How to use a crypto payment processor to accept payments on a website

Crypto payments are no longer optional, they offer fast, secure, and global options customers expect.

Accepting crypto is no longer a novelty. Customers want fast, global, and secure ways to pay. A modern crypto payment processor gives its users that without heavy lift. With the right setup, adding crypto payments on a website is simpler than rolling out a new card gateway.

Let’s explore how to start accepting digital currencies on a website, what benefits this brings, and why choosing the right partner makes all the difference.

Why accept crypto payments online

The audience is large. Hundreds of millions of people hold digital assets and many prefer to spend them online. The rail fits e-commerce and SaaS because it clears every day and avoids chargebacks. Businesses add crypto to reach new markets, reduce total payment costs, and shorten cash cycles.

Fees and timing matter. Card setups can reach 3.5% plus fixed amounts. International wires add 30 to 80 dollars and tie up cash for days. Crypto removes flat fees in many cases and clears fast across time zones.

Accepting crypto lets business:

• Reach buyers globally without extra conversion steps.
• Cut processing costs, often near 1.5% or less.
• Receive funds quickly with finality after confirmation.
• Keep sales moving on nights, weekends, and holidays.

What is a crypto payment processor

A crypto payment processor connects a website to supported networks and automates the payment flow. It works like a card gateway but speaks blockchain. The user skips node management, key storage engineering, and manual reconciliation. The processor creates unique invoices, tracks confirmations, locks the rate at payment time, records the transaction for accounting, and can convert funds to fiat.

CoinsPaid developed a robust crypto payment processor that provides this stack for merchants. It supports 20+ cryptocurrencies and stablecoins, with plugins, hosted links, and an API. Teams get role-based access, approvals, and exportable statements. Security covers hot and cold storage, IP controls, and whitelists.

How crypto payments work on a website

After integrating crypto payments, the flow looks as follows:

1. The customer selects crypto at checkout and chooses a currency like BTC, ETH, or USDC.
2. The processor shows the exact amount, network, and a unique address or QR code.
3. The customer sends funds from a wallet.
4. The network confirms, usually in minutes.
5. Funds settle to an account. Users can keep crypto, convert to stablecoins, or withdraw to fiat.

The flow resembles a card payment with a different rail. Crypto payments on a website can supplement other forms of payment and offer users a different and in some ways better way to pay businesses.

How to add crypto payments to a website

Anyone can integrate crypto into their flow in a few ways, based on their stack and timeline.

1. API integration. 

For custom apps or platforms, an API gives full control. Call the processor to create invoices, check status, set callbacks, and trigger conversions. This path fits SaaS, marketplaces, and mobile apps.

1. Plugins for popular platforms. 

For those who run WordPress, Shopify, or WooCommerce, a plugin adds a crypto button without code. The theme, taxes, and shipping logic as it is.

1. Hosted invoicing and payment links. 

Create a hosted link for one-off payments and track it in the back office. This is handy for B2B invoices, support-driven orders, and manual renewals. 

1. Auto conversion settings. 

Turn on automatic crypto-to-fiat conversion or keep some in stablecoins for payouts. Rules by currency can be mixed and changed without code.

Each of these methods is easy to implement and requires minimal effort from a tech team.

Why businesses choose CoinsPaid

Reliability, compliance, and scale matter. CoinsPaid processes payments for companies worldwide and supplies the controls finance and legal expectations. 

Key points that teams ask for:

• Support for 20+ cryptocurrencies, including major stablecoins.
• Rate locking at invoice time and automatic conversion to fiat.
• Role-based access, approvals, and IP restriction options.
• Detailed analytics, statements, and exports for accounting.
• Webhooks and email alerts for status changes.
• Security with segregated hot wallets and cold storage..

Cost, speed, and reach compared

Card processing can approach 3.5% plus flat fees. Cross-border wires often cost 30 to 80 US dollars and take days. Crypto payments often target 1.5% or less and confirm near-instantly. 

Networks run 24/7, so payouts do not collide with weekends. So, you also reach buyers in regions with poor card acceptance. Approval rates often rise in those markets because the method does not depend on local banks.

Final thoughts

Crypto payments upgrade how money moves online. Integrating a crypto payment processor supplies the tools to add this method with minimal change to a stack. Pilot the flow and measure gains in conversion, settlement time, and support workload. Share the results and scale the share of crypto at checkout based on data.

With CoinsPaid’s infrastructure, anyone can quickly set up crypto payments on their website and start receiving funds from customers around the world;  quickly, securely, and without hidden costs.