Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

30714 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BoE backs 60% gov’t debt, 40% deposits

BoE backs 60% gov’t debt, 40% deposits

The post BoE backs 60% gov’t debt, 40% deposits appeared on BitcoinEthereumNews.com. Systemic stablecoins are the focus of a new Bank of England consultation that outlines backing, holding limits and liquidity arrangements for sterling-denominated stablecoins aimed at protecting consumers and financial stability. How does the Bank of England consultation propose using government debt as backing for systemic stablecoins? The proposal allows up to 60% backing in short-term UK government debt for operational issuance, rising to 95% for a systemic-at-launch scenario. In addition, the consultation notes the remaining backing could be held as deposits in unremunerated accounts at the Bank of England, representing roughly 40% of the mix in some designs. This combination is intended to balance liquidity and credit quality while limiting exposure to private-sector assets. As a result, issuers would need clearer rules on eligible securities and custody. However, the consultation paper also signals joint work with the FCA; see the BoE consultation paper for full detail, where operational requirements and legal interfaces are set out for industry scrutiny. Operational safeguards and custody questions 60% backing in short-term UK government debt for operational issuance, rising to 95% for a systemic-at-launch scenario. In addition, issuers must address settlement speed, custody resilience, and eligible short-term gilts. In practice, firms should adopt multi-vendor custody, routine reconciliation and pre-positioned liquidity facilities to reduce settlement latency and contagion risk. It should be noted that specifics on haircuts and precise eligibility remain for future guidance, and will include interactions with fiscal frameworks and market infrastructure. What are the proposed systemic stablecoins holding limits and FCA stablecoin supervision? The draft sets holding limits of £20,000 per coin for individuals and £10 million for businesses, while permitting exemptions in specified commercial contexts. Consequently, retail protection and commercial thresholds are distinct, and the consultation clarifies how exemptions would operate in practice to preserve market utility for legitimate business uses. In…

Author: BitcoinEthereumNews
Bank of England Confirms Plans for ‘Temporary’ Stablecoin Holding Limits

Bank of England Confirms Plans for ‘Temporary’ Stablecoin Holding Limits

The post Bank of England Confirms Plans for ‘Temporary’ Stablecoin Holding Limits appeared on BitcoinEthereumNews.com. The Bank of England (BOE) has set out its proposed stablecoin regulatory regime, confirming plans to impose limits on holdings per coin. The U.K.’s central bank said on Monday it is proposing “temporary” limits of 20,000 pounds ($26,300) per coin for individuals and 10 million pounds for businesses. The BOE added that these limits would be removed once the financial system has transitioned to the incorporation of stablecoins, digital tokens pegged to the value of a traditional financial (TradFi) asset such as a fiat currency. As previously reported, the BOE may also exempt businesses who need to hold large balances, such as crypto exchanges and even supermarkets, according to the consultation paper. The BOE’s plans to introduce holding limits was met with criticism from some cryptocurrency groups, who branded them unworkable, when they were first reported in September. The industry groups warned that the U.K. would have stricter rules than jurisdictions such as the U.S. or the European Union (EU), possibly making it a less attractive market in which to do business. Sarah Breeden, the BOE’s deputy governor for financial stability, said recently that these limits were required to curb the risk of destabilizing the commercial banking sector, which most people rely on for mortgages. “These proposed steps, whilst looking harsh at first glance, will benefit systemic stablecoins in the medium and long term to become a trustworthy method of value exchange and a true alternative to current forms of digital money,” Etay Katz, head of digital assets at law firm Ashurst, said in an emailed comment. Bank of England’s Stablecoin Backing Proposals The BOE also proposed stablecoin issuers being able to hold up to 60% of their backing assets in short-term U.K. government debt with the other 40% provided through unrenumerated Bank of England accounts. An exemption to this framework, however, is issuers…

Author: BitcoinEthereumNews
Stablecoins Can’t Kill XRP — Here’s What Most Critics Miss

