Before the next big crypto wave in the market comes, investors are looking to find the cheapest cryptocurrencies with the most upside potential. It is also thought that the best returns can be made on small market projects with genuine usefulness and definite launch strategies.
As noted in recent research reports, there is one token that is currently cheap and one that is exhibiting a beginning adoption. It is being called by analysts as a potential 700% candidate when the protocol is released. The asset that is acquiring this attention is Mutuum Finance (MUTM).
Mutuum Finance is developing a decentralized market which is an automated financial infrastructure that connects depositors and borrowers. The protocol assists in collateral based loans that go along with interest rate models and liquidation triggers that safeguards liquidity pools.
Users are able to deposit assets to get passive yield which increases or decreases according to demand. To illustrate it, a user may deposit 1,000 USDC in a lending pool and get mtTokens, which reflect his or her position. The yield of the holder of the mtTokens goes up as the other users borrow.
Mutuum Finance (MUTM) is in preparation of its V1 protocol release. V1 will invoke lending, yield, collateral management and liquidation logic. Analysts believe that V1 will be the primary catalyst as it will start to be actually used and not speculated upon only.
Development has always had security as a pillar. Halborn Security reviewed Mutuum Finance. Halborn has been considered as one of the most reputable security firms within the blockchain industry. This review makes investors have confidence that the protocol will manage collateral and liquidations safely on the launch of V1.
Mutuum Finance has received good financial backing on the part of early investors. The project has been able to raise an excess of $19.6 million in financing and has attracted over 18,700 individual investors. Analysts think that such numbers are important as they are an indication of acceptance and trust before the launch.
Clear price progression has also been enjoyed by the early participants. In Phase 1, MUTM was selling at $0.01; however, in the present phase, MUTM is at $0.04, which is a 300% increase over the first phase. Phase 1 purchasers will stand at approximately 500% increase in case the token is listed at the confirmed launch price of $0.06.
This constant shift up the price scales points at the stable demand and the increase in the expectations of the protocol. The initial price gains are to many analysts considered an indication of investor confidence associated with the roadmap and product design of Mutuum Finance, as opposed to temporary trading.
Certik has also reviewed the token scan of Mutuum Finance. The token made a 90 out of 100 score in the Certik token scan. Retail buyers and institutional players are the two categories that heavily follow Certik ratings since they rank the behavior of smart contracts, exposure to vulnerabilities, transparency in their operation. The rating of token scan as high is a positive indicator of the development in the long term.
The protocol also intends to incorporate the stablecoins in its lending. Stablecoins will be viewed as primary liquidity assets to borrow and collateral. Stablecoin integration will also play a critical role in controlling risks since they will lower the exposure to volatility among depositors and enable predictable yield mechanisms.
Mutuum Finance is at phase 7 of its distribution plan. Phase 7 has experienced a fast rate of allocation depletion with both the retail and whale wallets already stacking tokens. A single purchase involved one whale whose allocation was more than $120,000. Whale activity is a good sign to analysts since large wallets tend to concentrate on long term growth and increased upside.
Phase 7 is selling fast because the tokens are heading towards the last launch pricing point. The sense of urgency has been heightened by the impending release of the V1 protocol as well as the fact that analysts now predict between 700% and 1000% of the upside in case the protocol is adopted as planned.
Having solid capital, a large number of investors, security approval, and a clear launch strategy, many have now discussed MUTM as being one of the most low priced crypto assets which have high upside into 2026.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance


