Alipay’s AI Payment Service Surpasses 120 Million Transactions in a Week

Alipay announced that its AI Pay, a payment solution using AI agents, processed over 120 million transactions in the past week. This reflects the growing adoption of agentic commerce in China.

Launched in 2025, AI Pay is used in apps and mini programmes for retailers such as Luckin Coffee. It is also available on AI smart glasses like Rokid.

In December 2025, Alipay partnered with Rokid to allow developers to integrate AI payment into agents built on Rokid’s Lingzhu platform.

Using the MCP model, developers can deploy AI payment on smart devices through natural language instead of coding. This creates a seamless in-agent payment experience.

In January 2026, Alipay introduced the Agentic Commerce Trust Protocol with partners including Alibaba’s Qwen App and Taobao Instant Commerce.

Qwen App was the first to adopt the protocol. Users can now place food and beverage orders by chatting with the app’s AI.

Alipay has also advanced contactless payments with Alipay Tap!, launched in 2024. Users unlock their phone and tap it against a terminal or Tap! tag without opening an app.

Daily Tap! transactions exceeded 100 million in January 2026. The service is used by younger and older consumers, people with visual impairments, and international visitors who link their cards.

Alipay is expanding Tap! to wearables with Xiaomi, Rokid, and RayNeo. On AI smart glasses, users can pay with a voice command, confirming transactions hands-free.

Featured image credit: Alipay

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