Stablecoins Can’t Kill XRP — Here’s What Most Critics Miss

Ripple’s RLUSD stablecoin is expanding fast, but experts say it complements rather than replaces XRP in cross-border payments. XRP remains crucial as a neutral bridge asset connecting global currencies where stablecoins and CBDCs lack interoperability. Ripple’s XRP remains a cornerstone in cross-border payments, even as stablecoins dominate the digital finance landscape. While stablecoins attract users [...]]]>

Author: Crypto News Flash
Indians Overseas Use USDT for Remittances Amid Rising Premium

Indians Overseas Use USDT for Remittances Amid Rising Premium

The post Indians Overseas Use USDT for Remittances Amid Rising Premium appeared on BitcoinEthereumNews.com. USDT trades at a 4-5% premium in India, providing more rupees per dollar for remittances. $1,000 sent via USDT fetches ₹93,150 compared to ₹88,600 through banks. Market estimates suggest 3-4% of remittances have shifted from banks to stablecoins. A change is happening in how some Indians working abroad send money home. For approximately two months, a small portion of funds remitted by overseas workers has been arriving as stablecoin instead of through traditional bank transfers. USDT trades at a 4-5% premium in India, making crypto remittances more valuable than bank transfers. While USDT serves as a dollar proxy, its price hovers around ₹93 in India compared with the current INR-USD exchange rate of ₹88.6 per dollar. Premium creates arbitrage opportunity This creates a financial advantage for remittance senders. $1,000 sent by a worker from UAE or U.S. through regular banking channels converts into ₹88,600. However, USDT purchased in Dubai or New Jersey and sold in India would fetch ₹93,150 based on recent USDT pricing of ₹93.15 per coin. An overseas worker visiting a money changer’s office may not understand the arbitrage opportunity. Instead of transferring money to a bank, the operator buys USDT and moves tokens to a counterpart’s wallet in India. The recipient may sell coins in a peer-to-peer transaction, with crypto buyers and sellers connecting on Telegram or unregulated platforms, escaping the 1% tax deducted at source. Alternatively, the recipient may sell on a local exchange, pay TDS, and still retain extra money split with customers. Money changers earn additional fees while customers send more money to families. Transactions are quicker and cheaper than banks, though operating outside formal channels. Several money transfer firms have informally discussed the matter with Reserve Bank of India officials. Market estimates indicate approximately 3-4% of remittances have moved from banks to stablecoins.…

Author: BitcoinEthereumNews
CFTC greenlights leveraged spot trading: ‘Encouraging’ or risky precedent?

CFTC greenlights leveraged spot trading: ‘Encouraging’ or risky precedent?

The post CFTC greenlights leveraged spot trading: ‘Encouraging’ or risky precedent? appeared on BitcoinEthereumNews.com. Key Takeaways  What’s behind CFTC plans? It’s part of a broader pro-crypto shift and integration under President Trump’s orders.  How will the move impact the crypto sector?  Per market watchers, it could dent offshore players that have dominated the retail spot crypto trading and futures markets.  U.S. regulators are still pushing forward with the deeper integration of crypto into the traditional financial space.  Caroline Pham, the Acting Chair of the Commodity Futures Trading Commission (CFTC), reiterated plans to allow leveraged spot trading on regulated exchanges before 2026.  Potential impact on markets Pham has reportedly been engaging with regulated exchanges, specifically designated contract markets (DCMs). The platforms include Coinbase Derivatives, CME, ICE, Cboe Futures Exchange, and leading prediction markets (Polymarket US, Kalshi).  The move would enable retail traders to trade spot crypto assets, such as Bitcoin [BTC], using leverage or financing on licensed exchanges. Offshore players dominate leveraged crypto trading, which U.S. regulators currently restrict to futures contracts operating in legal gray areas. Pham added,  “As we continue to work with Congress on bringing legislative clarity to these markets, we are also using existing authorities to swiftly implement recommendations in the President’s Working Group on Digital Asset Markets report.” While this would set a precedent for a regulator to move forward before Congress gives its approval, the broader impact would be improved investor protection. By extension, the update could limit the dominance of offshore and unregulated players in the sector, noted market watcher Marty Party.  “This would shift such retail trading from unregulated or offshore platforms to supervised venues, enhancing investor protections, market integrity, and price transparency.” For its part, the Digital Chamber, the industry’s association, called the CFTC’s push “encouraging.”  The bigger policy picture Earlier in August, the CFTC sought public views on allowing crypto trading on regulated exchanges. As…

Author: BitcoinEthereumNews
Japan’s FSA moves to regulate crypto management providers

Japan’s FSA moves to regulate crypto management providers

Japan’s FSA is considering a new rule to strengthen oversight of crypto management systems.

