Charles Hoskinson, the founder of Cardano (ADA), believes a future integration between Midnight and XRP Ledger–based DeFi could seriously challenge how traditionalCharles Hoskinson, the founder of Cardano (ADA), believes a future integration between Midnight and XRP Ledger–based DeFi could seriously challenge how traditional

Here’s Why Cardano’s Midnight and XRP Together Could Break the Banking Model

2026/01/01 06:00
1 min read
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Charles Hoskinson, the founder of Cardano (ADA), believes a future integration between Midnight and XRP Ledger–based DeFi could seriously challenge how traditional banks operate. Midnight is Cardano’s privacy-focused sidechain. It is designed to support smart contracts where sensitive data stays private, but transactions can still meet regulatory requirements.  The key idea behind Midnight is selective
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