XRP faces short-term pressure but shows long-term promise – here's the latest: • Trading at $1.35 (25 February 2026) with a 39-month high in realized losses signaling potential capitulation bottom • Institutional adoption accelerates as three major European banks integrate Ripple's payment rails in February 2026 • Regulatory clarity via the Clarity Act has an 80-90% chance of passage by April 2026, boosting ETF prospects • Derivatives data shows caution with 8.32% open interest drop and extreme retail bullishness as a contrarian warning • XRP Ledger ecosystem grows with $2.3B in Dubai real estate RWAs and a $1.3B Ripple USD stablecoin
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