The FDIC just dropped a major proposal that could let US banks issue stablecoins under the GENIUS Act, giving them a regulated path into crypto.
Published this week, the framework outlines how FDIC-supervised banks can issue payment stablecoins through subsidiaries, with strict requirements on reserves, redemption, and governance.
If passed, it would mark a turning point in US crypto regulation and open the door for traditional banks to enter the $300B stablecoin market.
But while regulation boosts investor confidence, those chasing asymmetric gains aren’t looking at banks. They’re hunting for the best crypto presale to invest in for 2025, and as of December 16, the answer is clear: DeepSnitch AI.
The project has raised over $820K in record time and has already launched three AI tools before even hitting exchanges. With real utility and a potential 100M+ user base, DeepSnitch AI is shaping up to be the best crypto presale to buy and hold for 2026.
US banks may soon be able to issue their own stablecoins under a new proposal from the Federal Deposit Insurance Corp, marking a major regulatory step in implementing the GENIUS Act.
The proposed rule, published this week, outlines how banks supervised by the FDIC can apply to issue payment stablecoins through subsidiaries, subject to strict oversight.
Banks would need to meet a set of standards laid out in the GENIUS Act, including one-to-one reserve backing, sound financial health, and strong governance.
If approved, the FDIC would act as the primary regulator of the issuing subsidiary. The proposal is currently open for public comment before moving to the next phase.
This rulemaking follows the GENIUS Act’s passage in June and its signing into law by President Donald Trump in July. The law is seen as a turning point in US crypto regulation, giving banks a clear path to participate in the $300 billion global stablecoin market.
DeepSnitch AI is running laps around other presale projects right now, and it’s easy to see why and how. In a market flooded with vague promises and 2030 roadmaps, this one actually delivers real tools today. That’s why it’s topping the list of best crypto presales heading into 2026.
Instead of pushing dreams, DeepSnitch AI has already launched three of its five AI agents before the presale ended. SnitchScan is a contract auditor that checks smart contracts in seconds, flagging anything sketchy like rug pulls or honeypots.
Then there’s SnitchFeed, a live whale tracker that shows you exactly where the big wallets are moving, so you can follow the smart money instead of chasing candles. And for anyone tired of complex TA, there’s SnitchGPT, a natural language assistant that lets you type something like “find undervalued altcoins with volume spikes,” and it delivers actionable answers.
This utility doesn’t go unnoticed. The presale has already raised over $820,000, and the token’s up 85% to $0.02846. That’s in the middle of a market where most coins are flatlining and dropping.
There’s also a major incentive to jump in early. DeepSnitch AI just launched two bonus codes: DSNTVIP50 gives you 50% more tokens on purchases above $2K, and DSNTVIP100 doubles your tokens if you’re going in with $5K or more.
With over 20 million tokens already staked and a January launch around the corner, the window to get in early is closing fast.
Bitcoin Hyper is aiming to fix Bitcoin’s biggest problem: speed and scalability. Bitcoin itself only handles around 7 transactions per second and struggles with high fees, making it unfit for DeFi or fast dApps.
That’s where Bitcoin Hyper steps in. It plugs Solana’s Virtual Machine into the Bitcoin network, unlocking smart contracts and fast execution while staying secured by Bitcoin’s Proof-of-Work.
Its modular design splits the work: Bitcoin handles settlement, while a fast Layer 2 powered by Proof-of-Stake handles the rest. Users can lock BTC on the main chain and mint wrapped tokens instantly through the Canonical Bridge.
The tech is strong. But the presale has already raised $30M, which lowers the upside. A 2–3x return is still possible, but 100x is unlikely. Earlier-stage projects like DeepSnitch AI may now be the best crypto presale to buy.
Nexchain is developing an AI-powered blockchain designed to offer up to 400,000 transactions per second and fees under $0.001. Its hybrid consensus and sharding system add both speed and stability, making it stand out from typical early-stage projects.
Testnet 2.0 just launched, and developers are already testing tools like wallet reputation scores and predictive behavior alerts. These features aim to make dApps smarter and safer from day one.
NEX token holders get daily rewards: 10% of gas fees shared back to the community. As the network grows, so does the payout. Now in Stage 29 of presale, Nexchain is eyeing a $0.30 listing, but the upside is highly limited. The space crawls with tens of blockchains that can offer similar TPS today, without a presale. Take TON, or Solana, for example.
That’s why many investors are now shifting to DeepSnitch AI, the protocol that uffers a unique utility that nobody else in the space does.
BlockchainFX is focusing on what traders actually need. It offers a real solution for an increasing problem: one regulated platform for all types of assets. Traders get access to over 500 tradable securities, from crypto to stocks, through a single account.
The presale has raised over $12 million. Current price sits at $0.03, with a public listing planned at $0.05. Still, the competition is fierce. Giants like Revolut and Robinhood already own the cross-asset trading space, backed by massive funding and brand loyalty. That’s a tough wall to break through.
Some investors are now eyeing DeepSnitch AI instead. It’s reaching to a 100M+ user base with an AI dashboard that delivers live market signals. Three agents are already active. Unlike BlockchainFX, DeepSnitch it builds a new narrative that could change the trading game forever.
Ozak AI scans markets in real time, alerts users to changes, and offers tools to react fast. The $OZ token powers everything: from analytics to premium features. Traders don’t just buy it, they use it constantly.
The platform is already live. Tokens spent or staked feed straight back into the system, keeping value locked in. This makes $OZ more than a passive asset. It’s part of the action.
Tokenomics focus on long-term growth. Most of the supply supports staking, rewards, and new features. Cross-chain support and governance are coming next.
Still, with $5 million raised, Ozak’s early gains may be behind it. DeepSnitch AI, priced at $0.02846, could offer much higher upside for risk-tolerant investors. That’s why many believe DSNT is the best crypto presale in 2025.
While all five presales show long-term promise, only one stands out for investors hunting that perfect blend of low risk and high reward.
Bitcoin Hyper has powerful tech, but is already too big for a true 100x. BlockchainFX faces stiff competition from giants. And the other two simply don’t have the narrative strength or user funnel to explode in 2026.
DeepSnitch AI does. With just a $0.02846 entry point and a market that loves early utility, DSNT is the best crypto presale to buy in December 2025. If it reaches even a fraction of the market share, DSNT could easily 100x.
If you want to secure a bigger bag without investing too much, use DSNTVIP50 to get 50% bonus tokens on $2,000+ buys, or DSNTVVIP100 to double your stack above $5,000.
Visit the official DeepSnitch AI website, join Telegram, and follow on X (Twitter) for the latest updates.
DeepSnitch AI stands out among top new ICOs by offering real utility before launch (three live AI tools, staking, and a Telegram-native dashboard), giving it stronger fundamentals than most upcoming crypto presales still stuck on whitepapers.
Unlike typical early-stage token launches, DeepSnitch AI already delivers working products. Traders can use SnitchFeed and SnitchScan today. That utility, combined with aggressive growth and staking traction, makes it a top-tier bet for 2026.
Most upcoming crypto presales promise future tools, while DeepSnitch AI has already launched them. With $820K+ raised and bonus offers still live, DSNT continues outperforming its peers and earning its spot among 2025’s best early-stage token launches.


