Ripple’s RLUSD Stablecoin Surges Past $1.3B Market Cap Amid Partnerships

TLDR

• Ripple’s RLUSD stablecoin grows by 1,278% in 2025, approaching a $1.3B market cap.
• Multi-chain deployment on Ethereum and XRPL has driven RLUSD’s rapid expansion.
• Partnerships with Gemini and Mastercard push RLUSD into institutional payment systems.
• The XRP Ledger v3.0 upgrade strengthens RLUSD’s DeFi and institutional use cases.

Ripple’s RLUSD stablecoin has reached a market cap of nearly $1.3 billion, marking a significant milestone in the crypto industry. With a year-to-date growth of around 1,278%, the stablecoin has gained notable traction in the market. Ripple’s multi-chain strategy across the Ethereum and XRP Ledger (XRPL) networks has played a central role in this success. As Ripple positions RLUSD as a key player in the stablecoin market, its strategic partnerships and technological upgrades continue to fuel growth.

Multi-Chain Strategy Drives RLUSD Growth

One of the main drivers behind RLUSD’s rapid market cap increase is its deployment across two major blockchain networks: Ethereum and XRPL. According to analysts, Ripple’s decision to launch RLUSD on both platforms provides distinct benefits. Ethereum hosts approximately 80% of RLUSD’s circulating supply, leveraging the platform’s liquidity and extensive DeFi ecosystem.

Meanwhile, XRP Ledger offers fast settlement and minimal transaction costs, making it an ideal choice for high-speed, low-cost transactions. This multi-chain approach has attracted a wide range of users, offering flexibility and scalability.

Crypto analyst Wendy Crypto highlighted the importance of Ripple’s strategic move, stating, “Ripple’s multi-chain deployment is a smart strategy that many crypto projects could learn from. It caters to different user needs across platforms.” This approach aligns with growing trends in the crypto space, where interoperability and cross-chain functionality are becoming key to future growth. Platforms with a multi-chain architecture are often better positioned for long-term success, as they tap into multiple networks’ unique strengths.

Strategic Partnerships Propel RLUSD Adoption

Ripple’s RLUSD stablecoin has seen accelerated adoption thanks to strategic partnerships with major financial institutions. A key partnership with Gemini has enabled RLUSD card settlements, extending its use to real-world payment systems. This partnership aims to streamline payments and enhance user accessibility, positioning RLUSD as a viable alternative to traditional stablecoins like USDT and USDC.

Ripple has also joined forces with Mastercard and WebBank to test RLUSD for institutional payment flows. These tests focus on enabling faster, lower-cost transactions, setting RLUSD apart from other stablecoins that dominate the institutional payment corridors. As Ripple strengthens its relationship with leading payment processors, it further positions RLUSD as a solid contender in the evolving payments landscape.

XRP Ledger Upgrade Bolsters RLUSD’s Institutional Use

The recent upgrade to the XRP Ledger (XRPL) further supports the growing adoption of RLUSD by improving network stability and expanding decentralized finance (DeFi) capabilities. The XRP Ledger v3.0.0 update introduces critical features, such as a native lending protocol and enhancements to transaction transparency, which make the network more reliable and secure. These improvements are seen as essential for Ripple’s plan to center stablecoins and tokenized real-world assets (RWAs) in its institutional DeFi strategy.

The XRPL upgrade also addresses several technical issues, including accounting errors and bugs in automated market maker (AMM) transactions, ensuring a smoother user experience. Ripple’s ability to continually enhance its network’s performance and security enhances the potential of RLUSD to become a staple in institutional payment systems. With these advancements, Ripple aims to further integrate RLUSD into mainstream financial use cases.

Ripple’s Position in the Stablecoin Market

As of late 2025, Ripple’s RLUSD is positioned as a significant player in the stablecoin market. The combination of strong institutional partnerships, an effective multi-chain strategy, and the technological advancements brought about by the XRPL upgrade strengthens Ripple’s market presence. RLUSD’s growth is a testament to the growing acceptance of stablecoins in both decentralized and traditional finance sectors.

Ripple’s continued focus on scalability, interoperability, and strategic collaboration positions RLUSD for further success in the competitive stablecoin space. The growth of RLUSD may challenge other stablecoins like USDT and USDC, particularly in institutional and cross-border payment sectors, where Ripple has already made significant strides.

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