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Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

37850 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Standard Chartered Sets Sights on Hong Kong as Core of Blockchain Ambitions

Standard Chartered Sets Sights on Hong Kong as Core of Blockchain Ambitions

Standard Chartered is betting on Hong Kong to anchor its global digital finance strategy as it targets higher returns and prepares for a blockchain-powered future, according to CEO Bill Winters. In a recent interview with the South China Morning Post, Winters praised the city’s forward-thinking regulatory approach, saying its openness to experimentation has created an ideal environment for developing blockchain solutions that can transform financial services. He pointed to the Hong Kong Monetary Authority’s (HKMA) pilot programmes on tokenized deposits, wholesale central bank digital currencies and stablecoins as examples of how regulators are enabling innovation without compromising safety. “We’re going to remain ahead on digital technology, and what we lose in margin, we’re going to make up in volume by providing a better service to our customers,” Winters said. Hong Kong Deepens Fintech Ambitions With Fintech 2030 Hong Kong’s push to become a global hub for digital finance gained fresh momentum last week. The Hong Kong Monetary Authority launched its five-year “Fintech 2030” strategy to accelerate innovation across the city’s financial system. The plan focuses on four pillars (data and payments, artificial intelligence, resilience and tokenization) together forming the DART framework. This roadmap will guide the next wave of Hong Kong’s fintech growth. In addition, the initiative includes more than 40 programmes aimed at integrating new technologies, strengthening cybersecurity and expanding financial inclusion. Collectively, these efforts could help the sector surpass $600b in revenue by 2032. Regulators are also easing constraints on digital asset trading. Securities and Futures Commission (SFC) Chief Executive Julia Leung said licensed crypto exchanges in Hong Kong will soon be allowed to link with global order books, enabling local platforms to tap into broader liquidity and attract more institutional players. Standard Chartered Builds Momentum In Capital-Light, High-Return Digital Segments Standard Chartered has played an active role in the HKMA’s regulatory sandboxes, where new blockchain applications are tested in controlled settings. Winters said blockchain technology could lower transaction costs and improve efficiency across financial services. “Ultimately, people will prioritise moving money securely, efficiently and cheaply,” he said. “Financial markets always find a way.” He added that the bank would continue to strengthen compliance with anti-money-laundering and fraud-prevention rules as it scales digital operations. Growth In High-Return Segments Lifts Standard Chartered’s Quarterly Earnings Standard Chartered’s commitment to digital finance is already paying off. In the third quarter, the bank’s net profit rose 10% to $1.03b, beating analyst expectations. The performance was driven by growth in capital-light, high-return segments such as wealth management, cross-border payments and digital finance. “Those areas are less capital-intensive, higher-returning and fast-growing, so we’re happy to keep deploying resources there,” Winters said. Hong Kong remains a key investment destination for Standard Chartered’s affluent and wealth management business across Asia, the Middle East and Africa. The bank plans to invest $1.5b in wealth management over the next five years. This move reinforces its long-term commitment to the region. For Bill Winters, Hong Kong’s growing regulatory clarity and strong institutional participation strengthen its appeal. Moreover, the city’s openness to blockchain innovation makes it central to Standard Chartered’s digital finance roadmap

Author: CryptoNews

2025/11/10

Investor Predicts Crypto’s Fade into Financial Mainstream

Investor Predicts Crypto’s Fade into Financial Mainstream

Blockchain integration is making "crypto" as a term redundant in finance. Stablecoins are gaining traction for everyday transactions over Bitcoin. Continue Reading:Investor Predicts Crypto’s Fade into Financial Mainstream The post Investor Predicts Crypto’s Fade into Financial Mainstream appeared first on COINTURK NEWS.

