Crypto.com Overhauls “Level Up” Benefits Program With Zero Trading Fees*, Higher Yields, and CRO-Driven Rewards

The move positions Crypto.com as a leading global exchange delivering all-in-one financial ecosystems that merge traditional finance tools with on-chain economics.

The update introduces three subscription tiers – Plus, Pro, and Private – starting at US$4.99 per month, alongside a free Basic tier. All tiers unlock combinations of trading benefits, CRO rewards, staking yields and – in higher tiers – lifestyle perks such as airport lounge access.

A Closer Look at the Level Up Overhaul

Crypto.com’s updated program introduces a set of benefit categories designed to help users “build wealth” while keeping rewards accessible. The program now integrates the former Rewards+ system directly into Level Up, removing the old requirement for high trading volume to qualify for elevated Earn bonuses.

Key features available across new Level Up tiers include:

• Zero trading fees* when buying or selling more than 400 supported crypto assets in the Crypto.com App.
• Zero-commission stock trading.
• Up to 6% back in CRO on all purchases using the Crypto.com Visa Signature Credit Card (tier-dependent).
• Up to 5% back in CRO on all purchases using the Crypto.com prepaid card.
• ACATS stock-transfer bonuses between 1.25% and 2.5%, offering incentives for users moving portfolios into Crypto.com’s stock trading platform.
• Up to 5% APY on cash balances, pending the launch of new “Yield on Cash” features requiring no lock-up or minimum balance.
• Up to 9.5% CRO staking rewards, tying real yield to the platform’s native asset.
• No foreign transaction fees on prepaid card usage.
• Up to 2% extra APY on fixed-term Earn allocations, paid in CRO.

Crypto.com’s Credit and Debit Card ecosystem tied to Level Up is now the largest such program globally, measured by number of available jurisdictions and total user base.

Executive Perspective: CRO as the Program’s Economic Engine

Crypto.com CEO and co-founder Kris Marszalek says the redesign reflects both market demand for simpler reward structures and the strong performance trajectory of CRO, the ecosystem’s native token.

“CRO is one of the top performing tokens globally and deserves an equally compelling rewards program for Crypto.com users,” Marszalek said. “We expect this Level Up upgrade to result in a massive increase in the number of CRO holders globally – to the tune of millions of new users.”

CRO has historically been one of the better-performing platform tokens during periods of heightened exchange activity. According to data from CoinMarketCap and Messari, CRO saw significant growth through 2024–2025, driven partly by card-reward demand and new utility within the company’s broader suite of financial products.

Subscription Tiers: How They Compare

Plus — $4.99/month or $49.90 yearly

• Zero trading fees* up to $20K/month
• 4.5% APY on cash
• 3.5% back in crypto with the Ruby Crypto.com Visa Signature card
• 1.25% stock transfer bonus

Pro — $29.99/month or $299.90 yearly

• Zero trading fees* up to $50K/month
• 5% APY on cash
• 4.5% back in crypto with the Jade/Indigo Visa Signature card
• 2.5% stock transfer bonus

Private — CRO Stake $50K for 12 months

• Zero trading fees* with unlimited volume
• 5% APY on cash
• 5% back in crypto with the Icy/Rose Visa Signature card
• 2.5% stock transfer bonus
• 6.3% est. CRO staking rewards
• 1% extra p.a. on fixed-term Earn allocations (paid in CRO)

Private — CRO Stake $500K for 12 months

• Zero trading fees* with unlimited trading volume
• 5.0% APY on cash
• 6% back in crypto on Icy/Rose Visa Signature purchases
• 3% stock transfer bonus
• 6.3% est. CRO staking rewards
• 2% extra p.a. on fixed-term Earn allocations (paid in CRO)

Conclusion

Crypto.com’s redesigned Level Up program is one of the most comprehensive benefit overhauls introduced by a major exchange in recent years. By combining zero trading fees*, flexible subscription access, improved staking incentives, and expanded CROrewards, Crypto.com is all-in-one financial app aimed at both crypto-native users and traditional retail investors.

For users considering the program, the key advantages lie in simplified access, predictable pricing, and an unusually broad set of financial tools that span crypto, yield on cash, stock trading, and everyday spending. 

Important Information:

* Other transaction fees and spread may apply. Zero trading fees up to the transaction limit specified per Level Up tier.

The Level Up benefits mentioned are subject to your level in the Level Up program. Check the specific conditions and benefits for each level. Terms and Conditions apply. Participating in Level Up does not guarantee access to all services or benefits. Services and potential benefits remain subject to local jurisdictional requirements, availability, and terms and conditions, among other things. All benefits, offers, and rewards conferred by Crypto.com, including but not limited to merchant rebates and CRO Rewards, are subject to change at Crypto.com’s sole discretion. See https://crypto.com/us/levelup for details.

Credit card offers are subject to credit approval. Crypto.com Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license. CRO Rewards are paid in CRO Token to your Wallet App. The Credit Card Level Up rewards program is provided by Crypto.com. For full Rewards Terms and Conditions, please see https://crypto.com/document/us_credit_card.