AI sets odds of XRP crashing to $1 in 2026

XRP’s price has remained volatile, struggling to hold above the $2 support zone amid broader market sentiment.

The cryptocurrency briefly dipped below this level before rebounding. At press time, XRP was trading at $2.06, up about 0.5% in the past 24 hours, though it is down roughly 13% on the week.

With XRP showing vulnerability below $2, there remains a risk of further downside, including a possible move toward $1.

Against this backdrop, an outlook generated by OpenAI’s ChatGPT assigned a 25% to 30% probability that XRP could fall to $1 at some point in 2026. The assessment suggests such a decline would more likely stem from external shocks rather than XRP-specific weakness.

A broad risk-off move across financial markets, driven by tighter liquidity or an equity market sell-off, could weigh on cryptocurrencies overall and drag XRP lower. The analysis also noted that profit-taking after extended rallies can lead to deep corrections, which are not unusual following strong multi-month advances.

Additionally, escrow-related supply dynamics could amplify downside pressure during sustained selling, while a technical break below long-term support in the mid-$1 range could accelerate losses through momentum-driven trading.

XRP price below $1 

However, ChatGPT views a sustained move to $1 as less likely under normal market conditions. It pointed to improved regulatory clarity after 2025, which has reduced the risk premium that previously weighed on XRP.

Increased institutional participation through exchange-traded products and structured vehicles is seen as supporting liquidity and dip-buying near key psychological levels. 

At the same time, growing use of the XRP Ledger in payments and tokenization is viewed as strengthening its fundamental backdrop. 

The $1 level is identified as a historically significant support zone that would likely attract buyers unless markets face a severe systemic shock.

Overall, ChatGPT assigned a relatively small probability to a full bear-shock scenario involving a broad crypto drawdown. The most likely outcome is seen as an extended correction with range-bound trading and higher lows, while a base-to-bull scenario in which XRP holds key support despite volatility is also considered plausible.

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