Author: Coinstats

2025/11/10

U.S. Senate Struggles to End Government Shutdown

U.S. Senate Struggles to End Government Shutdown

The post U.S. Senate Struggles to End Government Shutdown appeared on BitcoinEthereumNews.com. Key Points: U.S. Senate nears a vital vote risking shutdown delays. Senate procedural vote could extend debate by 30 hours. Potential implications for crypto markets from funding uncertainty. The U.S. Senate conducts a decisive procedural vote aiming to end the government shutdown, contingent on amending three funding bills, while market volatility looms amid legislative delays. Potential disruptions in crypto markets are anticipated, with key assets like BTC, ETH, and stablecoins affected by ongoing fiscal uncertainty and possible extended U.S. government funding debates. Senate Vote Holds Key to Ending Shutdown Debate extensions could delay federal payments and budget allocations, causing ripple effects across markets. During previous shutdowns, cryptocurrency assets like BTC and ETH experienced short-lived volatility. The uncertainty introduces potential risks for stablecoin liquidity and DeFi governance tokens with high regulatory exposure. Senator Elissa Slotkin (D-MI) publicly opposed expediting the vote, citing healthcare cost concerns. Meanwhile, at least eight Democrats remain supportive, but Republicans require additional affirmative votes from the other side to succeed. The outcome remains uncertain as internal discussions continue in both parties. Tonight, I am voting no on a procedural vote on an appropriations deal that would re-open the government. … The promise of a vote in over a month does not meet that threshold. – Elissa Slotkin, Senator, Michigan Crypto Markets Brace for Shutdown Impact Did you know? During the 2018-2019 U.S. government shutdown, the market observed increased volatility in bitcoin prices, with significant liquidity stresses in stablecoins such as USDC and USDT, impacting DeFi protocols integrated with these assets. Bitcoin (BTC) is currently trading at $105,922.03, with a market cap of $2.11 trillion, capturing 59.11% market dominance, as reported by CoinMarketCap. The recent 24-hour trading volume reached $67.10 billion, marking a 4.12% rise in price. Over the last 90 days, bitcoin experienced a 10.96% decline, emphasizing…

Author: BitcoinEthereumNews

2025/11/10

Fed Governor: Stablecoins’ Potential Trillion-Dollar Growth Could Ease Interest Rates

Fed Governor: Stablecoins’ Potential Trillion-Dollar Growth Could Ease Interest Rates

The post Fed Governor: Stablecoins’ Potential Trillion-Dollar Growth Could Ease Interest Rates appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Stablecoins could lower interest rates by increasing demand for U.S. Treasury bills, according to Federal Reserve Governor Stephen Miran. With potential growth to $3 trillion in five years, this demand from dollar-pegged tokens may exert downward pressure on the neutral rate, prompting the Fed to adjust rates accordingly. Stablecoin market cap currently stands at $310.7 billion, per CoinGecko data. Growing adoption of US dollar-tied stablecoins boosts demand for safe, liquid assets like Treasury bills. Federal Reserve research projects stablecoins could reach up to $3 trillion by 2030, influencing monetary policy. Discover how stablecoins interest rates dynamics are shifting with Federal Reserve insights on growth and regulation. Learn the impact on the economy and what it means for investors today—explore stablecoin potential now. How Do Stablecoins Influence Interest Rates? Stablecoins are digital assets pegged to fiat currencies like the US dollar, designed to maintain stable value amid cryptocurrency volatility. Federal Reserve Governor Stephen Miran recently highlighted that surging demand for these dollar-tied stablecoins could drive down interest rates by increasing appetite for US Treasury bills and other liquid assets. This…