Author: Cryptopolitan
Coinbase Launches Public Token Sales for US Retail with Monad; Monthly Offerings Planned

Coinbase Launches Public Token Sales for US Retail with Monad; Monthly Offerings Planned

Coinbase is preparing to launch a new platform for digital token sales, aiming to host one sale each month, with the first offering featuring Monad, a new blockchain project, expected to begin next week.Digital assets meet tradfi in London at the fmls25In August, Coinbase Global announced plans to roll out tokenised stocks, derivatives, prediction markets, and early-stage token sales, describing the initiative internally as building an “everything‑exchange” for on-chain assets.US Investors Join Coinbase Token PlatformInvestors will submit purchase requests using the USDC stablecoin over a one-week period. An algorithm will determine token distribution, prioritizing buyers who hold their tokens long-term. Users who sell within 30 days of listing may receive smaller allocations in future sales.The system will allow participation from individual investors, including those in the United States. Coinbase will not charge fees for users, while issuers will pay a percentage of the USDC raised. Tokens sold through the platform will later appear on Coinbase’s asset listing roadmap.Token launches just got a whole lot better.→ Early access to your favorite tokens→ Real supporters are prioritized→ Sustainable token distribution→ US users can finally joinNow possible with token sales on Coinbase.Oh, one more thing: the @monad sale starts Nov 17. pic.twitter.com/ox5VRAqfiH— Coinbase 🛡️ (@coinbase) November 10, 2025Monad Mainnet Launches Late NovemberMonad plans to sell a portion of its MON tokens at $0.025 each. If the sale fully succeeds, it could raise around $188 million.The blockchain’s mainnet and token launch are scheduled for November 24, one week after the Coinbase sale, with an airdrop for early users alongside the launch.Monad co-founder Keone Hon said the public sale is intended to widen participation and introduce the network to a broader audience beyond the core crypto community.Bringing back Up Only was just the warm up.We’ve acquired @echodotxyz, the leading onchain capital raising platform.→ Joining builders with community capital→ Giving investors access to new opportunities→ Growing economic freedom worldwide pic.twitter.com/NCDF7t7B08— Coinbase 🛡️ (@coinbase) October 21, 2025Echo Integration Expands Coinbase Fundraising PlatformThe launch of the new token-sale platform follows Coinbase’s recent acquisition of Echo, an on-chain fundraising platform, in a deal valued at roughly $375 million. Echo helps startups raise capital through private or public token sales and has supported more than $200 million across about 300 deals. Coinbase plans to integrate Echo’s technology into its ecosystem while keeping the platform operational under its current brand. The acquisition also aims to expand support for tokenized securities and real-world assets, providing a broader framework for digital asset issuance, fundraising, and trading. This article was written by Tareq Sikder at www.financemagnates.com.

Author: Financemagnates
Why Tether Feels More Like a Central Bank Than a Stablecoin Provider

Why Tether Feels More Like a Central Bank Than a Stablecoin Provider

Cryptocurrency markets are continually evolving, with stablecoins like Tether playing an increasingly influential role. Recent disclosures reveal that Tether operates more like a private central bank than a traditional stablecoin issuer, managing a large and complex balance sheet, generating substantial profits, and exercising policy-like tools to navigate market and regulatory landscapes. This shift highlights the [...]

