MoonPay Lets AI Agents Control Crypto Wallets Without Humans

• AI agents gain direct control over crypto wallets
• MoonPay launches automated wallet system without human intervention
• Autonomous software now trades and transfers crypto independently

Crypto payments company MoonPay has introduced a new product that allows artificial intelligence agents to control crypto wallets without ongoing human direction. The launch shifts wallet management from manual execution to automated systems operating under preset permissions. As a result, software agents can now move digital assets independently once users complete initial authorization.

The product, called MoonPay Agents, runs as a non custodial layer built on MoonPay CLI. After identity verification and wallet funding, a user can authorize an AI agent to execute trades, swaps, and transfers. Thereafter, the agent operates programmatically within defined boundaries. Importantly, the wallet remains stored on the user’s device, preserving direct ownership and control.

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Chief Executive Ivan Soto-Wright stated that AI systems can reason but lack the infrastructure to act economically. He explained that MoonPay aims to connect artificial intelligence directly to financial rails. His comments reflect the company’s strategy to position itself between machine intelligence and digital capital flows.

Founded in 2019, MoonPay provides fiat to crypto onramps and stablecoin infrastructure. The company reports serving more than 500 enterprise clients and 30 million users worldwide. However, this release expands its reach beyond human initiated payments into autonomous transaction execution.

Expanding Wallet Control to Autonomous Agents

MoonPay Agents supports recurring crypto purchases and cross chain swaps. Additionally, it integrates with the x402 machine to machine payment standard used in agent driven systems. If a service requires know your customer verification, users complete the process once. Subsequently, the AI agent can transact under those approved permissions.

This rollout follows broader developments across the digital asset sector. Coinbase recently introduced wallet tools tailored for AI agents. Meanwhile, Stripe added x402 compatibility to support USDC based machine payments. In parallel, deBridge launched infrastructure enabling non custodial cross chain execution for automated systems.

Collaboration between OpenAI and Paradigm has also targeted smart contract security. Furthermore, developers within the Ethereum ecosystem continue advancing agent focused applications on mainnet.

MoonPay’s latest move centers on removing constant human oversight from wallet operations. By allowing AI agents to control crypto wallets within strict parameters, the company expands the role of automated systems in financial activity.

Conclusion

MoonPay now places AI agents in direct control of crypto wallets under user-approved limits. Through non-custodial safeguards and programmable execution, the firm connects artificial intelligence with compliant digital asset infrastructure.

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