BTC Dumps Below 84K Support and Silver Posts Worst Day Ever: Why Digitap ($TAP) is the Best Crypto to Buy in 2026

Bitcoin broke below $84,000 and even wicked under $82,000 while silver got vaporized in its worst ever single session. On Friday, January 30th, silver futures plunged roughly 31% in a historic one-day dump, with major outlets calling it one of the worst days on record. Bitcoin slid below key levels, and now investors are scrambling to position themselves.
If BTC is getting crushed and the commodities bubble has popped, where will capital flow next? The rotation trade is amazingly simple. Capital and investors are pivoting from tired overvalued assets into utility-driven small caps with product momentum and value capture.
That’s why Digitap ($TAP) is thriving even as the macro goes pop. $TAP is up by more than 260%, and this crypto presale has raised over $4.7 million. The banking and payments trade is just starting to heat up, and $TAP looks like one of the cleanest trades among the new generation of altcoins to buy.
Here’s why $TAP could be the leading crypto to buy now for oversized returns this year.

Silver’s Crash & Bitcoin’s Breakdown

Silver cratered on January 30th, and lots of traders got wiped out. After ripping to record highs earlier in the week, silver futures collapsed in a violent reversal. The drop was as large as 32% before a brief recovery, and this marked silver’s worst ever trading session in history.
Why did silver collapse? President Donald Trump announced that Kevin Warsh would be his pick for Fed chair. This was a violent jolt. Warsh is a famous hawk, and the massive sell-off was smart money realizing that the low rates easy money trade will be a lot more complicated than previously thought. 

Bitcoin followed the same pattern. A big risk-off and deleveraging move as hopes for cuts and cheap money disappeared with Trump planning to pick a hawk to preside over the Fed. Trading below all major moving averages, BTC is clearly in bear market territory.
Silver and BTC are both massive macro assets. Macro looks ugly currently, and that’s why all the best cryptos to buy now are small caps. Crypto has interesting pockets of development that can generate momentum on their own. And that’s why Digitap is coming into the spotlight.

Digitap ($TAP): A Next-Gen Finance-First App

Modern life is cross-border, rapid, and never stops. Modern money should also have these traits, and that’s what Digitap has built and shipped. Anyone can download its omni-banking app today, and this is money designed for the 21st century.
More and more people earn online, spend globally, and move value between currencies. Legacy banking still runs on technology built in the 1970s and cannot keep up. That’s why Digitap has built the first crypto and fiat app where all value lives and moves in the same place.
Digitap is built to serve the digital-first economy: remote workers, freelancers, and underbanked users who want faster payments and bolstered security. Digitap is returning to the basics of crypto and using crypto’s speed to solve a real pain point for millions of users globally.
Multi-rail settlement is the leading advancement. Thanks to Digitap’s banking partners, it can execute transactions on traditional banking rails and deliver instant crypto-to-fiat transactions, while using stablecoins for cross-border payments. This is leveraging crypto to upgrade banking. And the current price of $TAP, $0.0454, looks incredibly undervalued. 

Why $TAP Could be the Leading Trade of 2026: The Rise of Banking Crypto Presales

Digitap offers a Visa card today that enables crypto spending at millions of merchants worldwide. Its Pro and Premium accounts unlock offshore banking, and its recent Solana integration brings Solana’s speed to this banking app.
With more than 120,000 wallets already connected to the crypto presale website and thousands of app downloads, the market is treating $TAP like a product launch, which explains why it is already up by more than 260%.
Additionally, driving $TAP’s success is its design as an ownership layer. Digitap’s token flywheel routes 50% if platform profits back into the token via burns and staking rewards. As the platform grows, buy pressure increases, and supply shrinks over time.
$TAP will list later this year at $0.14, 3X higher than today’s presale price. As BTC and silver dump, smart money is rotating into small-cap utility-first projects. And $TAP could easily become the market leader in this new generation of altcoins to buy. 

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

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