Barclays Invests in Stablecoin Firm Ubyx to Explore Digital Money

Barclays has made its initial equity investment in a stablecoin-related firm, Ubyx, in the U.S. The move came as part of the wider initiative taken by the bank to involve itself in new forms of digital money. Barclays affirmed the investment with an ongoing interest in regulated tokenized cash.

Barclays has invested in Ubyx, a company that came into existence in 2025. The company advertises itself as a payment layer on stablecoins. It tries to simplify settlements and redemptions between various issuers. This is aimed at ensuring that tokens of other brands do not function as distinct forms of money.

The bank added that the two parties will build tokenized money as a part of the regulatory perimeter, according to Reuters. Barclays did not reveal the size of its stake. The bank refrained from disclosing Ubyx’s valuation.

Barclays Strengthens Position in Stablecoin Infrastructure

Barclays is making this investment as tokenization efforts gain momentum. The markets increasingly support the fact that blockchain-based settlement tools are leaving the testing phase to become real. The largest areas of focus still are in payments and settlement systems. Banks are doing ongoing research on the role of stablecoins in enhancing the speed of value transfer.

In the case of Barclays, this deal reflects a trend among large lenders. These banks are interested in knowing stablecoin rails without going beyond vigilant compliance standards. The investment will place Barclays within the sector without going out of the regulated boundary.

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In October, the bank became part of a collaborative of ten institutions that were exploring the issuance of a 1-to-1 reserve-backed digital money system based on the G7 currencies. The effort demonstrates that conventional lenders desire the chance to engage in the early stages of standard settlement infrastructure in case stablecoins are incorporated. The study is also an indication of increasing interest in the issuance of digitalized forms of cash under control.

Stablecoins Drive Market Liquidity as Interest Grows

Stablecoins continue to play the central role of liquidity in crypto markets. Trading venues still host the majority of activity. The largest issuer is Tether. The value of its tokens is approximately $187 billion. Its size underscores the increasing growth of privately issued digital dollars.

Barclays’ interest in stablecoins stems from its concerns about speculative cryptocurrency activity. Since June 2025, the bank has blocked any crypto buying using its credit cards. It still limits retail access to highly risky digital assets.

Nonetheless, the developments of cryptocurrency have gained growing interest among the key financial institutions. Most companies are considering the potential of using blockchain-based settlement systems to assist institutional businesses. The move by Barclays to invest in Ubyx puts the bank squarely in the center of this change.

Also Read: Galaxy Research Predicts BTC Volatility, Solana Shift, and Stablecoin Surge in 2026