Why is the Market Down? Bitcoin Struggles While Digitap ($TAP) Gains Traction

Gold and Silver ripping to new all time highs usually signals fear in traditional markets and BTC is still being treated as a classic risk-on asset, like an aggressive tech stock, rather than a commodity play. Gold is trading above $5,100 while BTC looks ready to hit $86,000 support. Luckily, crypto has matured, and there are always spots of activity. The best cryptos to buy now are those that are undervalued and tied to a real product. Digitap ($TAP) is one example. After raising more than $4.5 million, and with thousands of users already spending using its Visa card, it increasingly looks like a market leader among the next cohort of altcoins to buy in 2026. Here’s everything investors need to know about this banking crypto presale.

Bitcoin (BTC): $86K Support Incoming?

Bitcoin is still the king of crypto, and since growing to a $1.7 trillion asset, it is now driven by macro factors. Recently, BTC has been sliding amid macro uncertainty—threats of another government shutdown, tariff threats against Canada, and a messy situation with the Fed.

Bitcoin has been on a downward slide since November, source: Brave New Coin

The fact that Gold and Silver are ripping to record highs is a clear sign that investors are playing defensively. Bitcoin has been selling off, and institutions are driving this with more than $1.7 billion flowing out of crypto ETF products last week. This represents the largest outflow since November last year. Will BTC hit $86,000? After rejecting the 50-week moving average, the line that held as support for the entire run of 2025, the next support level is the 100-week moving average, which rests at $86,000. While bulls might not like the facts, if BTC held the 50-week moving average throughout the entire bull run and was then rejected at this level, it signals a regime change. The grim reality is that metals are being driven by fear and the inflation of fiat narrative or debasement trade. BTC continues to trade like a high-beta tech stock, which needs liquidity and inflows to perform. But in crypto, there is always a bull market somewhere, and Digitap’s crypto presale has been performing well despite broader bearish sentiment.

Digitap ($TAP): The Banking Crypto Presale

Built like a fintech with crypto rails under the hood, Digitap plans to roll out mobile-first banking to the next generation of users. Available for download today, Digitap’s app unlocks global money designed for a digital-first world where money needs to move like information on the internet: instant, borderless, and mobile-first. Digitap merges the security and comfort of traditional finance with crypto settlement speeds.

It feels like a fintech user experience, but Digitap executes transactions much faster. The Solana integration was recently shipped by the team, and now users can deposit into Digitap’s app using native SOL rails. But how can this crypto presale disrupt global finance? Digitap is built on the premise that stablecoins are going to become the default settlement layer, and it packages these digital dollars into a normie-friendly banking product. In recent Citi report, the analyst team wrote “Stablecoins are on track to become the default settlement layer for digital markets.”

Multi-rail architecture allows Digitap to tap into traditional banking rails and crypto, depending on the transfer. The fact that Digitap has already raised more than $4.5 million is a clear sign that investors want exposure to the next cohort of banking altcoins to buy this year. $TAP is already being treated as early-stage exposure to the stablecoin supercycle.

How is $TAP Performing While the Market Bleeds?

In 2026, investors have to evolve because the current cycle is nothing like 2021. Legacy altcoins are getting crushed because they are overvalued and don’t capture value for token holders. Now investors want value capture and real value. Stablecoins are entering a historic bull run, and $TAP is a perfect way to gain exposure. $TAP’s upside is attached to the success of the Digitap global money app, and even if crypto trends down, the fact that $TAP could disrupt global finance is why this crypto presale continues to attract inflows. The aggressive tokenomics design means a hard cap of 2 billion tokens with no inflation. 50% of profits go to buybacks and burns, and rewarding stakers. And this is a large driver of why $TAP ranks among the best cryptos to buy now. This flywheel means that as the platform scales, the token naturally gets stronger.

Why $TAP Looks Like One of the Best Crypto Trades in 2026 at $0.0454

$TAP is exciting for a simple reason.  If Digitap becomes the default finance app for millions of users, it would be fairer to value it relative to competitors such as Revolut, currently valued at $75 billion. With a confirmed listing price of $0.14, investors buying today could get a good return. The fact that Digitap has already shipped its product despite being a crypto presale is a clear signal that the team is serious about global adoption. 2026 is all about real products and real adoption, and that’s why Digitap ranks among the best altcoins to buy this year.

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This is a sponsored article. Opinions expressed are solely those of the sponsor and readers should conduct their own due diligence before taking any action based on information presented in this article.