Coinbase launches Agentic Wallets, enabling autonomous AI agents to manage crypto assets securely without human oversight.
Shares of Coinbase decline 6% as investors assess potential risks and implications of AI-driven wallet technology.
Agentic Wallets leverage the x402 protocol, allowing machine-to-machine payments and gasless transactions without human intervention.
Coinbase implements transaction limits, session caps, and automatic KYT monitoring to ensure AI wallet security and compliance.
Coinbase has unveiled a groundbreaking product called Agentic Wallets, designed to allow autonomous AI agents to manage digital assets with minimal human oversight. These wallets are built to enable AI agents to trade, spend, and earn cryptocurrencies independently while adhering to a set of programmable guardrails.
The infrastructure marks Coinbase’s latest move into the emerging space of agentic commerce, where software can act as a self-sufficient economic actor.
The company emphasizes that Agentic Wallets are not just for trading, they are intended as a foundation for a “machine economy”, enabling AI systems to pay routine operating costs, such as compute and API fees, in real time. By removing human involvement in these transactions, Coinbase hopes to accelerate adoption of autonomous DeFi strategies and multi-chain operations.
Following the announcement, Coinbase shares slid roughly 6% to $152.71, signaling investor caution over the implications of AI-managed wallets.
Coinbase Global, Inc., COIN
Analysts suggest that while the product is innovative, concerns over regulatory oversight, security, and widespread adoption may have contributed to the decline. Market participants are carefully weighing whether autonomous crypto wallets will become a mainstream tool or remain a niche offering for high-tech applications.
This reaction mirrors broader investor behavior in emerging tech-driven financial products, where market enthusiasm is often tempered by concerns about execution risk and regulatory clarity. Coinbase’s stock movement reflects a growing awareness that while AI can automate transactions, integrating such technology into a highly regulated financial ecosystem is complex.
A core component of the Agentic Wallets is the x402 protocol, a payments standard that facilitates machine-to-machine transactions without human intervention. The protocol has already been utilized in over 50 million transactions and allows for seamless API access, supporting automated trading and operational payments.
In addition, Coinbase’s wallets support gasless trading on the Base network, which enables continuous operations without interruption due to network fees.
The wallets come with a command-line interface for quick deployment and pre-built skills to automate on-chain actions such as funding and trading. Security is a primary focus: Coinbase’s CDP Security Suite provides transaction limits, session caps, enclave isolation, and automatic KYT (Know Your Transaction) screening, ensuring AI agents operate within safe boundaries.
Coinbase’s launch signals a potential shift toward self-sustaining software applications that can operate and pay autonomously.
Analysts predict that widespread adoption of AI-driven wallets could reshape payment models, moving from monthly subscription billing to real-time, usage-based settlements, often utilizing stablecoins. McKinsey’s November 2025 projections suggest that by 2030, AI agents could be responsible for up to 20% of global transactions, highlighting the scale of opportunity.
The product also places Coinbase in direct competition with other major tech players, including Google and OpenAI, which are collaborating with payment networks like Stripe, Visa, and Mastercard to develop AI-driven commerce solutions.
The establishment of the x402 Foundation, co-founded by Coinbase and Cloudflare, is expected to promote adoption and interoperability of machine-to-machine payments across platforms.
While Coinbase’s stock faced a short-term dip, the long-term potential of Agentic Wallets could be substantial. Investors and industry observers will be monitoring adoption rates, security outcomes, and regulatory responses closely.
The post Coinbase (COIN) Stock; Slides 6% After AI Crypto Wallets Go Live appeared first on CoinCentral.


