouts API, Hosted Checkout, Rules Engine, and OTC Desk – are designed to work directly with banks, ensuring tailored controls and policies for the sustainability of payment methods. Noah is authorized as a VASP in the EU and registered as an MSB in the United States and Canada.

Ledger, on the other hand, is the global platform for digital asset security, chosen by millions of consumers and businesses. Thanks to its hardware wallets, the Ledger Wallet app, and enterprise solutions, Ledger enables secure self-custody and seamless interaction with the digital asset ecosystem.

Towards a New Era of Payments

With this integration, Ledger and Noah lay the foundation for a new era in digital payments: faster, cheaper, secure, and borderless. A revolution that, starting from the instant conversion between euros, dollars, and stablecoins, promises to forever change the way money moves around the world.