XRP Price Prediction: Saylor Suggests BTC-Backed Banking to Nation-States, DeepSnitch AI Strengthens 100x Narrative After a Surge to $720K

Michael Saylor, CEO of Strategy, suggested that nation-states develop Bitcoin-backed digital banking systems as an alternative to traditional banking, where bank deposits offer minimal yields.

Saylor is confident that countries offering digital accounts with more favorable terms could attract trillions in capital flows.

Concurrently, retail traders’ appetites for new cryptos are growing after the market enters recovery in anticipation of the December FOMC meeting. In addition to the XRP price prediction, investors are also evaluating presale projects such as DeepSnitch AI, which is projected to go potentially 100x after its January launch.

DeepSnitch AI is a utility project offering an AI-powered analytics and prediction suite that recently surged to $720K after the team announced the core features would be made available to early investors soon.

Why regulated high-yield accounts matter

At a Bitcoin MENA event in Abu Dhabi, Michael Saylor, CEO of Strategy, pitched overcollateralized Bitcoin reserves and other tokenized credit products to create digital accounts. This approach would, in theory, offer higher yields than traditional banking deposits.

Saylor criticized traditional banks, clarifying that bank deposits in euro money-market funds are approximately 150 basis points, while US rates stand at around 400.

As an alternative, Strategy CEO suggests a structure where digital credit instruments account for 70% of the fund, 20% in fiat, and a 10% reserve buffer that reduces volatility. This would allow depositing billions to institutions at much higher returns.
Saylor believes that a state that provides such accounts could attract at least $20 trillion in capital flows, with the possibility of becoming the new global banking capital.

With cryptocurrencies poised to make even greater strides in 2026, traders are evaluating new investments. Along with DeepSnitch AI, the latest XRP price prediction is also a hot topic after Ripple’s coin recovered above $2.

Top altcoins in December

1. DeepSnitch AI: Is a DSNT moonshot imminent?

Started in August, DeepSnitch AI saw significant progress in its presale, reaching $720K with many retail traders believing that the DSNT token will likely go 100x after launch.

The core utility is a part of the show. Deploying five AI agents, DeepSnitch AI is building a prediction and analytics suite that can help traders anticipate FUD storms, sentiment shifts, whale moves, and even evaluate tokens’ fundamentals in a token explorer. Đ

Early traders will receive exclusive access to these core functions soon, as three AI agents are already operational.

It’s also impossible to ignore the upside potential. While XRP could represent a good long-term hold (even if the short-term XRP price prediction goes sideways), it may not yield a sizable ROI unless you invest massive amounts of money.

Yet,  DeepSnitch AI is priced at $0.02682, and if the 100x prediction comes true, investing as little as $500 could provide earnings close to $50K.

DeepSnitch AI is launching in January, with the community anticipating the DSNT token to list on exchanges like ByBit and MEXC.

2. XRP price prediction: Will XRP stabilize?

On December 9, XRP barely hovered above the $2.1 psychological zone, according to CoinMarketCap.

XRP spot ETFs have extended weeks of positive inflows, meaning that XRP liquidity trends are actually bullish despite the subpar price action of the token.

The XRP technical analysis notes XRP’s bounce from $1.95 as an indicator that a reversal is possible. To confirm a reversal, XRP must close above $2.2, which could provide the coin with enough momentum to support a rally toward $3.

However, it’s worth pointing out that the XRP future prediction could also go sideways if XRP falls below $2 again.

XRP Snaps Back With a Sharp Intraday Reversal, Reclaiming the $2.10 Level on the 24-Hour Chart

Over the past 24 hours, XRP has traded within a relatively narrow range before staging a powerful late-session breakout that propelled the price from $2.06 to $2.11. The chart shows repeated tests of intraday resistance around $2.09, followed by a decisive surge that broke the pattern of lower highs and signaled a momentum shift in favor of buyers. With volume remaining elevated and the asset closing at its highest point of the day, XRP enters the next session with renewed bullish strength, positioning itself for potential continuation if market sentiment remains supportive.

3. Zcash price prediction: Is a ZEC reversal in the books?

According to CoinMarketCap, ZEC traded in the $443.96 area on December 9, surging over 10% in 24 hours.

Although ZEC settled far below its recent $736 high, the recovery pattern is clear, indicating that buyers are finding their way back. If ZEC continues its December 8 pattern, there’s a possibility of a push toward $450.

If the momentum sticks, Zcash could close above $500, paving the path for a retest of $736 in early 2026.

Zcash Breaks Out Strongly After Period of Sideways Pressure, Posting a Sharp 24-Hour Upswing

Over the past 24 hours, Zcash has staged an impressive recovery, surging from the $400 zone into the mid-$440s as bullish momentum accelerated throughout the session. After spending much of the day oscillating sideways with several dips below key intraday levels, ZEC reversed sharply, breaking through multiple resistance points with expanding volume and a clear shift in market sentiment. The strong upward slope into the close signals renewed buyer conviction, positioning Zcash favorably for continued upside if this breakout holds and broader market conditions remain supportive.

Final words: Big moonshot energy

Even though it’s a solid long-term bag and the XRP price prediction hints at a reversal, Ripple’s recovery will likely be painfully slow. Thus, if you’re looking for an earning potential that packs a bigger punch, DeepSnitch AI is just the coin you need.

With a next-level utility supporting the high level of buzz, DSNT could potentially go 100x after launch, especially considering the team’s dedication to providing value to early investors.

It’s also tough to ignore the affordable entry of  $0.02682. Jumping on board before January 1 allows you to use the DSNTVIP50 coupon to receive a 50% bonus on investments above $2K. If you plan on taking things further, you can also enter the DSNTVIP100 code to unlock a 100% on investments larger than $5K.

Embrace the moonshot energy, take part in the DeepSnitch AI presale, and visit X and Telegram for the latest community updates.

FAQs

1. What is the latest XRP price prediction?

Because XRP reclaimed the $2 level, analysts believe closing above $2.2 could trigger a rally toward $3.

2. Why do investors prefer DeepSnitch AI over XRP?

DSNT is priced at $0.02682, and the project offers robust AI utility, which strengthens the 100x upside potential, offering a stronger ROI for small investors compared to XRP’s slower growth.

3. What did Michael Saylor propose regarding Bitcoin-backed banking?

He suggested that nation-states launch BTC-backed digital accounts with higher yields to attract trillions in global capital flows.

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