Author: BitcoinEthereumNews

2025/11/10

Fed’s Miran Says Stablecoins May Help Lower Interest Rates

Fed’s Miran Says Stablecoins May Help Lower Interest Rates

The post Fed’s Miran Says Stablecoins May Help Lower Interest Rates appeared on BitcoinEthereumNews.com. A growing demand for US dollar-tied crypto stablecoins could help push down the interest rate, says US Federal Reserve Governor Stephen Miran. The Donald Trump-appointed Miran told the BCVC summit in New York on Friday that the dollar-pegged crypto tokens could be “putting downward pressure” on the neutral rate, or r-star, that doesn’t stimulate or impede the economy. If the neutral rate drops, then the central bank would also react by dropping its interest rate, he said. The total current market cap of all stablecoins sits at $310.7 million according to CoinGecko data, and Miran suggested that Fed research found the market could grow to up to $3 trillion in value in the next five years. Stephen Miran speaking at a conference in New York on Friday. Source: BCVC “My thesis is that stablecoins are already increasing demand for U.S. Treasury bills and other dollar-denominated liquid assets by purchasers outside the United States and that this demand will continue growing,” Miran said. “Stablecoins may become a multitrillion-dollar elephant in the room for central bankers.” Organizations, including the International Monetary Fund, have warned that stablecoins threaten traditional financial assets and services as they could compete for customers. US banking groups have also urged Congress to tighten oversight of stablecoins with yield, arguing they could attract would-be bank users. Related: How TradFi banks are advancing new stablecoin models Regulation to pave the way  During his speech, Miran praised the GENIUS Act for setting out clear guidelines and consumer protections, as he indicated that the regulatory framework will play a key role in spurring broader adoption of stablecoins.  “While I tend to view new regulations skeptically, I’m greatly encouraged by the GENIUS Act. This regulatory apparatus for stablecoins establishes a level of legitimacy and accountability congruent with holding traditional dollar assets,” he said,…

Author: BitcoinEthereumNews

2025/11/10

South Korea's FSC is finalizing a bill to oversee stablecoin regulation

South Korea's FSC is finalizing a bill to oversee stablecoin regulation

The post South Korea's FSC is finalizing a bill to oversee stablecoin regulation appeared on BitcoinEthereumNews.com. South Korea said it is close to finalizing its long-awaited stablecoin legislation, as the central bank and financial regulator jostle over who should police digital tokens pegged to the won. The Financial Services Commission (FSC) plans to submit a government sponsored bill by the end of 2025. It will join five other competing stablecoin bills under review in the National Assembly which have been submitted by individual lawmakers. Meanwhile, the Bank of Korea (BOK), which released a stablecoin whitepaper on October 27, stressed that “currency functions on trust rather than technology,” and is also seeking a role in licensing and monitoring. Legislative chaos Competing proposals have muddled the stablecoin policy landscape. “Most of the bills in the National Assembly envision a licensing regime for private stablecoin issuers,” said Sejin Kim, a fintech policy analyst at the Information Technology and Innovation Foundation. “The central bank, on the other hand, wants to keep issuance in the hands of banks over concerns about financial stability.” The FSC views stablecoins as part of the virtual asset market and maintains that licensing, exchange oversight, and custody supervision should remain within its jurisdiction. While all the bills share the same overarching objective none of them fully align with either the FSC’s or the BOK’s preferred model, explained Jeonghwan JK Kim, an attorney specializing in digital assets at Architect Legal Advisory. The kimchi premium spreads to stablecoins The newly elected President Jae-Myung Lee expressed concerns that South Koreans are too reliant on USD backed assets. USD pegged stablecoins USDC and USDT dominate Korea’s crypto market. According to the BOK, the total trading volume of USD pegged stablecoins reached 56.95 trillion won ($41.6 billion) in the first quarter of 2025, marking a threefold increase from 17.06 trillion won in the third quarter of 2024. But Korean investors are…

Author: BitcoinEthereumNews

2025/11/10

South Korea Nears Won-Pegged Stablecoin Rules Amid USDT Dominance and Regulator Debate

South Korea Nears Won-Pegged Stablecoin Rules Amid USDT Dominance and Regulator Debate

The post South Korea Nears Won-Pegged Stablecoin Rules Amid USDT Dominance and Regulator Debate appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → South Korea’s stablecoin legislation aims to regulate won-pegged digital tokens amid disputes between the Financial Services Commission (FSC) and Bank of Korea (BOK) over oversight. The FSC plans a bill by late 2025 for licensing, while the BOK pushes for bank-led issuance to ensure financial stability. This framework seeks to balance innovation with risk management in the crypto market. South Korea nears stablecoin bill submission by end of 2025, joining multiple assembly proposals. Regulatory tension arises as BOK favors bank control, contrasting FSC’s market-focused approach. Trading volume of USD-pegged stablecoins hit 56.95 trillion won in Q1 2025, showing market dominance and kimchi premium effects. South Korea stablecoin legislation advances with FSC and BOK negotiations. Explore risks, proposals, and impacts on won-pegged assets. Stay informed on crypto regulations shaping Asia’s digital finance hub. (152 characters) What is South Korea’s Stablecoin Legislation? South Korea’s stablecoin legislation refers to ongoing efforts to create a regulatory framework for digital tokens pegged to the Korean won, addressing issuance, licensing, and oversight amid growth in the virtual asset sector. The Financial Services Commission plans to…

Author: BitcoinEthereumNews

2025/11/10

Solana: Top 3 reasons SOL’s stablecoin flow could be its biggest edge yet!