Author: Crypto Breaking News
USDe Circulating Supply Plummets: The Shocking 40% Drop That Reveals Market Vulnerabilities

USDe Circulating Supply Plummets: The Shocking 40% Drop That Reveals Market Vulnerabilities

BitcoinWorld USDe Circulating Supply Plummets: The Shocking 40% Drop That Reveals Market Vulnerabilities The cryptocurrency world received a jolting revelation in October as Ethena’s USDe circulating supply experienced a dramatic 40% decline. This staggering drop in USDe circulating supply has sent ripples through the DeFi community, raising crucial questions about the stability of algorithmic stablecoins and their revenue models in turbulent market conditions. What Caused the USDe Circulating Supply Collapse? Market instability emerged as the primary culprit behind the shrinking USDe circulating supply. According to DL News reports and analysis from Colin Butler, Mega Matrix’s head of global financing, the protocol’s fundamental revenue mechanism faced significant pressure. The declining USDe circulating supply directly correlates with reduced incentives for holders, creating a challenging cycle for the stablecoin’s ecosystem. The core issue lies in USDe’s unique revenue generation model. The protocol primarily earns through: Perpetual futures funding rates Yield distribution to depositors Market-neutral strategies How Do Funding Rates Impact USDe Circulating Supply? When perpetual futures funding rates decrease or turn negative, the consequences for USDe circulating supply become immediately apparent. The protocol’s revenue stream shrinks, which subsequently reduces the yield paid to staked USDe holders. This creates a domino effect where: Lower yields discourage new deposits Existing holders seek better opportunities The overall USDe circulating supply contracts This mechanism explains why the USDe circulating supply fell so dramatically during October’s market volatility. Investors quickly responded to the changing yield environment by reallocating their assets to more profitable alternatives. What Does This Mean for Stablecoin Investors? The sharp decline in USDe circulating supply serves as a crucial lesson for cryptocurrency investors. It highlights the inherent risks associated with yield-dependent stablecoins during market downturns. The situation demonstrates that even innovative DeFi protocols can struggle when market conditions turn unfavorable. However, it’s important to recognize that fluctuations in USDe circulating supply are part of the natural market cycle. As funding rates normalize and market stability returns, we may see the USDe circulating supply begin to recover. The key question remains whether investors will regain confidence in the protocol’s ability to generate sustainable yields. Key Takeaways from the USDe Circulating Supply Drop The 40% reduction in USDe circulating supply offers valuable insights for the entire cryptocurrency ecosystem. This event underscores the importance of: Diversified revenue models for DeFi protocols Transparent risk disclosure to investors Robust stress testing for market downturns Alternative yield sources beyond funding rates The future of USDe circulating supply growth depends on the protocol’s ability to adapt to changing market conditions and restore investor confidence through consistent performance. Frequently Asked Questions What exactly is USDe circulating supply? USDe circulating supply refers to the total amount of Ethena’s USDe stablecoin available and actively trading in the market at any given time. Why did USDe circulating supply drop 40% in October? The drop occurred due to declining perpetual futures funding rates, which reduced yields and made holding USDe less attractive to investors. Is USDe still a safe investment after this drop? Like all cryptocurrency investments, USDe carries risks. The circulating supply fluctuation highlights the importance of understanding the protocol’s revenue model and market dependencies. Can USDe circulating supply recover from this decline? Yes, as market conditions improve and funding rates become more favorable, the circulating supply could potentially recover through increased investor participation. How does USDe differ from traditional stablecoins? USDe generates yield through derivatives strategies rather than holding traditional assets, making its value proposition and risk profile different from asset-backed stablecoins. What should investors monitor regarding USDe circulating supply? Investors should track funding rates, protocol revenue, yield percentages, and overall market sentiment to gauge the health of USDe circulating supply. Found this analysis of USDe circulating supply trends helpful? Share this article with fellow cryptocurrency enthusiasts on Twitter and LinkedIn to spread awareness about stablecoin market dynamics! To learn more about the latest cryptocurrency trends, explore our article on key developments shaping DeFi protocols and their future market performance. This post USDe Circulating Supply Plummets: The Shocking 40% Drop That Reveals Market Vulnerabilities first appeared on BitcoinWorld.

Author: Coinstats
Paxos mints $100 million worth of PYUSD stablecoins.

Paxos mints $100 million worth of PYUSD stablecoins.

PANews reported on November 10 that, according to Whale Alert monitoring, Paxos minted 100 million new PYUSD stablecoins (approximately $100.04 million) on Ethereum.

Author: PANews