A Bitcoin Policy Institute study of 36 AI models found Bitcoin was the top monetary choice in 48% of responses, but more than half preferred stablecoins for paymentA Bitcoin Policy Institute study of 36 AI models found Bitcoin was the top monetary choice in 48% of responses, but more than half preferred stablecoins for payment

AI agents overwhelmingly prefer Bitcoin over fiat in new study

2026/03/04 11:54
1 min read
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A Bitcoin Policy Institute study of 36 AI models found Bitcoin was the top monetary choice in 48% of responses, but more than half preferred stablecoins for payment scenarios.

A new study from the Bitcoin Policy Institute (BPI) suggests that artificial intelligence models prefer Bitcoin over stablecoins and other forms of money for different financial situations, with very few showing a preference for fiat currency. 

AI agents overwhelmingly prefer Bitcoin over fiat in new study

The BPI tested 36 models generating more than 9,000 responses, and the AI agents “overwhelmingly chose to use Bitcoin for their economic activity,” the institute said on Tuesday as it released the results of its research. 

The study found that 48.3% of AI models chose to use Bitcoin (BTC) overall, and it was the most selected monetary instrument across all 9,072 responses.

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