Ripple Gains U.S. Banking Access, Fueling XRP’s Long-Term Target Toward $27

• Ripple secures OCC approval, entering the U.S. banking system under federal and state oversight.
• Analysts highlight structural confluence, suggesting XRP’s trends and cycles could drive strong bullish momentum.
• XRP macro analysis signals key price levels, including $3.40, $10, and a potential long-term target near $27.

Ripple has secured conditional approval from the U.S. Office of the Comptroller of the Currency to launch the Ripple National Trust Bank. This move places the company directly inside the U.S. banking system under federal and state oversight. It marks a major milestone as Ripple positions its blockchain technology within regulated financial infrastructure.

The approval sets a new benchmark for compliant digital-asset custody and future stablecoin issuance. Ripple’s entry into banking underscores real utility, transparency, and institution-grade standards. For many, it affirms that XRP was built for this moment—where crypto advances by integrating with the existing financial system.

Also Read: Will XRP Surprise Investors With a Strong Rebound by Year-End 2025?

XRP Macro Structure Points Toward Potential $27 Target

The crypto analyst, EGRAGCRYPTO, highlighted that the long-term logarithmic regression channel of XRP illustrates three prominent levels that have emerged as 2025 progresses towards its end. The average reversion price at $3.40 serves as a separator within the cycle as it fluctuates between bearish forces and strength. Crossing it would mark XRP’s return to a macro-bullish market.

The second major level appears around $10, which is at or near the upper midline within the channel. It represents two standard deviations above the trend and historically represents the point at which rapid bullish momentum begins within major cycles. With a logarithmic model, this target escalates gradually, underscoring its importance in long-term planning.

Source: EGRAGCRYPTO

A more unexpected indication appears as there are several macro convergences that line up around the top edge of the channel at approximately $27. It should be noted that volatility ranges, projections, and cycles all meet at $27 with a consistency that makes it hard to overlook. However, as with all predictions, it’s difficult to predict the timing.

Together, these levels bring focus to the need for optimizing emotional discipline as XRP moves ahead on its preferred cycles. Even market makers can mislead on timing but will never be able to counteract the geometry that pushes the trend on a logarithmic scale. It is imperative for members of the XRP Family that they remain grounded as they enter a new phase.

Also Read: XRP Rallies as ETFs Surge, Price Could Hit $2.50–$3 Range