TON Wallet Adds Cross-Chain Deposits via MoonPay

TON Wallet has rolled out a major update that introduces cross-chain deposit functionality, expanding how users can fund their wallets directly within Telegram. Announced in mid-February 2026, the upgrade was developed in collaboration with MoonPay and is designed to remove many of the traditional hurdles associated with moving assets across blockchains. The new feature allows users to deposit funds into their TON Wallet using assets from multiple leading networks without relying on manual bridges, decentralized exchanges, or token swaps.

The developers framed the update as a step toward making the TON ecosystem easier to access, particularly for Telegram’s global audience of more than one billion monthly active users. Many of these users already engage with crypto features inside the app, and the new deposit flow is intended to make participation in the TON blockchain feel more intuitive and less technical.

How the Cross-Chain Deposit Feature Works

The integration is powered by MoonPay Deposits, a product that manages swapping, bridging, and cross-chain routing entirely in the background. Users are not required to understand or interact with these processes. Instead, they select the token and network they want to send from, transfer funds to a generated address, and receive the equivalent value directly in their TON Wallet.

This approach consolidates what would normally involve several steps into a single, streamlined action. The developers indicated that the goal was to remove friction from onboarding and make funding a TON Wallet as simple as sending a standard crypto transfer.

Supported Assets and Networks at Launch

At launch, the feature supports two primary categories of deposits. For stablecoins, users can send USDC or USDT from major networks such as Ethereum, Solana, TRON, BNB Smart Chain, Polygon, Arbitrum, and Base. These deposits are automatically converted at a one-to-one rate into USDT on the TON blockchain, commonly referred to as USDT TON.

In addition, deposits of major cryptocurrencies such as Bitcoin, Ether, and Solana’s native asset are supported. These transfers are automatically converted into Toncoin based on prevailing market rates. By handling conversions internally, the system removes the need for users to hold TON assets in advance or manage multiple transactions across different platforms.

Reducing Risk and Complexity

The update is positioned as a solution to common pain points in cross-chain transfers. Users are no longer required to interact with third-party bridges, which can introduce security risks, nor do they need to manage multiple approvals or network switches. The developers emphasized that the process minimizes exposure to operational complexity while maintaining a familiar wallet experience inside Telegram.

Roadmap and Bidirectional Flows

The TON Wallet team has indicated that additional enhancements are already in development. A planned upgrade will allow users to withdraw USDT from the TON blockchain back to USDT or USDC on other major networks at a one-to-one rate, with standard network fees applied. This bidirectional functionality is expected to improve liquidity and make it easier for users to move capital in and out of the TON ecosystem as needed.

Implications for Adoption and DeFi Growth

The cross-chain deposit feature aligns with Wallet in Telegram’s dual-wallet strategy, where the self-custodial TON Wallet gives users direct control over their private keys, distinguishing it from custodial options within the app. By simplifying stablecoin and cryptocurrency onboarding, the update is expected to encourage greater participation in TON-based decentralized finance, games, mini-apps, and payment services.

With stablecoins already playing a central role in TON’s on-chain liquidity, seamless inflows from high-activity networks could accelerate ecosystem growth. Backed by MoonPay’s infrastructure and embedded within Telegram’s interface, the update positions TON Wallet as a more accessible entry point into the TON blockchain, turning a previously complex process into a few taps inside a messaging app.

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