Vertex Ventures investment backs dtcpay funding as firm targets European stablecoin payment expansion

Backed by strategic capital and fresh regulatory approvals, Singapore-based dtcpay funding is set to accelerate the rollout of compliant digital payment solutions across Europe and key global markets.

Series A round and strategic backers

Digital payments company dtcpay, headquartered in Singapore, has secured US$10 million in Series A financing. The round was led by Vertex Ventures Southeast Asia & India, a Temasek-backed venture capital firm that focuses on high-growth technology companies across the region.

Favour Capital acted as the exclusive financial advisor on the transaction, underscoring the institutional interest in regulated crypto payment infrastructure. The company plans to deploy the proceeds into core infrastructure development and an ambitious push into European markets, where regulatory clarity for digital assets is improving.

Moreover, the capital raise comes at a time when regulators worldwide are stepping up oversight of stablecoins and related payment activities. That said, dtcpay is positioning itself as a compliant bridge between digital assets and traditional finance, targeting both business and retail users.

Business model and stablecoin payment strategy

Co-founded by Alice Liu and Band Zhao, dtcpay operates with a focused mandate: connect digital assets to traditional financial systems for everyday payments. Its platform allows businesses and individuals to accept, store, and transact in stablecoins alongside fiat currencies.

A core component of this offering is a real time swap engine that supports instant settlement between stablecoins and government-issued currencies. This mechanism is designed to reduce friction in crypto-to-fiat conversion and support seamless, on-demand liquidity for merchants and consumers.

The latest dtcpay funding is arriving at a pivotal moment for stablecoin payment solutions. Regulatory frameworks across major economies are tightening, while compliance expectations for on-ramp and off-ramp providers continue to rise. dtcpay says it has spent years building infrastructure that can withstand these evolving standards.

Visa collaboration and product offerings in Asia-Pacific

In the Asia-Pacific region, dtcpay has deepened its footprint through a partnership with Visa. The collaboration provides users access to Visa Infinite cards tailored for individuals and corporate card solutions aimed at businesses seeking to streamline digital asset spending and treasury operations.

Both card products support transactions in digital assets and traditional fiat currencies, giving users flexibility at the point of sale. Moreover, cardholders can benefit from competitive spot exchange rates, enabling more efficient use of stablecoins and fiat for day-to-day purchases and cross-border expenditure.

Commenting on the broader vision, CEO and Co-Founder Alice Liu said the company aims to build “a platform where faster, safer, and more cost-efficient transactions become the standard for global payments.” Her remarks highlight dtcpay’s focus on using regulated digital asset rails to modernize payment experiences.

Luxembourg EMI license and European strategy

Simultaneously with the funding announcement, dtcpay revealed it has secured an Electronic Money Institution authorization in Luxembourg. This luxembourg emi license allows the company to provide regulated stablecoin and fiat payment services across the entire European Economic Area (EEA).

The new emi license luxembourg significantly strengthens the company’s regulatory profile within one of the world’s largest financial blocs. It is expected to serve as the primary gateway for dtcpay’s planned European expansion, directly supported by the Series A proceeds dedicated to market entry and product rollout.

Furthermore, this approval enhances dtcpay’s credibility with institutional clients and partners looking for global regulated payments providers. By aligning operations with EU standards, dtcpay can more easily integrate with local banks, payment processors, and fintech ecosystems across the EEA.

Multi-jurisdictional licensing footprint

The Luxembourg authorization joins a growing portfolio of regulatory approvals already held by dtcpay. In its home market, the company operates with a Major Payment Institution license granted by the Monetary Authority of Singapore, covering key activities related to digital payment token services.

In addition, dtcpay maintains licenses and registrations in Hong Kong, Australia, the United States, and Canada. This multi-jurisdictional coverage enables the firm to support clients across several major economic regions while adhering to local regulatory requirements and compliance norms.

That said, the company is not only focused on geographic growth. The new capital will also fund product enhancements and infrastructure upgrades in existing markets, helping to scale transaction volumes, improve platform reliability, and respond to increasing enterprise demand.

Positioning within the evolving stablecoin landscape

The stablecoin payment sector is attracting heightened scrutiny and interest from institutional investors and regulators alike. Policymakers are seeking to balance innovation with consumer protection, while businesses look for reliable partners that can operate at scale within regulated frameworks.

Against this backdrop, dtcpay’s compliance-first approach and its Luxembourg EMI license give it a differentiated position among european crypto payments providers. The firm is building infrastructure that can support both on-chain innovation and off-chain settlement in line with established financial rules.

Genping Liu, General Partner at Vertex Ventures Southeast Asia & India, said the firm sees “significant potential in real-world stablecoin use cases where digital asset infrastructure intersects with regulated financial systems.” His comments reflect why this Series A round is seen as a strategic bet on the future of tokenized money.

Outlook for dtcpay’s next phase of growth

Looking ahead, dtcpay intends to use its Luxembourg EMI license as a launchpad for deeper European integration. New partnerships, localized product features, and enhanced support for enterprise clients are expected as the company builds out its continental presence.

Moreover, the combination of its Visa collaboration in Asia-Pacific, multi-region regulatory approvals, and a robust infrastructure stack provides a platform for continued international expansion. As stablecoins and regulated digital assets become more embedded in payment flows, dtcpay aims to be a central player in connecting these networks.

In summary, the Series A raise, new European licensing, and existing partnerships position dtcpay for its next stage of global growth. With infrastructure, regulation, and strategic capital aligned, the company is preparing to scale its stablecoin and fiat payment services across both emerging and established financial markets.