After months of wild swings and red crypto charts, many traders are searching for a project that can help them rebuild. One name that keeps coming up among top investors is Mutuum Finance (MUTM). This new DeFi token blends real-world use with growth potential, making it one of the most talked-about projects in the recovery phase. Designed for lending, borrowing, and staking under one roof, Mutuum Finance (MUTM) aims to offer both stability and high returns — a rare mix in today’s uncertain market.
Presale Progress and the 20% Price Jump Ahead
Mutuum Finance (MUTM) is in Phase 6 of its presale, priced at $0.035. More than 17,550 investors have already joined, helping the project raise about $18.1 million. Around 80% of this phase’s 170 million tokens have already been sold. Once the final tokens are gone, Phase 7 will begin at $0.040 — a straight 20% increase that gives Phase 6 buyers instant profit.
Traders who joined earlier phases have already seen impressive growth. For example, an investor who bought during Phase 2 at $0.015 with $10,000 now holds MUTM valued at $23K. Analysts expect this trend to continue as the token price moves through the next stages. If Mutuum Finance (MUTM) reaches $1 after launch, that same $10,000 turns into $666K. Numbers like this explain why experienced investors now see Mutuum Finance (MUTM) as the next crypto to hit $1 in this market cycle.
But the excitement around MUTM isn’t based only on its price action. The project’s real strength lies in its design — a balanced DeFi system that connects lenders and borrowers while maintaining liquidity across the platform.
What Makes Mutuum Finance (MUTM) a Real Recovery Play, The Real Demand Pullers
The idea behind Mutuum Finance (MUTM) is simple yet powerful. It will operate on two lending models — Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C model, users will deposit tokens like ETH or USDT into smart contracts that serve as liquidity pools. These deposits will then earn interest as borrowers draw loans against them. In return, lenders will receive mtTokens, showing their pool share and accumulated interest.
In the P2P model, lenders and borrowers will connect directly to set their own terms and loan durations. This flexibility gives users more control and helps maintain stable liquidity even when broader crypto markets are unstable. The glimpse of the system is planned to launch in Mutuum’s V1 on Sepolia Testnet in Q4 2025. The launch will also introduce the platform’s Liquidity Pool, Debt Token, and Liquidator Bot — with ETH and USDT as the first supported assets to be used as collateral/lending and borrowing.
Mutuum Finance (MUTM) will also introduce an over-collateralized stablecoin pegged to $1. It will be backed by major assets like ETH, SOL, and AVAX. Every mint, repayment, and liquidation will create on-chain activity involving MUTM, keeping demand active and sustained. This continuous demand loop is one of the reasons traders believe the token can grow even in uncertain markets.
The project will also use protocol revenue to buy MUTM from the open market and distribute it as rewards to mtToken stakers. This will build a constant connection between platform activity and token demand.
Security remains a major priority. The project has already completed an external audit by CertiK, scoring 90 on TokenScan and 79 on Skynet. Mutuum Finance (MUTM) also runs a $50,000 USDT bug bounty, rewarding ethical hackers for reporting issues before they impact users.
Community Building
The Mutuum community is growing fast. A $100,000 giveaway is rewarding ten winners with $10,000 in MUTM each. The live dashboard lets users track their investments, and the Top 50 leaderboard gives extra MUTM rewards to major contributors. The daily leaderboard adds even more fun — the top trader each day earns $500 in MUTM for their participation.
Mutuum Finance (MUTM) will also offer predictable borrowing costs through a stable interest model. Borrowers can lock in rates, and they will only change when variable yields rise above 90% of the fixed rate. Every loan will remain overcollateralized to protect lenders and keep the system solvent. The protocol’s Stability Factor will monitor collateral health, and automated liquidators will act fast when collateral values fall below safe levels.
A Recovery Plan Built on Real Utility
Many investors study crypto charts hoping to find the next strong recovery trend. Mutuum Finance (MUTM) offers a clear answer for those searching for what crypto to invest in now. Its strength lies in the combination of real use, on-chain demand, and community engagement. The system is built to reward both traders and holders through lending interest, staking, and active presale gains.
With 80% of Phase 6 already sold out, the timing becomes crucial. Once this round closes, the price moves to $0.040 — locking in a 20% rise for current buyers. Analysts estimate the token could trade between $0.25 and $0.35 by the time of mainnet launch, which would be up to 10× from the current price. As momentum builds and the presale nears completion, traders looking for the next crypto to hit $1 are watching Mutuum Finance (MUTM) closely. The recovery window is open — and this may be the right moment to take advantage of it before the next price jump.
For more information about Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: This is a paid post and should not be treated as news/advice.
Source: https://ambcrypto.com/how-to-recover-from-crash-top-traders-asking-what-crypto-to-invest-in-now/
