Best Crypto to Buy for 20x Upside? Experts Compare Shiba Inu (SHIB) and This New Altcoin

One question continues to emerge when crypto investors consider the current prices of crypto, and it is what crypto should buy to gain significantly. Shiba Inu is one of the most spoken meme coins, and its massive following and extensive history are known to the majority of crypto investors. 

Nevertheless, new projects that have genuine protocol utility are also being cited by experts that can provide alternative forms of growth. With the crypto predictions moving at a rapid pace in the world, a comparison of a well-established token such as SHIB with a fresh altcoin will give an idea of the kind of crypto to invest in in the short and long run.

Shiba Inu (SHIB)

Shiba Inu (SHIB) is a popular cryptocurrency born of the meme coin movement. It was released in 2020 and has since created a huge ecosystem. It trades at approximately $0.000009 per token with a market cap of approximately $5.2B, which is in the range of the largest meme coins by market capital.

The action of the price at SHIB indicates that it is resistant at the levels of about $0.000013-$0.000017 that is being observed by the traders as the potential upside points on the chart. These resistance areas are observed depending on the previous high and technical points such as pivot points.

Protocol Overview of Mutuum Finance (MUTM)

Mutuum Finance (MUTM), a new altcoin that generates interest among analysts as it is not only a token but also a protocol that is under development. Mutuum Finance is developing a decentralized lending/borrowing application that will be launched on Sepolia testnet in early 2026 and then transferred to mainnet. The team has mentioned that V1 will consist of such essential features as liquidity pools, mtTokens, debt tokens, and liquidator bots.

MUTM began its presale in early 2025. Phase 1 had started at $0.01 and grew to $0.04 in the new phases, which represents an approximate 300% MUTM appreciation since the beginning. 

As of today, the presale has collected $19.8M and approximately 18,800 holders and 830M tokens sold out of a total supply of 4B. The pre-sale, or approximately 1.82B tokens, makes up about 45.5% of it.

Security initiatives also contain the completion of a Halborn audit of V1 and a 90/100 CertiK token scan score. Bug bounty The team also has a $50,000 bug bounty on code vulnerabilities and a 24 hour leaderboard where the most active member community member is awarded $500 in MUTM daily. These measures will be aimed at instilling confidence before launching.

MUTM vs SHIB: Weaknesses and Strengths

The sheer size of the market capital and its huge supply levels prevent Shiba Inu in how high it can climb. Even when SHIB hits $0.00002 which some technical experts believe acts as a resistance level, it would be just a small gain compared to most of the smaller cryptos. In most of the price projections, SHIB would experience slow increases but increases that are mathematically limited unless they are aggressively burnt and new strong demand rejuvenates the price.

In comparison, Mutuum Finance remains new and developing. Crypto investing analysts observe that new protocol tokens tend to experience outsize changes when their software is launched and starts attracting actual usage. Since MUTM is pegged on a lending protocol, it is likely to track fees, revenue potential, and adoption as opposed to mere community sentiment.

Take an $800 investment per token as a potential scenario. Even robust actions in any crypto markets would provide single digit or low double digit returns with SHIB at current levels. 

Conversely, should Mutuum Finance successfully launch and liquidity opens and the company starts earning fees that can be used to finance buybacks, that same $800 would be worth considerably larger multiple returns. Some market commentators believe that the pre-sale entry by MUTM still has 20x or more to appreciate in case of usage and listing as per the expectations.

V1 Launch and Why It Matters

V1 launch is important to investor confidence. Mutuum Finance is yet to be launched. The release of the mainnet will move it out of the idea and into the working protocol, and the initial testnet performance will determine how larger markets perceive its technology. 

Analysts frequently note that the utilization of the protocol can change the narrative of a token from new crypto to crypto to invest in because of its fundamental reasons. After V1 is launched, is earning interest on assets lent, and causes the use of mtTokens, the revenue stream that finances MUTM buybacks is a reality.

To crypto investors aiming to capitalize on the next big cryptocurrency trends, it is important to know the dynamics of memes and protocol Basics. Shiba Inu can have a cultural cache and community power. 

Nevertheless, analysts who have pitted it against new altcoins such as Mutuum Finance point to fundamentals execution and utility as a metric that may bias long term returns on those who have their question on which crypto to purchase today to generate long term returns.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance