Figure's financial report: Net profit increased by 574% to $134 million in 2025; plans to repurchase $200 million worth of shares.

PANews reported on February 27th that Figure, a blockchain capital markets company, released its financial results for the fourth quarter and full year of 2025. The company announced that its board of directors has authorized a $200 million share buyback program. The report shows that the consumer loan market transaction volume reached $2.7 billion in the fourth quarter, a year-on-year increase of 131%; among which, the transaction volume on the Figure Connect platform was $1.5 billion, higher than the $1.1 billion in the third quarter. Net revenue increased by 91% year-on-year, and adjusted net revenue reached $158 million, a year-on-year increase of 106%. Net profit increased to $15 million, a year-on-year increase of 156%; the net profit margin reached 9.4%, an increase of 2 percentage points year-on-year. Adjusted EBITDA reached $81 million, a year-on-year increase of 426%; the adjusted EBITDA margin reached 51.6%, an increase of 31 percentage points year-on-year. As of the end of the quarter, cash and cash equivalents (excluding restricted funds and stablecoins) were $1.2 billion, and outstanding loans were $404 million.

In 2025, the total transaction volume of the consumer lending market reached $8.4 billion, a year-on-year increase of 63%; of which Figure Connect's transaction volume was $3.8 billion. Net revenue increased by 49% year-on-year, and adjusted net revenue reached $515 million, a year-on-year increase of 52%. Net profit for the year was $134 million, a year-on-year increase of 574%; the net profit margin reached 26.5%, an increase of 21 percentage points year-on-year. Adjusted EBITDA was $251 million, a year-on-year increase of 148%; the adjusted EBITDA margin reached 48.8%, an increase of 19 percentage points year-on-year.