FICO and MeridianLink Partner to Expand Access to FICO Mortgage Direct License Program

Global analytics software leader FICO  announced a strategic partnership with MeridianLink, a leading provider of lending software for financial institutions. Through this collaboration, the FICO® Mortgage Direct License Program will be integrated into MeridianLink’s platform, allowing supported resellers to generate and deliver FICO® Scores directly within the workflow they already use.

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The FICO® Mortgage Direct License Program is designed to give participating tri-merge resellers the ability to generate and deliver FICO Scores directly to lenders, driving greater choice, transparency and pricing flexibility. With this integration, MeridianLink acts as the enabling platform that brings those benefits to life, making it easier for resellers who use the MeridianLink Mortgage Credit Link technology to quickly onboard their customers to the Direct License Program.

“Mortgage lenders are under constant pressure to control costs while maintaining the highest standards for credit decisioning,” said Mike Griffith, vice president of product at MeridianLink. “This integration is aimed at supporting both fronts—by enabling resellers to deliver FICO Scores directly through our platform, we help lenders reduce costs and streamline operations without compromising the accuracy and reliability they expect from FICO.”

The direct delivery approach is gaining significant momentum among industry leaders. Cotality, Ascend Companies (including Advantage and Partners Credit), Xactus, and CIC Credit have already announced their partnership participation in the FICO® Mortgage Direct License Program, signaling strong market enthusiasm.

“Demand for the FICO Mortgage Direct License Program continues to grow across the industry,” said Julie May, vice president and general manager of B2B Scores at FICO. “Integrating with MeridianLink allows us to bring its benefits to a much larger segment of lenders and resellers. This is a meaningful step in expanding choice and reducing costs for lenders and resellers alike.”

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