XRP Ledger Is Capable of Scaling to “Trillions of Transactions per Second”

Crypto researcher SMQKE has issued a strong statement regarding the XRP Ledger’s scalability, arguing that its full capacity is often misunderstood.

In a recent post, SMQKE asserted that the XRPL can scale to “trillions of transactions per second” when paired with the Interledger Protocol. The claim was accompanied by highlighted excerpts explaining how this level of throughput could be achieved and why it differs from common assumptions about on-chain limits.

According to the document shared, the answer to questions about extreme scalability is XRP. The text emphasizes that XRP’s on-chain speed of approximately 1,500 transactions per second is not the core factor that makes the system scalable. Instead, it points to a built-in feature known as Payment Channels, which are embedded directly into the protocol.

Payment Channels and Off-Ledger Throughput

The highlighted explanation states that Payment Channels enable organizations to process transactions off-ledger at extremely high speeds, potentially reaching trillions of transactions per second if required.

Rather than recording each microtransaction individually on the main ledger, summary transactions are settled on-chain. This approach reduces congestion while maintaining final settlement integrity.

SMQKE’s post stresses that this architecture changes how scalability should be evaluated. The focus is not solely on base-layer transaction throughput but on how the protocol facilitates high-frequency activity outside the main ledger while preserving security and accuracy through periodic settlement.

The attached material further notes that the Interledger Protocol can work alongside these Payment Channels to enable streaming XRP payments. This combination is presented as a significant advancement for real-time financial infrastructure.

Real-Time Settlement and Economic Impact

The shared explanation outlines the practical implications of streaming payments and real-time settlement. It describes scenarios in which paychecks could be received more frequently than biweekly, bills could be automatically settled each night, and the reliance on short-term financing could diminish.

By accelerating settlement times, the velocity of money could increase. Funds would become immediately available for spending or investment once received.

The text also acknowledges that real-time settlement could reduce demand for certain forms of short-term credit, potentially affecting traditional credit card models. However, it argues that ordinary citizens and broader economies would benefit substantially from immediate access to funds without multi-day settlement delays.

The concluding portion of the attached content asserts that only one digital asset has organizations already demonstrating this ability to scale in real-world conditions, identifying XRP as that asset.

Through his post, SMQKE underscores that when evaluating the XRPL’s scalability, attention should be given to its integrated Payment Channels and compatibility with the Interledger Protocol.

In his view, the combination enables throughput extend far beyond the base transaction rate commonly cited, positioning XRPL as capable of handling extremely large-scale payment flows under the right implementation structure.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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