Trump Signs GENIUS Act: U.S. Crypto Framework Established

President Donald J. Trump signed the GENIUS Act on January 21, establishing the first federal regulatory framework for stablecoins in the United States.

This legislation aims to make the U.S. the “crypto capital,” impacting stablecoin issuance and market dynamics, with potential ripple effects on Bitcoin and other cryptocurrencies.

Trump Administration Pioneers Federal Crypto Regulatory Framework

The GENIUS Act signed by President Trump establishes the first national regulatory framework for stablecoins. The law mandates reserve requirements and anti-money laundering compliance for issuers, shifting the U.S. stance toward clearer cryptocurrency governance.
Lawmakers sought to create a structured market alongside existing Bitcoin initiatives.

The approval provides regulatory clarity, anticipated to stimulate U.S. Treasury demand, bolster USD reserve status, and integrate banks into stablecoin issuance. Issuances must now be fully backed by reserves, promoting fiscal integrity and investor confidence within the stablecoin space.

Reactions were divided; French Hill welcomed clarity, while Maxine Waters criticized perceived regulatory gaps. Trump’s emphasis on U.S. crypto innovation reflects ongoing inter-party debate about federal digital asset policies. Industry players and legislators are watching closely for further regulatory actions.

Bitcoin Valued at $89,486 as Crypto Market Evolves

Did you know? The GENIUS Act is the first to set comprehensive U.S. federal stablecoin regulations, significantly altering the cryptocurrency landscape since the advent of major digital assets.

As of January 21, 2026, Bitcoin (BTC) is valued at $89,486.02 per CoinMarketCap. It holds a market cap of $1.79 trillion and commands 58.98% dominance. BTC’s 90-day performance shows an 18.50% decrease, highlighting recent volatility in broader crypto markets.

Coincu research indicates that establishing stablecoin guidelines aligns with the administration’s strategic push for U.S. digital financial leadership. Anticipated outcomes include increased regulatory scrutiny and maturation of crypto banking systems, potentially affecting global financial structures.