Bill Morgan defends XRP, refutes claims of regulatory uncertainty. Dr. Cuadrado categorizes XRP as still legally unclear, sparks debate. 2023 court ruling clears XRP’s status, SEC no longer involved. Attorney Bill Morgan, a leading advocate for XRP, has fiercely rejected claims that the cryptocurrency remains “not mature.” His comments came after crypto analyst Dr. Cuadrado’s recent post, where he placed XRP alongside assets like BNB, Solana, and Dogecoin, suggesting they all lack full regulatory clarity. According to Dr. Cuadrado, these cryptocurrencies are still in a legal gray area, waiting for definitive classification. Morgan responded by highlighting the groundbreaking 2023 ruling from Judge Analisa Torres, which made it clear that XRP itself is not a security. While some institutional sales of XRP were categorized as investment contracts, the ruling clearly distinguished XRP as a whole from being classified as a security. Also Read: Ripple Swell 2025 Bombshell: White House Among Keynote Speakers, Details Morgan criticized the continuing narrative that XRP remains legally uncertain, pointing out that even the SEC no longer considers XRP a security. He emphasized that the court’s decision offers significant clarity for both investors and market participants. Dr. Cuadrado’s View on XRP and Other Cryptos: A Legal Gray Area In response, Dr. Cuadrado acknowledged the court’s decision but argued that the ruling differentiated between institutional and retail sales of XRP. He stated that while institutional sales may still fall under SEC jurisdiction, regular market transactions remain outside its reach. Does the lying about XRP ever stop. Even a court found XRP is not a security. Even the SEC now does not call XRP a security and arguably never did . https://t.co/YKoPlVZo8U — bill morgan (@Belisarius2020) October 23, 2025 Dr. Cuadrado also pointed out that while the Commodity Futures Trading Commission (CFTC) recognizes XRP as a commodity for futures trading, it has not yet been officially classified as such by law. Dr. Cuadrado further drew a distinction between what he views as “mature” cryptocurrencies like Bitcoin, Ethereum, and Cardano, which he believes have reached a clear regulatory status. He described these assets as the cornerstone of the digital economy, drawing comparisons to traditional commodities like gold and oil. These cryptocurrencies, he argued, have the regulatory certainty that allows institutional investments, ETFs, and sovereign funds to engage with them. However, he classified XRP, BNB, Solana, and Dogecoin as still legally uncertain. He pointed out that these cryptocurrencies have yet to reach the same regulatory maturity, further complicating their ability to attract institutional backing. Morgan Reaffirms XRP’s Legal Standing, Rejects Uncertainty Claims Morgan, however, strongly disagreed with this stance, reiterating that the 2023 court ruling has provided ample legal clarity for XRP. He underscored that even the SEC no longer holds the view that XRP is a security. According to Morgan, this should mark the end of any lingering confusion about XRP’s regulatory status. As the debate continues, XRP’s legal status remains a hot topic in the crypto world, with strong opinions emerging from both sides about the future of the cryptocurrency and its role in the broader market. Also Read: Shiba Inu (SHIB) Transfers Spark Suspicion on Coinbase Amid Large-Scale Activity   The post Bill Morgan Responds to Criticisms, Defends XRP’s Legal Clarity appeared first on 36Crypto. Bill Morgan defends XRP, refutes claims of regulatory uncertainty. Dr. Cuadrado categorizes XRP as still legally unclear, sparks debate. 2023 court ruling clears XRP’s status, SEC no longer involved. Attorney Bill Morgan, a leading advocate for XRP, has fiercely rejected claims that the cryptocurrency remains “not mature.” His comments came after crypto analyst Dr. Cuadrado’s recent post, where he placed XRP alongside assets like BNB, Solana, and Dogecoin, suggesting they all lack full regulatory clarity. According to Dr. Cuadrado, these cryptocurrencies are still in a legal gray area, waiting for definitive classification. Morgan responded by highlighting the groundbreaking 2023 ruling from Judge Analisa Torres, which made it clear that XRP itself is not a security. While some institutional sales of XRP were categorized as investment contracts, the ruling clearly distinguished XRP as a whole from being classified as a security. Also Read: Ripple Swell 2025 Bombshell: White House Among Keynote Speakers, Details Morgan criticized the continuing narrative that XRP remains legally uncertain, pointing out that even the SEC no longer considers XRP a security. He emphasized that the court’s decision offers significant clarity for both investors and market participants. Dr. Cuadrado’s View on XRP and Other Cryptos: A Legal Gray Area In response, Dr. Cuadrado acknowledged the court’s decision but argued that the ruling differentiated between institutional and retail sales of XRP. He stated that while institutional sales may still fall under SEC jurisdiction, regular market transactions remain outside its reach. Does the lying about XRP ever stop. Even a court found XRP is not a security. Even the SEC now does not call XRP a security and arguably never did . https://t.co/YKoPlVZo8U — bill morgan (@Belisarius2020) October 23, 2025 Dr. Cuadrado also pointed out that while the Commodity Futures Trading Commission (CFTC) recognizes XRP as a commodity for futures trading, it has not yet been officially classified as such by law. Dr. Cuadrado further drew a distinction between what he views as “mature” cryptocurrencies like Bitcoin, Ethereum, and Cardano, which he believes have reached a clear regulatory status. He described these assets as the cornerstone of the digital economy, drawing comparisons to traditional commodities like gold and oil. These cryptocurrencies, he argued, have the regulatory certainty that allows institutional investments, ETFs, and sovereign funds to engage with them. However, he classified XRP, BNB, Solana, and Dogecoin as still legally uncertain. He pointed out that these cryptocurrencies have yet to reach the same regulatory maturity, further complicating their ability to attract institutional backing. Morgan Reaffirms XRP’s Legal Standing, Rejects Uncertainty Claims Morgan, however, strongly disagreed with this stance, reiterating that the 2023 court ruling has provided ample legal clarity for XRP. He underscored that even the SEC no longer holds the view that XRP is a security. According to Morgan, this should mark the end of any lingering confusion about XRP’s regulatory status. As the debate continues, XRP’s legal status remains a hot topic in the crypto world, with strong opinions emerging from both sides about the future of the cryptocurrency and its role in the broader market. Also Read: Shiba Inu (SHIB) Transfers Spark Suspicion on Coinbase Amid Large-Scale Activity   The post Bill Morgan Responds to Criticisms, Defends XRP’s Legal Clarity appeared first on 36Crypto.