At the time Ethereum (ETH) was at $30, few could have predicted that one day it could be pegged at $3,000, which amounts to a 100x increase. Yet, with the same At the time Ethereum (ETH) was at $30, few could have predicted that one day it could be pegged at $3,000, which amounts to a 100x increase. Yet, with the same

Remember Ethereum (ETH) at $30? Why Buying Mutuum Finance (MUTM) at $0.04 Feels Similar

2026/01/01 04:00
4 min read

At the time Ethereum (ETH) was at $30, few could have predicted that one day it could be pegged at $3,000, which amounts to a 100x increase. Yet, with the same logic of that particular historical example, some investors are of the idea that Mutuum Finance (MUTM) could be another investment with asymmetric potential and the best crypto to invest in at this point and time, with its current price of $0.04. When we calculate a 100x increase, MUTM could reach $4, which may seem ambitious; however, within the same parameters of early adoption and usage, and with the advancement of DeFi that led to the success of Ethereum, the reality may not be that impossible and far-fetched.

Mutuum Finance is building a decentralized, non-custodial lending and borrowing platform, which targets one of DeFi’s most capital-intensive verticals, and with its tiered structure in presale, rising demand, and growing investor base, MUTM has made a great start to ensure they leverage this early push and maximize their early adoption advantage. For those searching for their next big crypto investment, Mutuum Finance’s entry price and scalable usage, is exactly what has brought about market FOMO.

Ethereum (ETH) Price

Ethereum is at a very critical level with $2,890 as a crucial support zone. According to analysts, this token must be able to overcome this support zone so as to ensure optimism persists. Based on this support zone, this token has all the chances of passing $3,650 and even $4,250, which speaks of renewed optimism inside the crypto market. For people tracking developments with regard to growth, this case of the Ethereum token draws attention to another crypto called Mutuum Finance (MUTM).

Mutuum Finance Presale Phase 7

Mutuum Finance has entered Phase 7 in its presale process, and it is selling fast. This is one of the last opportunities for buyers to purchase MUTM for $0.04, as the price will hit $0.045 with the start of Phase 8, with a significant increase of almost 20%. Considering its growth potential and current price, many investors are treating it as a top crypto to buy before the wider market catches on.

Mutuum Finance has raised a total of $19.5 million since the presale began. The overall number of MUTM token holders has risen to 18,620. Currently, at Phase 7 with a price of $0.04, it has seen a spectacular increase of 300% from Phase 1 at $0.01, reinforcing its reputation as the next big crypto for early-stage investors.

Reinventing the Financing Space

Mutuum Finance operates using a dual lending model that combines the Peer-to-Contract (P2C) model and the Peer-to-Peer (P2P) model. The P2C model provides passive income for users who lock away stablecoins like USDT into liquidity pools. This model also helps borrowers obtain money in a cost-effective way. The P2P model on the other hand facilitates peer-to-peer transactions without the involvement of a third party.

Through the combination of P2C and P2P models in Mutuum Finance, a lending community that ensures a balance between safety, speed, and decentralization is created. All investors are able to completely control their lending activities in a way that suits either risk-averse or high return investors, making MUTM not just a promising DeFi token but the top crypto to buy for those focused on growth.

Secure and Stable Ecosystem

Mutuum Finance further facilitates the use of an Ethereum-based stablecoin that is completely collateralized and pegged to the value of the USD at par. The over-collateralization feature ensures that more value is locked in comparison to the stablecoin being created. This further stabilizes the future of the platform.

Transparency and safety are further ensured by complete smart contract audits and transparent financial systems, giving confidence to investors and avoiding problems faced by other lending platforms on DeFi. The pillars of strong value on which Mutuum Finance is established guarantee a trustworthy and robust environment for all users to show why some see it as the next big crypto for long-term gains.

Who can forget the price of ETH at $30? MUTM is currently $0.04, an early stage of double-lending DeFi platforms, $19.5 million raised, with 18,620 holders. Phase 8 increases to $0.045. When it hits 100x, it will go to $4, cementing its place as the top crypto to buy and a next big crypto for forward-thinking investors.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

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