Digitap’s banking technology outpaces Layer Brett’s high APY, L2 tech

As crypto presales heat up, Layer Brett and Digitap stand out, one fueled by meme hype, the other by real-world fintech utility.

Identifying potential winners from losers in crypto presales is as simple as separating genuine potential from pure hype. Two presale projects generating a lot of buzz lately are Layer Brett, a meme-inspired token, and Digitap (TAP), a fintech-focused crypto aiming to bridge digital assets with everyday finance.

Simply put, Layer Brett offers investors the excitement and volatility of memecoins, while Digitap offers an already live “omni-bank” that prioritizes real-world financial integration. But which comes out on top? 

Assessing Layer Brett’s potential

Branded as an Ethereum layer-2 project, Layer Brett is a meme-inspired crypto project. It aims to combine the community-driven energy of meme coins like Dogecoin (DOGE) and Pepe (PEPE) with faster and cheaper blockchain infrastructure.

The native BRETT token represents a cultural “mascot” for the Base ecosystem, which has attracted a large following on social media and within DeFi circles.

All this to say, Layer Brett’s upside depends on sustaining meme-fueled momentum. There are no specific catalysts to justify higher prices. Meanwhile, the staking reward stands at around 500%, which might attract a flood of early buyers; such extreme yields are difficult to maintain.

In essence, Layer Brett offers a high-risk, high-reward gamble. It could soar dramatically if large numbers of project supporters and general memecoin fans join the buying frenzy.

Layer-2 networks batch transactions off the main chain and post them to Ethereum in compressed form. This is meant to lower fees to pennies and speed up confirmation while still benefiting from Ethereum’s security. For a meme-driven token like Brett, L2 does not create product-market fit on its own, and it doesn’t make questionably high APYs any safer.

L2s also have some trade-offs: bridges and withdrawal times, reliance on an L2 sequencer, and roadmap dependencies are all outside of Layer Brett’s control. Essentially, marketing oneself as an L2 power play can reduce friction, but real utility needs to come from the project itself.

Digitap’s live app turns crypto and fiat into everyday spend

Meanwhile, Digitap is attracting investors who recognize tangible utility. Digitap is the creator of a banking platform that merges traditional finance services with digital assets. 

This means users can send, receive, save, invest, and spend both crypto and fiat. Thanks to a relationship with Visa, users can spend their crypto or fiat in the real world via virtual or physical Visa cards.

Unlike most early-stage projects that are only ideas or built on hype, Digitap already has a fully functional app available on both iOS and Android devices. Digitap is only starting to get the credit it deserves for effectively blending DeFi assets with everyday payments.

Why buybacks and burns tie app growth to TAP’s value

Digitap’s presale event is running hot. The token is currently priced at $0.0194 in its second funding round. A countdown on the website notes that the third stage is scheduled for next week and will lift the price to $0.0268.

Since Digitap’s product is already live, investors can test out the product before deciding to buy a single token. An optional no-KYC sign-up feature means potential investors who prioritize anonymity and privacy can still evaluate the platform.

Unlike memecoins, Digitap has a clear growth path, as reflected in its presale numbers. So far, Digitap has raised more than $900,000, and round-one investors (priced at $0.0125) will soon be sitting on a paper profit of more than 100%.

Digitap also offers investor-friendly tokenomics. The TAP token, which powers transactions, fees, and rewards in the Digitap ecosystem, has a built-in token burn mechanism. Fifty percent of the company’s profits will be used to burn tokens and reward stakers. This means that as the app scales worldwide, scarcity increases in unison with adoption.

Why TAP’s banking focus may outlast L2 meme cycles

Ultimately, investors will decide for themselves what they consider to be the best ICO presales. Layer Brett offers excitement and the thrill of a potential quick moonshot, which is typical for memecoins. The project is engineered for virality, and it could, in theory, gain 1,000x or more.

While Digitap offers a value proposition more grounded in reality, by building a bridge between crypto and real-world financial services, Digitap could target the more than one billion adults worldwide without access to banking services.

To learn more about Digitap, visit its presale, website, and socials.