2021 was DeFi, 2026 is Banking—Why Digitap ($TAP) is the Best Crypto to Buy 2026

2021 belonged to DeFi. Yield farms, governance tokens, and complex protocols promised a new financial system. But most of it never left the crypto bubble.

Four years later, the market has learned its lesson. In 2026, the market will see the rise of crypto projects that focus on banking. And Digitap ($TAP) is best-positioned to dominate this shift with its omnibanking model.

For millions of migrant workers, freelancers, and underbanked users, crypto was always about moving money cheaply, getting paid on time, and avoiding broken financial systems. Digitap is the only emerging fintech that meets these expectations by bringing crypto and fiat in one global money app. That’s why many consider Digitap the best crypto to buy for 2026.

Having raised over $3 million in its crypto presale so far, Digitap won over crypto users in Q4 2025. And the ongoing year-end Holiday sale is only fueling the already hot-selling presale.

2021 Belonged to DeFi, 2026 Will See the Rise of Banking Coins

Back in 2021, DeFi became a standard for new crypto projects. Decentralized platforms like Uniswap, Aave, and Solana drew massive capital by offering trustless swaps, lending, and yield without banks.

Moreover, Total value locked (TVL) across DeFi protocols surged into the hundreds of billions that year. In fact, the decentralized finance explosion dwarfed what the space had ever seen before, cementing DeFi as a core use case in crypto.

The Rise of TVL Across DeFi Protocols in 2021 | Source: DefiLlama

But the shine has faded. Four years on, many DeFi projects are still complex for everyday users. Wallets, gas fees, multiple chains, and smart-contract nuances create friction that most people don’t even understand. DeFi’s promise was bold. But its adoption never really took off at a large scale once the novelty wore off.

Moving into 2026, the market is recognizing the importance of crypto projects that the general public can use daily. Banking crypto projects that blend crypto with everyday money handling are getting attention.

Now that banking is gaining more attention, omnibanking platforms like Digitap could see massive adoption in 2026. And this explains why many call $TAP the best crypto to buy for 2026.

Digitap’s Omnibanking Platform Will Redefine Finance in 2026

Crypto has evolved enough to accommodate the idea of blending DeFi and traditional banking into one platform. The market now craves platforms that solve a problem that affects millions every day: money that doesn’t move easily across borders, currencies, or systems. Digitap’s omnibanking platform is the perfect solution!

Thanks to Digitap’s omnibanking platform, users can now hold, send, spend, and convert both crypto and fiat from a single app.

This is a huge breakthrough because most people don’t live entirely on-chain. Salaries, rent, remittances, and daily spending still touch traditional rails. Interestingly, Digitap doesn’t ask users to choose sides. Instead, it connects both worlds.

For global users, Digitap is a dream come true. Near-instant cross-border transfers at sub-1% costs solve problems banks have ignored for decades. Moreover, physical and virtual Visa cards turn digital balances into spendable money without the usual bottlenecks.

What’s more, $TAP holders can access up to a 124% APR during the presale and up to a 100% APR post-launch. That’s not common for crypto presale projects. That’s why Digitap is well-positioned to dominate the banking wave in 2026.

Digitap is all set to redefine finance in 2026. Its omnibanking model is perfect for widespread adoption among the unbanked. And adoption is what drives price pumps in the crypto market. That explains why many consider $TAP the best crypto to buy for 2026.

Digitap Crypto Presale Dominates Q4 as It Crosses $3 Million

Looking back, Q4 has been unforgiving for many crypto coins. Liquidity thinned out. Risk appetite faded. And large caps stalled. Yet while the broader market hesitated, Digitap kept pulling capital in. The crypto presale has now crossed the $3 million mark in fundraising.

What’s more, the presale price has already climbed more than 200% since its launch. Starting at $0.0125 in Stage 1, the price has increased to $0.0383. The consistent price increase during the presale stages is only a teaser of what’s to come.

Crossing the $3 million mark in just two months signals something deeper than short-term hype. Buyers are paying higher prices willingly to secure their share of a promising presale coin that could potentially explode with banking projects dominating 2026.

Even after more than a 2x increase, the $TAP price still sits at a 72% discount from the launch price of $0.14. That means anyone buying the Digitap token at current prices could achieve a 365% ROI by the end of the presale.

Round 3 is already more than halfway filled. Supply is thinning. And the $TAP price is set to rise to $0.0399 over the next couple of days. Now is the perfect time to accumulate what many consider the best crypto to buy for 2026 before the profit window narrows further.

Demand Grows as Digitap’s Holiday Sale Becomes a Superhit Among Buyers

Digitap’s 12-day Christmas event has concluded after its massive success. The main Christmas campaign moved fast. And many of the amazing offers were snapped up early. What’s left now is the final phase of this year-end sale.

A Holiday sale is now live for buyers who missed out on the 12-day Christmas sale. For buyers who missed the earlier drops, this is the last clean window before the new year begins.

Each day, a new mini-offer appears directly on the Digitap dashboard. Some rewards are limited. Others expire after a short window. The only way to secure the best offer is to connect the wallet and return to the Digitap presale dashboard every day.

As 2026 approaches, the ongoing sale only adds to the presale momentum. The Digitap ecosystem is already active. And the presale supply is depleting faster than expected. In 2026, Digitap is expected to emerge as the new fintech giant.

For anyone looking to catch a promising coin early, Digitap is the low-cap gem that many consider the best crypto to buy for 2026.

Digitap is the Future of Banking & the Best Crypto to Buy for 2026!

DeFi is too complex and too detached from how people actually move money. What’s emerging now is different. In 2026, the winners won’t be DeFi protocols. Instead, they will be crypto banking platforms that people use daily. Digitap is a fantastic example of such a platform.

Digitap’s rise during a bear market says a lot. While speculation cooled, demand for practical banking tools didn’t. That’s why capital continues to flow into the Digitap crypto presale. As banking becomes crypto’s next growth engine, Digitap is entering 2026 as the best crypto to buy.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

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