Every cycle has its favourites. Cardano (ADA) had its moment. Solana (SOL) had its explosion. And both still matter, but as the market shifts deeper into 2026 positioning, a new question is starting to dominate serious investor conversations: Is the best crypto to buy now really another Layer-1, or is it something more practical?
Increasingly, the spotlight is drifting away from pure smart-contract platforms and toward payment infrastructure; the plumbing that actually lets crypto move through the real economy. And that’s exactly where a new PayFi project called Remittix (RTX) is stepping into the frame.
The Market Is Quietly Moving Away From “Just Blockchains”
Here’s the honest truth: most crypto users don’t care how fast a chain can mint NFTs or how many TPS it can boast on paper. What they do care about is:
- Can I get paid?
- Can I move money across borders?
- Can I turn crypto into spendable cash without stress?
That’s why the global payments narrative is heating up again. Traditional systems are still slow, expensive, and loaded with hidden FX fees. Meanwhile, crypto already moves instantly, but the off-ramp back into banks has remained clunky. That gap is where the next growth wave is forming.
Why ADA and SOL Are Losing the Growth Spotlight
Cardano and Solana aren’t broken, but they’re mature. They’re massive, already widely adopted, and heavily capitalized. That means for prices to double or triple, they now need enormous amounts of new money flowing in. And in a cautious market, capital increasingly chases asymmetric upside, smaller projects solving urgent real-world problems.
Payments, remittances, freelance payouts, cross-border transfers; these are trillion-dollar problems that still haven’t been cleanly solved by crypto. That’s why attention is rotating.
Remittix: Where Crypto Meets Real Money
Remittix isn’t trying to replace Ethereum, Solana, or Cardano. It’s doing something different, and arguably more necessary.
Remittix is building PayFi infrastructure that lets users:
- Send crypto
- Have it converted automatically
- Deliver fiat straight into any global bank account
- With flat fees and no FX surprises
And here’s the key difference:
That puts Remittix ahead of most presale tokens, which are still operating on roadmaps rather than products.
Why Whales Are Watching PayFi, Not Just Layer-1s
In the 2026 market strategy, whales aren’t hunting for “cool tech.” They’re hunting for infrastructure that touches real cash flow.
Payments generate volume. Volume generates fees. Fees create sustainable ecosystems.
Remittix sits directly in that revenue stream, which is why it’s increasingly being mentioned alongside “best crypto to buy now” discussions rather than buried in speculative presale lists. Instead of betting on what might be popular, Remittix is betting on what people already need.
The Real Comparison: Utility vs Scale
ADA and SOL still have massive ecosystems. But they’re playing a scale game. Remittix is playing a utility game, and that matters. ADA and SOL depend on developer growth and dApp cycles.
Remittix depends on everyday money movement, something that doesn’t disappear in bear markets. That difference makes RTX attractive not just as a speculative asset, but as a use-driven growth play heading into 2026.
Final Take
Cardano and Solana are still giants, but giants don’t move like startups anymore. The market is quietly pivoting toward projects that turn crypto into something people can actually use.
And with a live wallet, a fixed 2026 launch date, and a real-world payments focus, Remittix is increasingly stepping into that “best crypto to buy now” conversation, not because of hype, but because of function. In a maturing crypto economy, function is becoming the new alpha.
Discover the future of PayFi with Remittix by checking out the project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
FAQs
- What is the best crypto to buy now for real-world use?
More analysts are pointing toward PayFi projects like Remittix because they focus on everyday payments, not just speculation.
- Why are investors looking beyond ADA and SOL?
Because large-cap chains require massive capital inflows to move significantly, while early-stage utility tokens offer higher asymmetric upside.
- When does Remittix launch its PayFi platform?
The full PayFi application is scheduled to go live on February 9, 2026, following completed beta testing and a wallet already live on the App Store.
Source: https://finbold.com/the-best-crypto-to-buy-now-is-not-ada-or-sol-but-an-upcoming-payfi-token-set-to-disrupt-the-global-payments-sector/
