XRP Price: What Institutional Deals, On-Chain Data and Key Levels Say Right Now

TLDR

• XRP is trading around $1.38, down 61% from its all-time high of $3.66 set in July 2025.
• Whale wallets added 110 million XRP ($152M) in March, with exchange balances at five-year lows.
• Five major institutional deals in February, including Deutsche Bank and Société Générale, failed to move the price.
• Key resistance sits at $1.43–$1.48; a break above $1.55 could open the path toward $1.60–$1.85.
• Australia’s ASIC granted a regulated license for the AUDD stablecoin to operate on the XRP Ledger.

XRP is trading at $1.38 on March 11, 2026, with an $84 billion market cap. The token has dropped 61% from its all-time high of $3.66, reached in July 2025.

Trading volumes have been falling and price has stayed range-bound between $1.34 and $1.48 for weeks. The market remains undecided on direction.

Despite the flat price action, whale wallets holding between 100,000 and 100 million XRP added 110 million tokens in March alone. That works out to roughly $152 million at current prices.

Exchange balances have fallen to 12.9 billion XRP — the lowest level since May 2021. On March 6, Binance recorded over 14,000 XRP withdrawal transactions in a single day.

Tokens moving off exchanges into private wallets typically signals accumulation rather than selling pressure.

Institutional Deals Failed to Lift Price

February 2026 was Ripple’s most active month for partnerships. Deutsche Bank, Aviva Investors, Zand, Figment, and Société Générale’s SG-FORGE all announced integrations within 30 days.

XRP dropped through the entire period anyway.

The reason: most of these deals run on Ripple’s enterprise software layer, not on the XRP Ledger itself. Deutsche Bank is moving payment information, not settling in XRP. The gas fee for any transaction is just 0.00001 XRP — processing 100 million transactions would consume only 1,000 XRP.

Goldman Sachs has emerged as the largest holder in U.S.-based spot XRP ETFs. Institutional ETF outflows have eased since that position became public.

AUDD License Adds New Infrastructure Layer

Australia’s financial regulator ASIC issued a license to AUDC Pty Ltd, allowing the AUDD Australian dollar stablecoin to operate as a regulated payment instrument on the XRP Ledger.

AUDD has processed over $1.4 billion in transaction volume on Stellar since its launch, and expanded to XRPL in June 2023. Each token is backed 1:1 by Australian dollars held in segregated trust accounts.

This matters because it expands the multi-currency layer that Ripple’s On-Demand Liquidity (ODL) product needs. ODL actually uses XRP as a bridge asset — converting fiat into XRP, transmitting it, and converting back. More regulated stablecoins mean more corridors where ODL can operate.

Bitso, Latin America’s largest crypto platform, is already using ODL with XRP and RLUSD for live cross-border settlement between the U.S. and Latin America.

The 3-day MACD has crossed bullish. The RSI has been recovering in March alongside whale buying.

Analyst firm Bitrue Research puts the base case for XRP in 2026 at $1.40–$3.00, with a most likely range of $2.50–$4.00.

XRP’s tokenized real-world assets on the ledger reached $461 million as of March 11, 2026.

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