Solana: Top 3 reasons SOL’s stablecoin flow could be its biggest edge yet!

The post Solana: Top 3 reasons SOL’s stablecoin flow could be its biggest edge yet! appeared on BitcoinEthereumNews.com. Key Takeaways What gives Solana its edge in the stablecoin market? Solana can capitalize on short-term adoption and liquidity inflows faster than larger networks like Ethereum, enabling faster DeFi activity. Is Circle betting big on SOL? Circle’s USDC supply on SOL shows it is strategically deploying liquidity, reinforcing its role in driving Solana’s quarterly stablecoin inflows. Is Solana’s [SOL] stablecoin flow its real future edge? On-chain, total liquidity sat around $14 billion at press time. That puts Solana ahead of Base, Arbitrum [ARB], and Optimism [OP]. At the same time, its dry powder ranks as the third largest, just behind Ethereum [ETH] and TRON [TRX]. Sure, the gap is still massive compared to ETH’s $167 billion stablecoin market. However, looking at QoQ performance, SOL’s Q1 and Q3 cycles saw the market jump by 140% and 40%, respectively. Source: DeFiLlama Meanwhile, ETH recorded 14% and 24% QoQ gains over the same period. Simply put, Solana’s ecosystem can capitalize on short-term adoption and liquidity inflows faster, making its stablecoin flow a real structural advantage. Take, for instance, a memecoin drop on the Solana network. Due to its faster liquidity inflows, trading volume spikes instantly. Then, capital rotates quickly through the system, fueling more DeFi activity. Meanwhile, larger networks like Ethereum see slower, steadier growth. In short, Solana’s stablecoin market is giving it a serious edge. As a result, more projects are launching on the network. That said, does this mean stablecoins are turning into Solana’s strongest lane right now? Circle’s big bet on Solana’s speed and liquidity Given USDC’s growing share, it’s clear that Circle is betting big on Solana.  For context, USDC’s total circulating supply sits at $75 billion, with roughly 65% on Ethereum. Still, 58% of Ethereum’s stablecoin market is dominated by Tether [USDT], keeping USDT as the most liquid…

Author: BitcoinEthereumNews

2025/11/10

Stablecoin demand is growing, and it can push down interest rates: Fed’s Miran

Stablecoin demand is growing, and it can push down interest rates: Fed’s Miran

                                                                               Federal Reserve Governor Stephen Miran argued that stablecoins’ potential multi-trillion dollar growth over the next five years will help push down interest rates.                     A growing demand for US dollar-tied crypto stablecoins could help push down the interest rate, says US Federal Reserve Governor Stephen Miran.The Donald Trump-appointed Miran told the BCVC summit in New York on Friday that the dollar-pegged crypto tokens could be “putting downward pressure” on the neutral rate, or r-star, that doesn’t stimulate or impede the economy.If the neutral rate drops, then the central bank would also react by dropping its interest rate, he said.Read more

Author: Coinstats

2025/11/10

Revolutionary Shift: Bank of Korea Champions Bank-Led Stablecoins Using Biden-Era Framework

Revolutionary Shift: Bank of Korea Champions Bank-Led Stablecoins Using Biden-Era Framework

