The post Q1 2026 Forecast: This $0.035 Token Could Be the Best New Crypto Under $0.05 appeared on BitcoinEthereumNews.com. As traders are setting up for the nextThe post Q1 2026 Forecast: This $0.035 Token Could Be the Best New Crypto Under $0.05 appeared on BitcoinEthereumNews.com. As traders are setting up for the next

Q1 2026 Forecast: This $0.035 Token Could Be the Best New Crypto Under $0.05

As traders are setting up for the next crypto trading cycle, there is a single token of interest whose price is now at $0.035 and is gaining a strangely high market share. There are numerous signs that Q1 2026 may mark a significant shift in this new project, and some investors already feel that it may turn out to be the best crypto that has under $0.05 per coin depending on its design, achievements and its release date. As the several milestones of development coincide, the discussions around Mutuum Finance (MUTM) increase.

What Mutuum Finance (MUTM) Is Creating 

Mutuum Finance (MUTM) is building a decentralized lending protocol to enable structured lending and borrowing on-chain. Users are allowed to deposit assets either in ETH or USDT, and in its place they are issued with mtTokens. These mtTokens are increased in value when borrowers are repaying interest. Indicatively, a person lending out ETH in the amount of $600 may enhance his or her growth in terms of the use of the protocol. The framework of borrowing is dynamic such that the levels of interest change between the liquidity and the collateral is regulated with the use of transparency as it has clear limits of loans-to-value and liquidity provisions.

According to their official announcement of X, the team was able to establish that the V1 testnet will go live in Q4 2025. V1 has the lending pool, liquidation system, the debt engine and the mtTokens and the first supported assets are ETH and USDT. Halborn Security is auditing the key contracts in the protocol, liquidation behavior, interest logic and collateral management. This review will be a critical move since the project is ready to undergo live user testing. All these factors are the primary reasons why traders are starting to pay more attention to the project as a potential breakout candidate at the beginning of 2026.

Early Growth Metrics

The Mutuum Finance (MUTM) reports the raise of $19.250M which is very encouraging considering the confidence of the initial adopters. Another positive aspect of the project is that there are 18,500 of the holders, which is regarded as a great success of a platform that is not fully developed yet. A large number of regions in the investment by different investors is an indication of a very wide distribution as opposed to a concentration of ownership, which assists in building market reliability.

The token was released at the beginning of 2025 with a starting price of $0.01. It has also risen to become $0.035, a 250% rise. This is an increase based not just on the demand in the market but also increased visibility on the roadmap of the project. Investors who are looking at the best crypto investments before 2026 are monitoring the price growth keenly.

Distribution of Tokens and Community 

The total supply of MUTM is 4 billion on Mutuum Finance. Of this provision 1.82 billion tokens are assigned to presale phases, which represent 45.5% of the amount. To date, over 815 million tokens were bought. 

Mutuum Finance also includes a 24-hour leaderboard, where the leaderboard winner wins $500 in MUTM each day. The leaderboard has contributed towards the continuity of engagements at every stage of development. Card payment is also supported on the platform, and therefore, it is easy to participate in it among new users who want a direct method of purchase.

Security Layers, CertiK Score and Stablecoin Development

The team has put much emphasis on security. Mutuum Finance received a certificate of audit at 90/100 with CertiK scan. This score qualifies it to be one of the better early DeFi projects under watch in the year. 

Mutuum Finance will also open a USD-backed stablecoin with borrower interest, according to the official roadmap. Stablecoins tend to take a core role in the lending markets as they can be used to offer predictability in values and assist in increasing liquidity. With the availability of a stablecoin, the effect of this is likely to be significant when borrowing and lending takes place during and after V1.

Phase 6 Approaching the Final 

The project is currently at Phase 6 of the early version process of distribution. Allocation has already exceeded 96% filled and only 4% of tokens available at the present level which is at $0.035. When this last segment is sold, the price will increase to close to 20% and approach closer to the official price of the token, of $0.06.

Whales allocation of over $100,000 increased the pace of the remaining supply decrease. Whale allocations can also reflect an assumption of an experienced investor that a large milestone like the V1 testnet will receive a profitable arrangement.

This last run has generated additional urgency among first-mover buyers particularly those seeking potential best cryptos to buy now before Q1 momentum kicks in.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

Source: https://www.cryptopolitan.com/q1-2026-forecast-this-0-035-token-could-be-the-best-new-crypto-under-0-05/

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