Consensys has officially launched the MetaMask Card nationwide in the United States, following a pilot program that began in 2024.
The expansion is powered by Mastercard and crypto payments provider Baanx, enabling users to spend digital assets directly from their self-custodial wallets at millions of merchant locations worldwide.
Unlike many traditional crypto debit cards that require users to manually transfer funds to a custodial account, the MetaMask Card converts crypto into fiat at the moment of purchase.
This means assets remain in the user’s wallet until a transaction is authorized, preserving the self-custody model central to MetaMask.
The rollout supports USDT, USDC, and WETH (Wrapped Ether) on the Linea network—a Layer 2 scaling solution developed by Consensys to reduce transaction fees and improve efficiency.
Upon approval, users can instantly add the virtual card to Apple Pay and Google Pay for contactless payments. A physical card option is also expected as part of the broader rollout.
To align with U.S. financial regulations, users must complete a Know Your Customer (KYC) verification process facilitated by Baanx.
MetaMask has also introduced customizable daily spending limits and real-time transaction notifications within the app to enhance security and spending oversight.
Although the card is now available nationwide, eligibility may vary. Users can check availability and apply directly through the “Portfolio” section of the MetaMask browser extension or mobile app.
With this expansion, Consensys is pushing deeper into real-world crypto utility—bridging self-custodial wallets with everyday payments infrastructure while maintaining user control over private keys.
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