BitcoinWorld Revolutionary Shift: Bank of Korea Champions Bank-Led Stablecoins Using Biden-Era Framework Imagine a world where your local bank issues digital currencies that combine traditional financial security with crypto innovation. That’s exactly what the Bank of Korea is proposing in their groundbreaking new approach to bank-led stablecoins. This strategic move could reshape how we think about digital money and financial stability. Why Is the Bank of Korea Pushing for Bank-Led Stablecoins? The Bank of Korea recently released a white paper that makes a compelling case for bank-led stablecoins as the future of digital currency. Their recommendation centers on having banks take the lead in stablecoin issuance rather than allowing non-bank entities to dominate this emerging market. This approach directly contrasts with current U.S. policy under the Trump administration. What makes this development particularly interesting is the Bank of Korea’s reliance on Biden-era financial policy. They specifically cited the U.S. President’s Working Group on Financial Markets report from the previous administration to support their position. This creates an intriguing international dialogue about how different countries approach cryptocurrency regulation. How Do Bank-Led Stablecoins Differ from Current Models? Traditional stablecoins typically come from cryptocurrency companies or fintech startups. However, bank-led stablecoins would operate differently in several key ways: Enhanced regulatory oversight through existing banking frameworks Built-in consumer protections that banks already provide Seamless integration with traditional financial systems Proven risk management practices from established institutions Greater financial stability through centralized oversight This model addresses many concerns that regulators have about privately-issued stablecoins, including reserve transparency and systemic risk. What Challenges Might Bank-Led Stablecoins Face? While the bank-led stablecoins approach offers significant benefits, it also faces several hurdles. Traditional banks may struggle with the technological innovation required for digital currency systems. Additionally, there are concerns about whether banks can move quickly enough to compete with agile crypto startups. Another challenge involves international coordination. Since cryptocurrencies operate across borders, different regulatory approaches could create friction in global markets. The Bank of Korea’s proposal highlights how countries are taking varied paths toward regulating digital assets. What Does This Mean for Crypto Investors and Users? The push for bank-led stablecoins represents a significant shift in how governments view digital currencies. For users, this could mean: More stable and reliable digital payment options Better consumer protection mechanisms Easier integration between crypto and traditional banking Increased regulatory clarity for digital assets This development suggests that major financial institutions are taking cryptocurrencies seriously and want to play a central role in their evolution. How Might This Impact Global Crypto Regulation? The Bank of Korea’s position on bank-led stablecoins could influence other countries considering their own digital currency frameworks. As one of Asia’s leading economies, South Korea’s regulatory approach often sets precedents for neighboring nations. Moreover, the reference to U.S. policy shows how international regulatory discussions are shaping local decisions. This creates an interesting dynamic where countries learn from each other’s experiences with cryptocurrency regulation. Conclusion: The Future of Stablecoins Is Evolving The Bank of Korea’s advocacy for bank-led stablecoins marks a pivotal moment in cryptocurrency history. By leveraging Biden-era financial policy while adapting it to local needs, they’re creating a hybrid approach that balances innovation with stability. This could become a model for other nations seeking to regulate digital assets without stifling their potential. As the debate continues between bank-centric and open models, one thing is clear: stablecoins are becoming too important to leave unregulated. The question isn’t whether they’ll be regulated, but how—and the Bank of Korea has just made a powerful case for their preferred approach. Frequently Asked Questions What are bank-led stablecoins? Bank-led stablecoins are digital currencies issued and managed by traditional banking institutions rather than cryptocurrency companies or fintech startups. Why does the Bank of Korea prefer bank-led stablecoins? The Bank of Korea believes banks offer better consumer protection, regulatory oversight, and financial stability compared to non-bank issuers. How does this differ from U.S. policy? Current U.S. policy under the Trump administration allows non-bank entities to issue stablecoins, while the Bank of Korea wants to restrict issuance to banks. What policy did the Bank of Korea reference? They cited the U.S. President’s Working Group on Financial Markets report from the Biden administration that recommended bank-centric approaches. When might we see bank-led stablecoins in South Korea? There’s no specific timeline yet, but the white paper suggests the Bank of Korea is seriously considering this regulatory framework. Will this affect existing stablecoins? Existing stablecoins might need to adapt to new regulations or partner with banks if the Bank of Korea’s proposal becomes law. Found this analysis insightful? Share this article with others interested in cryptocurrency regulation and help spread knowledge about the evolving world of digital assets! To learn more about the latest cryptocurrency regulation trends, explore our article on key developments shaping stablecoins institutional adoption. This post Revolutionary Shift: Bank of Korea Champions Bank-Led Stablecoins Using Biden-Era Framework first appeared on BitcoinWorld.

Author: Coinstats

2025/11/10

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